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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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Me and OH vs Abbey


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Hi all!

 

Am currently looking for advice re Abbey - having a nightmare with them! My OH has an current account with them - no overdraft just simple debit card etc. They are looking to charge OH in excess of 200 quid this month alone (bounced DD's etc), mainly 35 quid a time, some at 25 and some at 5.00. EH? Why all different? Am planning on trying to get charges refunded - will do some research first though.

 

But before we start the big one, have a small issue currently to deal with that I don't understand. They have charged OH £35 for a returned DD of approx £40. this is despite - according to the latest statement - having cleared funds of more than twice that in the account. (a cheque had been paid in 2 days previously, but despite taking that away, I still get cleared funds showing when subtract all transactions from the amount in his account!) Why else would they return a DD? Can I just go steaming in and demand answers on this one?

 

All advice v gratefully received!

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But even if I ignore the cheque, pretend that was never paid in, there were still cleared funds in there! They surely can't bounce a DD and charge for it if the money is in the account, clear and ready to use, just cos they feel like it!!! That seems a little harsh (even for Abbey!)

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Bursts out laughin - :D:D:D - shabbey once send my wages back because they said I had too much in my basic account, and of course they did not bother to tell me, and they charged me for the priviledge.

 

Needless to say my dealings with this idiot bank was short lived, I now have an account with 90p in and make them send me a statement every month at their expense - petty and a waste of trees but I really dont care:)

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Ah! That good a bank! Forgive my naivety.... Will shortly be doing the same with them - OH opening other bank account today so will be free from Abbey... Of course, will be stuck with someone else but we know more now and hopefully won't get taken for a ride too often with new bank! bring back a barter society...!;)

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If you bothered to read your terms and conditions leaflet you would discover why the charges are different amounts. Perhaps you will manage your new account better in future although somehow i very much doubt it.

 

How dare you judge people like that.:-x

 

The poster has stated that there WAS enough money in the account - it would appear to be an error by the bank.

 

This site is here to help people, no matter what their circumstances.

 

So you can take your holier-than-thou attitude elsewhere thanks.

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I would politely suggest you join the crapit today forums, your much more likely to get more appreciative comments for your absurd outlooks, now if you dont mind I have far more important things to do than converse with a TROLL

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Well, eyeofhorus,

 

Quote:

Originally Posted by eyeofhorus viewpost.gif

How on earth does someone 'run up' £4000 worth of charges??? You would think after the first few that you would perhaps organize your finances better?

 

As an Abbey Employee, I think that you know, very well, how easy it is to rack up that order of charges.

Reference......

Quote:

post_old.gif 14th August 2007, 20:43 #16 (permalink) eyeofhorus vbmenu_register("postmenu _1078066", true);

Basic Account Customer

 

Join Date: Aug 2007

Posts: 8

reputation_pos.gif

 

 

icon1.gif Re: Bank Cashiers? Do they sell to?

Only just joined this forum as im getting really fed up with where i work. Abbey cashiers or CSA's as they are known do indeed have targets. Each day they must make a minimum of 4 referals. That means either booking an appointment or the customer sees someone on the spot. Failure to continually meet these targets will lead to you being 'performance managed'. Their bonus scheme is linked to their referals and % over target. They also are required to fill out various questionnaires while you are at the counter. These will cover savings, mortgages etc. On some days they will have a 'race day' and gain prizes for doing the most.

 

Reference....

Quote:

14th August 2007, 20:54 #7 (permalink) eyeofhorus vbmenu_register("postmenu _1078112", true);

Basic Account Customer

 

Join Date: Aug 2007

Posts: 8

reputation_pos.gif

 

 

icon1.gif Re: Abbey Appalling Customer Service

I work for Abbey. Im not surprised at the trouble you are having. Myself and my colleagues are at our wits end with the way we have to do things. The Indian call centre contract was supposed to have ended in May and we were told that it was being moved back to the UK.

 

Im not sure if this right section to vent my anger as an employee but there are so many things that are wrong and they prevent us from doing a proper job. As a member of staff im disgusted with the way the customer is treated and that there is little we can do. It is not the staffs fault that we cant serve the customer in the manner they deserve as we are not given the right tools to do the job.

 

 

So given your insider knowledge, how about you telling us how easy it is to run up unlawful penalty charges?

 

Regards, Rooster.

 

You never did reply, did you?

 

Rooster-UK.

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Yes absolutely right.

"People are unable to control their own money"

 

Because banks take it routinely in charges that are not in proportion to default costs.

But lets just remind you where you are-The Consumer Action Group website........where there are upwards of 200,000k others who "are unable to control their own money"

 

If Abbey are worth defending with the gusto that you continually show-maybe it would be a reminder for you to go and look at your first posts on joining.

 

Seems you have problems with your memory-but obviously not with loyalties.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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