Jump to content


Virgin Card - Mbna Cca Is It Valid??


bozalt
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2891 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Thanks DX

 

I will await the next correspondence.

 

I was slightly concerned as I noticed they had carried out a number of credit searches on me without my permission.

__________________________________________

I came into this world with nothing and I still have most of it left.

__________________________________________

Link to post
Share on other sites

  • Replies 208
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

don't need your permission they hold a csl

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

I received the attached today, is it recommended to ignore this or should I respond to remind them the balance is in dispute?

 

Thank you

FullSizeRender.pdf

__________________________________________

I came into this world with nothing and I still have most of it left.

__________________________________________

Link to post
Share on other sites

Don't panic Mr mannering

Don't panic

 

Its just a scary letter

If you go read other threads

That's a very common one

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thanks DX, appreciated.

 

I tried tofind a few similar threads but unfortunately didn't get have much luck.

__________________________________________

I came into this world with nothing and I still have most of it left.

__________________________________________

Link to post
Share on other sites

Why would they assume because you are a homeowner that you would have sufficient funds to offer a repayment?

 

I fail to see the link or logic..apart from the veiled threat of a charging order

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

They seem to make a number of assumptions.

 

They send me letters weekly offering discounted repayments and have recently started deluging me with emails. I suspect as it will be statute barred shortly they are trying to throw everything at me.

__________________________________________

I came into this world with nothing and I still have most of it left.

__________________________________________

Link to post
Share on other sites

what puzzles me is you started this thread in 2008

but continued

even after knowing the CCA was un-en paying until 2011

 

 

it would be statute barred by now had you stopped then...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I am aware of that, at the time it made sense to make reduced payments until I had a handle on all of my debts.

 

One thing at a time, the most important thing to do was to find work and keep my home.

 

Hindsight is a wonderful thing.

__________________________________________

I came into this world with nothing and I still have most of it left.

__________________________________________

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...