Jump to content


  • Tweets

  • Posts

    • They said hi is this (name) I said no and they asked if he’s there tell him to contact us in regards to Sainsbury’s  I said ok bye
    • Block the number and ignore them.
    • How did the conversation go? See what other think but I'm not sure you need to speak to them. HB
    • Dwf have contacted me by telephone  I haven’t confirmed anything 
    • Now received a pack from Barclays Marked " Personal Data Request" and "Start of Right of Access Response" It was sent by their General data protection Team and includes details for a loan account and a credit card. The loan details includes a copy of a signed Credit Agreement regulated by the Consumer Credit Act 1974, signed by me and dated 2/9/2004. It refers to Terms and conditions overleaf, but copies of these were not included in the package just received. The Original Loan expiry date was September 2009. Barclaycard: Their records indicate Last Billed 15/03/2024 (not rcvd. by me) Last date account in order and not delinquent 15/03/2024. Date account closed 31/12/9999 (!), They show "Account not in Collections" and last payment posted 16/04/2007(!) also Last Payment Recorded as 02/10/2023. In their memo Details section: Section 78 Outcome "unenforceable" recorded on 12/10/2023. As stated in this thread, I had been paying off both the loan and card. I had stopped paying the card but am still paying the loan's nominal monthly payments.  
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

If you seriously want to quit smoking ...


borisbcs
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2990 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I ended up playing Solitaire on laptop when i first gave up to keep my hands busy!

 

 

I KEPT MY HAND BUSY

I EMPTIED THE FRIDGE

 

NEVER AGAIN

 

I AM AT LONG LAST GETTING RID OF THE POUNDS

 

YOU NEED TO KEEP HAND AND MOUTH OCCUPIED

 

MINTS WORKED FOR ME IN THE END

Link to post
Share on other sites

thats funny!!!!!!!! yes i have some mints - but im not craving at all - its the habit of smoking having done the same thing every day at least 20 times a day for 20 years - its changing a lifetime habit - think i might redecorate......

Link to post
Share on other sites

I went through many stages of quitting before I finally nailed this last one. I can tell you the diffrence though.

 

In the past i had always blamed everything on quitting, from an aching back to a tooth ache, I soon realised this time though that not everything is to do with quitting. It does tend to overtake your life but these things would have happened wether you quit or not.

 

The second thing is that i thought that I had to somehow exorcise every trigger i had for smoking, for example, i thought I had to deal with friends i had not seen for a long time, I thought that I may feel an emotion I did not feel very often such as deep sadness or euphoria and that these may catch me off guard. The truth however was much simpler. All I had to do was find a way of dealing with feelings of anxiety.

 

There was no other trigger other than anxiety. That knot in the stomach, the tension across the shoulders and into the neck and face, the hollow feeling that seemed to go on forever, That was not a craving but a feeling of anxiety. The thing is it had been hijacked by smoking. So no matter who you are one thing that is certain is that you will feel at some point in the future anxiety. This is the one emotion that keeps us safe, it is instinct. It is there to protect us and cannot be ignored.

 

Try writing down how you feel both emotionally and physically when you really want a cigarette. Those times when someone has said you cannot smoke or when you do not know when you will get another. Write a list.

Then go on google and look at the symptoms of anxiety. I found that there were alot that matched.

 

Thanks

Ian

Link to post
Share on other sites

Went to the NHS quit clinic today, so will see how I get on - this is something I never thought I would do

 

when I stopped for the 2 years it was with their help. I did it with Nicotine gum (allergic to patches and Zyban interfered with my sleep patterns) so it did work.

 

Good luck

Link to post
Share on other sites

I'm on my 5th day of Champix.

 

Do make sure you eat before you take them tho cos they can make you feel sooo nauseous :(

 

I have difficulty taking 2 a day for that reason cos I don't normally eat until evening so I'm forcing myself to eat something just so I can take this pill. I guess that's a sign that I am actually committed to stopping this time - FINALLY :D

Link to post
Share on other sites

  • 1 month later...
  • 3 months later...
  • 6 years later...

10 mins for me and going strong

 

 

chimp-smoking.jpg

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

10 mins for me and going strong

 

 

[ATTACH=CONFIG]61934[/ATTACH]

 

Good stuff, It's when you hit the half an hour mark the sweats kick in :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...