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    • Hi, below is a draft of the letter Address: Hugo Martin Director of Legal and Company Secretary EVRi Parcelnet Ltd trading as Evri CAPITOL HOUSE, 1, CAPITOL CLOSE LEEDS LS27 0WH REQUEST OF CONTRACTS      Dear Sir/Madam, I am writing in regards to the ongoing small claims case ____. In your Defendant’s response you make reference to a pre-existing commercial agreement between yourselves and Packlink (2.7). In that, you claim to have a clause removing customers third party rights under the Contract (Rights of Third Parties) Act 1999. I would like to request a copy of this contract and confirmation of the date on which the exclusion of third party rights term was included in it. If you refuse to provide this then I will be henceforth referring to that refusal in the claim, including to the Judge. I also notice that you have destroyed tracking information due to "lapse of time" in line with your data protection policy (2.12). Can you share where this data protection policy is disclosed to customers? I also ask you to forward you a copy of that data protectiono policy, and again if you refuse to provide this then I will be henceforth referring to that refusal in the claim, including to the Judge. Kind regards,
    • Firstly, thank you for filling in the sticky so quickly - we wish everyone who comes here would do that! You're in the clear.  MET don't know who the driver was.  They can use Schedule 4 of the Protection of Freedoms Act 2012 to transfer liability to the keeper if their bilge arrives within 14 days - they didn't send it out till 102 days after!!! So sit on your hands.  MET will come out with threat after threat but ultimately will do nothing. Have a read of other threads for this car park - we are having a tsunami of cases at the moment. Be sure to come back here though if they ever send you a Letter of Claim.  
    • Just received this letter from Lowell.  IMG_1032.pdf
    • I don't think you are misunderstanding. It seems something may have gone missing. HB
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lloyds bank acccount, loan, credit card - can't make the payments


twinkle1977
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Hi Everyone

My colleague at work received a phone call from his frightened niece last night.

 

she's 20, has an £8k loan with Lloyds, and £5k of credit card debt (with Lloyds, Tesco and Dingles). She also banks with Lloyds and has no other bank account.

 

She's struggling to cope financially and has been on the brink of having a break down. She's defaulting on payments.

 

What advice do I give her? What letters can she send to her bank and creditors. She's petrified so we need to get her started. Its been 6 years since I was in this position so its gone a bit cloudy!

 

Thanks

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Hi Twinkle

 

Fisrt tell your niece it aint that bad.

 

OK I suggets she writes to the creditors and attempt to get a payment plan in place, while she is still in the early stages of going under.

 

There could be a good chance they will agree to thsi

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Hi

 

Any letter templates out there, that I can forward to her to use?

 

Anyone had any luck with Lloyds in the past? do you think she should open another account in case Lloyds get nasty?

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What debt does she have with Lloyds ? I hope she gets better treatment/advice than I got from them, no tea and biscuits, and I went to see them BEFORE I got into difficulties expecting some kind of help. I was actually told they wont do anything untill you actually default on Loan/CC :(

If her account with Lloyds is one that she pays extra for (platinum, gold) with overdraft facilitiy, downgrade it to a basic one immeadiately so they cannot use the overdraft to take payments from it

I would suggest as above, open new bank account asap and cancel all DD's, get wages etc paid into new account.

Keep us informed and good luck.

 

Pete.

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Thanks. I sent my work colleague off with some letters to send to them and the parachute account details for her to open another account. Actually, this was me 6 years ago with Lloyds.... it seems so long ago and my defaults disappear in April (fingers crossed). I just remember it being really worrying times! I have given the web address details of here to my work mate, so hopefully she'll get some peace of mind soon! I'll keep you all posted. Hopefully come monday she'll know better which way to go!

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