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    • The 3 pieces of mortar that fell on the same day, at the same time, were approx. 25-30cm long and weighed around ½-1 kilo each from a roof that is above the 2nd floor; they were by no means tiny pieces of mortar but large chunks falling from a rather great height. I believe the size and weight is enough to cause serious injury and if it falls on your head, I assume it could potentially be lethal if unlucky, but we don't wish to put that theory to test... We can't in good conscience let a contractor install a patio and a gazebo as it is in the exact spot where the mortar fell, nor do I think anyone would be willing to take the chance. Looking at the roof, there are multiple other remaining pieces from the same 'line' or 'row' of mortar that can potentially fall. The mortar is right underneath the slate tiles on the neighbour's roof and I don't know whether the tiles are also (becoming) lose due to the loss of the mortar. I was trying to upload a photo but it seems it's not allowed. The first contractor to work in our garden in preparation for the patio and gazebo is scheduled to start on 10th June, that leaves the neighbour 5 workdays to sort their roof which is unlikely, so it seems we will have to postpone our patio contractor without knowing when they can come back. We have already had extensive work done in the garden in preparation for the wedding reception and it will become very costly for us if we have to move the wedding reception to a venue (if we can even get one at this short notice) rather than have it at home which was our dream.
    • Is this sufficiant for a letter of claim  ? Letter Of Claim       Reference: Techzone Mobile Phones Samsung A71 Mobile Phone £140 Purchase date 29. 5. 24     I the claimant purchased a 2nd hand Samsung A71 mobile from Techzone Mobile Phone unit 10 of the indoor market at the Potteries shopping centre. Initially the phone worked well until I used the camera and found debris in the camera lens spoiling pictures making it not fit for purpose. I contacted the seller who offered a replacement which I initially accepted but later rejected and wanted a refund in full which the seller refused saying they Do Not give refund is unlawful and goes against the Consumer rights act 2015. Therefore I intend to issue proceedings against you in a county court without further notice unless you reimburse me the above amount in Full within 7 days from the date of this Letter     ------------------------------------------    I think its best if i hand him the letter as posting it might not get through so can claim expenses traveling up there ?   or would it be best to just post and get 'Signed for'  ?   Should i also put in the letter of claim interest added or leave that till the Particulars letter ?
    • Ok thanks, I really need help with my mental health over this I’ve called 111 Hi sorry just one more thing can they contact my workplace?
    • Sorry to shatter your leftie dreams 🤣😂🤣😂     Donald Trump gets a SIX-POINT bump in approval after being found guilty on 34 counts according to snap Daily Mail poll: 'I think it was a waste of taxpayer money' WWW.DAILYMAIL.CO.UK Teflon Don rides again, according to an exclusive poll for DailyMail.com which found that the guilty verdict in Manhattan... James Johnson, who conducted the poll, said Trump might be waking up as convicted felon but he was winning over the voters who matter.   Our snap poll of a representative sample of likely voters shows that for most Americans the trial has not changed their deep-set views of Trump,' he said.  'But amongst those who are open to changing their mind, people feel more positive by a margin of 6 points. That is outside of the margin of the error of the poll and we are saying that is significant. 'It extends to Independent voters too. Look at the explanations and it is clear why: people feel it was a politically motivated trial and view Trump as a "fighter" against what they see as injustice.     
    • Which Court have you received the claim from ?  Civil National Business Centre Northampton NN1 2LH Name of the Claimant ?  PRA Group UK Portfolios LTD   How many defendant's  joint or self ?  Just my self Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to.    24th May 2024   ^^^^^ NOTE : WHEN CALCULATING THE TIMELINE - PLEASE REMEMBER THAT THE DATE ON THE CLAIMFORM IS ONE IN THE COUNT [example: Issue date 01.03.2014 + 19 days (5 days for service + 14 days to acknowledge) = 19.03.2014 + 14 days to submit defence = 02.04.2014] = 33 days in total   Date of issue XX + 19 days ( 5 day for service + 14 days to acknowledge) = XX + 14 days to submit defence = XX (33 days in total)  if your defence filing date falls on a W/End, you must file by friday @4PM     Particulars of Claim   What is the claim for – the reason they have issued the claim?  The claimant claims the sum of £22,000 for an outstanding debt owed. On 30/1/18 the defendant entered into n agreement with Lloyds Bank Plc for a bank loan under the reference 10017#######. On 4/1/19 the defendant defaulted on the agreement with an outstanding balance of £22,000. On 30/11/22 the debt of £22,000 assigned to PRA Group (UK) Limited, who itself assigned the debt to PRA Group UK Portfolios Ltd on 30/12/23. Notices of assignment were sent to the defendant in accordance with S136 Law of property act 1925. The claimant has instructed PRA Group (UK) Limited to act on its behalf in the recovery of the outstanding debt and to pursue litigation on its behalf. AND the claimant claims 1. The sum of £22,000. What is the total value of the claim?  £23,500 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ?  Yes Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No Did you inform the claimant of your change of address?  No - N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account?  Bank loan When did you enter into the original agreement before or after April 2007 ?  No Do you recall how you entered into the agreement...On line /In branch/By post ?  I believe it was done online on their app Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ?  Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.  Debt was with halifax, whom passed the debt to PRA Group. Were you aware the account had been assigned – did you receive a Notice of Assignment? Yes Did you receive a Default Notice from the original creditor?  I'm not completely sure at it was nearly 6 years ago, I have done a CCA request and they have sent a screenshot of their system showing it was sent. Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ?  Yes Why did you cease payments?  Couldn't afford to make payments. What was the date of your last payment?  August 2018 Was there a dispute with the original creditor that remains unresolved?  No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan?  No
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Help - Scottish Power


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My 87 year-old mother lives alone and has just been cold-called by salesmen representing these guys.

 

They informed her that her current electricity and gas suppliers have ceased trading and/or been taken over by them. They then got her to sign up for supply of both with Scottish Power and completed the DD mandate.

 

After they left, she rang me to tell me about how Scottish Power have taken over from the same suppliers that we use.

 

She has been conned - no doubt about it.

 

She has, according to the paperwork, 7 days cooling off. I have told her that I will construct a letter to be sent by signed-for delivery to Scottish Power cancelling the agreement. I also think that I should send letters to both British Gas and Southern Electric informing them of what has happened and that no request/demand for transfer is to take place without then first checking with my mother to get written confirmation of her wishes. Lastly, a letter to her bank (Barclays) cancelling the DD mandate and that no mandate from Scottish Power is to be accepted in the future.

 

Any thoughts on how else to cancel this. Also any thoughts of (legal) actions I can take against these con-men.

 

She has had a short lecture from me about never, ever signing up for something where she is cold-called. If she wants to look at changing, we can look in a more leisurely and dispassionate manner via the WWW.

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My 87 year-old mother lives alone and has just been cold-called by salesmen representing these guys.

 

They informed her that her current electricity and gas suppliers have ceased trading and/or been taken over by them. They then got her to sign up for supply of both with Scottish Power and completed the DD mandate.

 

After they left, she rang me to tell me about how Scottish Power have taken over from the same suppliers that we use.

 

She has been conned - no doubt about it.

 

She has, according to the paperwork, 7 days cooling off. I have told her that I will construct a letter to be sent by signed-for delivery to Scottish Power cancelling the agreement. I also think that I should send letters to both British Gas and Southern Electric informing them of what has happened and that no request/demand for transfer is to take place without then first checking with my mother to get written confirmation of her wishes. Lastly, a letter to her bank (Barclays) cancelling the DD mandate and that no mandate from Scottish Power is to be accepted in the future.

 

Any thoughts on how else to cancel this. Also any thoughts of (legal) actions I can take against these con-men.

 

She has had a short lecture from me about never, ever signing up for something where she is cold-called. If she wants to look at changing, we can look in a more leisurely and dispassionate manner via the WWW.

Send it by special delivery, not signed for. Signed for isn't guaranteed.

 

You don't have legal recourse - to the best of my knowledge - unless she has suffered for it, which she hasn't because she's lucky to have a daughter like you to step in and stop her from being conned all the way.

 

You can complain to the "new" consumer "champion" - Consumer Focus - and see if they do anything and to Ofgem but frankly I think it's a waste of your time.

-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

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Send it by special delivery, not signed for. Signed for isn't guaranteed.

 

Ok, ta

 

she's lucky to have a daughter like you to step in and stop her from being conned all the way.

 

 

Not last time I looked!:eek:

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Here we go again, I remember this happening country wide a few years ago. How disgusting, I cannot believe these **** can sleep at night!

 

I know they wouldn't do anything, but is it worth reporting to the police?

 

Also I think Watchdog would be interested in this, I think it was on here last time, copy in the big cheese of Scottish Power when you do aswell, heads should roll then.

PLEASE DONATE ANYTHING THAT YOU CAN

 

 

A government that robs Peter to pay Paul can always depend on the support of Paul.

George Bernard Shaw

 

 

 

 

Go on, click me scales (if I have helped) :grin:

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The Police couldn't give a hoot. They won't deal with things like this.

 

Trading Standards will only deal with it where the OP has names.

 

The only other people that may lift an eyelid are Consumer Focus - our supposed "champion" - and Ofgem.

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:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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I have read on here today that the ever useless Ofgem has merged into a much larger useless organisation!

 

It is a pity that you can't crack these jokers one with a baseball bat!

PLEASE DONATE ANYTHING THAT YOU CAN

 

 

A government that robs Peter to pay Paul can always depend on the support of Paul.

George Bernard Shaw

 

 

 

 

Go on, click me scales (if I have helped) :grin:

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I have read on here today that the ever useless Ofgem has merged into a much larger useless organisation!

 

It is a pity that you can't crack these jokers one with a baseball bat!

Well it's not true. Ofgem regulates the energy markets. Energywatch was merged into this useless organization with a few others but no government office as such has been merged into.

-------------------------------------------------------------------------------------

:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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Ah right I see, thanks for clearing that up.

PLEASE DONATE ANYTHING THAT YOU CAN

 

 

A government that robs Peter to pay Paul can always depend on the support of Paul.

George Bernard Shaw

 

 

 

 

Go on, click me scales (if I have helped) :grin:

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How does this look (anonymised here, of course)

 

23 Westwood Road

Greenham

Newbury

Berks.

RG14 7TH

7th October 2008.

 

 

Dear Sirs,

 

Energy Supply Contract 113940842

 

Following a cold-call by two of your representatives yesterday, I signed up for the above referenced contract.

 

After a period of reflection and checking with others, I have found that my current energy supplier has not been ‘taken over’ by you, nor is it now defunct. I am less than happy with the sales techniques employed by your representatives/agents.

 

I have therefore decided that, given the selling methods used, I wish to cancel this contract forthwith in its entirety.

 

Please let me have your acknowledgement of this cancellation, in writing, within 7 days of the date of service of this letter; together with written confirmation that all personal details pertaining to me have been excised from your systems. For the avoidance of doubt, I do not wish any future contact, written or otherwise, with Scottish Power or any associate company.

 

 

Yours faithfully,

 

 

 

M. Davies (Mrs)

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How does this look (anonymised here, of course)

 

 

Dear Sirs,

 

Energy Supply Contract 113940842

 

Following a cold-call by two of your representatives yesterday, I signed up for the above referenced contract upon the basis of their misleading and untrue information.

 

After a period of reflection and checking with others, I have found that my current energy supplier has not been ‘taken over’ by you, nor is it now defunct. I am of course extremely disappointed with the sales techniques employed by your representatives/agents.

 

I have therefore decided that, given the illegal selling methods used, I wish to cancel this contract in its entirety, forthwith.

 

I demand that you will acknowledge this cancellation, in writing, within 7 days of the date of service of this letter; together with written confirmation that all personal details pertaining to me have been permanently erased from your systems. For the avoidance of doubt, I do not wish any future contact, written or otherwise, from Scottish Power or any associated company.

 

Furthermore, considering the illegal sales tactics used I intend to complain to Consumer Focus [who have recently taken over Energywatch] and Ofgem. I also contend that I am entitled to compensation for the aggravation caused at finding out that I had been defrauded into switching to your company and expect such satisfactory compensation within 28 days or I will be complaining to Consumer Focus.

 

Yours Sincerely,

 

I've made some modifications in red, but overall pretty good. It should be sent to:

Scottish Power Limited,

1 Atlantic Quay,

Robertson Street,

Glasgow,

G2 8SP

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:!: All the information I impart is my advice based on my experience. It does not constitute professional advice. If in doubt, always consult with a professional. :!:

 

:-) If you feel my post has been helpful, please click my scales. :-)

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