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Overdraft charges....


iron monkey
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ok, just got back from my holidays only to find i've been charged £50 for going over my overdraft. I've looked on my "charges due to be applied" and 2 further charges are going on to my account = overdraft interest (which is only £12 and I know nothing can be done about this) but also another charge of £75?? can I get these 2 £50 and £75 charges back? I'm outraged that they want you to keep your account under the limit but don't allow you to because of charges!

 

Please help. Thanks.

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is it just these charges or have you had more over the years?

 

if its not the first time, then get on there and start the process!! if its a one off, try phoning them.. they might even give it back!

HSBC

09th June 2006 - Data Protection Act Request

21st June 2006 - Acknowledgement from HSBC

30th June 2006 - 33 letters arrive - 6yrs statements

01st July 2006 - Preliminary request for £2868.24.

12th July 2006 - HSBC offered me £1995, I declined.

17th July 2006 - LBA sent, now £2970

01st August 2006 - MCOL for £3778 (inc 8% + fees)

08th August 2006 - HSBC defending ....

31st August 2006 - SETTLED IN FULL - Wooooooohoooooo.

Halifax

09th June 2006- Data Protection Act Request

22nd June 2006 - Acknowledgement from Halifax

08th July 2006 6yrs statements arrive.

10th July 2006 - Preliminary request for £1393.08.

21st July 2006 - Halifax offered £115, I declined..

24th July 2006 - LBA sent, now £1421.

08th August 2006 - MCOL for £1822 (inc 8% and fees)

16th August 2006 - SETTLED IN FULL - woooohoooo

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