ok, just got back from my holidays only to find i've been charged £50 for going over my overdraft. I've looked on my "charges due to be applied" and 2 further charges are going on to my account = overdraft interest (which is only £12 and I know nothing can be done about this) but also another charge of £75?? can I get these 2 £50 and £75 charges back? I'm outraged that they want you to keep your account under the limit but don't allow you to because of charges! Please help. Thanks.