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    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
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1st Credit are definitely taking me to court!


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Speak of the devil. Came home to find a letter from LCS, obviously sent before they received my AQ copy:

 

Dear Sir

 

We write further to our letter of 7th July 2008.

You were provided with a copy of the agreement and statement in relation to tha above debtr. The statement shows that you have spent this money and so benefitted from the card.

 

We note the contents of your defence but our client disagrees with the points raised. Even if the original creditor did not send you a default notice a substantial part of the debt can still be claimed in arrears.

 

If this matter proceeds to trial the costs are likely to accumulate, with this in mind our client would be prepared to settle the claim on the basis of you agreeing to pay £20 each month for a period of three years. A total of £720 (for a debt of almost £8k).

 

Please call XXXNo. to discuss the proposal.

 

We look forward to hearing from you.

 

Yours faithfully

LCS

 

Sounds like they aren't keen to go to court.

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You have them worried, you now have to consider your position, you may want to come to a settlement, or you may think your case is strong enough to go thro with it, its your call. like i said they have to pay again now to carry on, they would get it back from you if you lost.

Im just pointing out the possible downside, not trying to sway you either way

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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subscribing, good luck. Very interesting they are prepared to accept £720.00 on a debt worth so very much more. Have they split the claim ?.

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I think it's obvious from the contents of LCS' latest letter that they know they'll lose in court.

 

Given that LCS aren't real solicitors anyway, I think you've made the right choice.

 

 

Just subscribing to this thread and was interested to read this.

ScarletPimpernel - what do you mean by "LCS aren't real solicitors anyway"? Their letterhead clearly seems to imply they are - I can't find them listed on the Law Society website however there is a David Barry Davies trading as LDS Solicitors.

 

I wonder what is going on here - should we tell the Law Society about this deception? I thought it was illegal to purport that you are a solicitor when you aren't.

 

Regards SS

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I'm in Scotland so i don't know if this is of any help, but I was due to go to court tomorrow, and have just telephoned court to check what time to attend, and was told that 1st credit lodged a minute stating that if i submitted a defence, the case was to be dismissed. Chancers are all this lot are. Good Luck!

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subscribing, good luck. Very interesting they are prepared to accept £720.00 on a debt worth so very much more. Have they split the claim ?.

 

Nope. Nothing to indicate that, just an offer based on £20 a month for 3 years, debt cleared.

 

It suggests they paid absolute peanuts for the debt, and MBNA don't really want to know now they've got shut of it. Makes you wonder if it's even worth their while coming all the way to Yorkshire and paying fees on such a weak case, given what little they must have shelled out for it in the first place. They're like gamblers, placing a stake on a hoped-for outcome. Unfortunately, they probably win most of their bets, long before it gets anywhere near court.

Edited by Yog sothoth
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I'm in Scotland so i don't know if this is of any help, but I was due to go to court tomorrow, and have just telephoned court to check what time to attend, and was told that 1st credit lodged a minute stating that if i submitted a defence, the case was to be dismissed. Chancers are all this lot are. Good Luck!

 

Hmmm, interesting. Well, if they haven't submitted their AQ by Monday, the claim is struck out. Not heard anything so far.

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Nope. Nothing to indicate that, just an offer based on £20 a month for 3 years, debt cleared.

 

It suggests they paid absolute peanuts for the debt, and MBNA don't really want to know now they've got shut of it. Makes you wonder if it's even worth their while coming all the way to Yorkshire and paying fees on such a weak case, given what little they must have shelled out for it in the first place. They're like gamblers, placing a stake on a hoped-for outcome. Unfortunately, they probably win most of their bets, long before it gets anywhere near court.

 

Yes you've got their number, that's exactly what they do.

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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It's D-Day today. If my mates at LCS/1st Crapit didn't get their AQ etc in to the court by now, the case is struck out.

 

Incidentally, what's the significance of that? I realise it means it's taken off the court's records but can they subsequently file a new claim?

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As i understand it they cant do anything if its struck out, however the court could stay it instead, then you would have to apply to the court to have it struck out, costs you £75, but lets wait and see what happens.

If you are impatient you could phone the court at 1601 today to ask if they have filed i suppose.

Please note i have no legal training any advice i give comes from my own experience and from what i have learned on this site

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subscribing- hope you are successful.

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

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