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Capquest Cca...any Advise


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Hi all,

 

am new to this site and any help would be appreciated.

A few weeks ago I requested the CCA for a debt with Intelligence Finance, which was taken over the internet back in October 2001. Over the week end I received some documents from Capquest but I am not sure if they have sent me a true CCA.

The documents consist of 3 pages, the first one tiltled "Conformation of Application Details" which has all my details (address, occupation, DOB, Salary..etc) followed by a section about (declaration, data protection, credit scoring) and my signature and a 3rd page titled "Credit agreement regulated by CCA 1974" with the loan amount, charge for credit, total amount payable, APR, and amount over 72 months. At the back of that page a small section about my rights and a final section which says " This is a Credit Agreement regulated by CCA 1974, sign it if you want to be legally bound by its terms" and my signature.

 

Is that a true CCA? would anyone know what am suppose to look for? It seems to me that it is just the application form that they have sent me!!

 

Thank you so much for your help

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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