Consumer or DCA Protection?

[make them aktiv runners]

All offences now come under The Consumer Protection from Unfair Trading Regulations 2008 which came into force on 26 May 2008.

Hiding in Schedule 2 are numerous amendments to the Consumer Credit Act 1974. It is now no longer an offence for failing to supply a CCA one month after default:

19. In section 77 (duty to give information to debtor under fixed-sum credit agreement), in

subsection (4), omit paragraph (b) and the “and” preceding it.

20. In section 78 (duty to give information to debtor under running-account credit agreement), in

subsection (6), omit paragraph (b) and the “and” preceding it.

21. In section 79 (duty to give hirer information), in subsection (3), omit paragraph (b) and the

“and” preceding it.

Regulations 16 & 17 effectively make the original creditor the offender subject to final prosecution.

http://www.opsi.gov.uk/si/si2008/pdf/uksi_20081277_en.pdf

[creditcardmug]

All offences now come under The Consumer Protection from Unfair Trading Regulations 2008 which came into force on 26 May 2008.

 

Hiding in Schedule 2 are numerous amendments to the Consumer Credit Act 1974. It is now no longer an offence for failing to supply a CCA one month after default:

 

19. In section 77 (duty to give information to debtor under fixed-sum credit agreement), in

subsection (4), omit paragraph (b) and the “and” preceding it.

20. In section 78 (duty to give information to debtor under running-account credit agreement), in

subsection (6), omit paragraph (b) and the “and” preceding it.

21. In section 79 (duty to give hirer information), in subsection (3), omit paragraph (b) and the

“and” preceding it.

 

Regulations 16 & 17 effectively make the original creditor the offender subject to final prosecution.

 

http://www.opsi.gov.uk/si/si2008/pdf/uksi_20081277_en.pdf

 

 

It's no longer an offence but, he may not enforce the agreement while the default continues.

Is the way i read it.

Don't think that will make much difference, when was there ever a prosecution for it?

[creditcardmug]

Bumping for others to comment