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    • Thanks for that. I will give them till Tuesday. Thanks for your help, very much appreciated. 
    • Ok thanks for that, well spotted and all duly noted. Yes they did eventually submit those docs to me after a second letter advising them I was contacting the ICO to make a formal complaint for failing to comply with an earlier SAR that they brushed off as an "administrative error" or something. When I sent the letter telling them I was in contact with the information commissioner to lodge the complaint, the original PCN etc quickly followed along with their excuse!
    • its not about the migrants .. Barrister Helena Kennedy warns that the Conservatives will use their victory over Rwanda to dismantle the law that protects our human rights here in the UK.   Angela Rayner made fun of Rishi Sunak’s height in a fiery exchange at Prime Minister’s Questions, which prompted Joe Murphy to ask: just how low will Labour go? .. well .. not as low as sunak 
    • From #38 where you wrote the following, all in the 3rd person so we don't know which party is you. When you sy it was your family home, was that before or after? " A FH split to create 2 Leasehold adjoining houses (terrace) FH remains under original ownership and 1 Leasehold house sold on 100y+ lease. . Freeholder resides in the other Leasehold house. The property was originally resided in as one house by Freeholder"
    • The property was our family home.  A fixed low rate btl/ development loan was given (last century!). It was derelict. Did it up/ was rented out for a while.  Then moved in/out over the years (mostly around school)  It was a mix of rental and family home. The ad-hoc rents covered the loan amply.  Nowadays  banks don't allow such a mix.  (I have written this before.) Problems started when the lease was extended and needed to re-mortgage to cover the expense.  Wanted another btl.  Got a tenant in situ. Was located elsewhere (work). A broker found a btl lender, they reneged.  Broker didn't find another btl loan.  The tenant was paying enough to cover the proposed annual btl mortgage in 4 months. The broker gave up trying to find another.  I ended up on a bridge and this disastrous path.  (I have raised previous issues about the broker) Not sure what you mean by 'split'.  The property was always leasehold with a separate freeholder  The freeholder eventually sold the fh to another entity by private agreement (the trust) but it's always been separate.  That's quite normal.  One can't merge titles - unless lease runs out/ is forfeited and new one is not created/ granted. The bridge lender had a special condition in loan offer - their own lawyer had to check title first.  Check that lease wasn't onerous and there was nothing that would affect good saleability.  The lawyer (that got sacked for dishonesty) signed off the loan on the basis the lease and title was good and clean.  The same law firm then tried to complain the lease clauses were onerous and the lease too short, even though the loan was to cover a 90y lease extension!! 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi guys just need some imput on this.

On 21/09/07 i ve had a mutual exchange( i am council tennant).

the following day i went to declare the change of address and a new account was set up.

Now this is when it get intersting.... they sent me the bill for council tax

o 14/02/08 and a week later i ve received the summons for magistrate court.

Now i ve sort that out i don t need to appear in court but the outstanding bill has been added on this year bill.

I am already on low income (£170 take home a week) and applied for relief

(£18 the bloody cheek of them).

Now i was struggling to pay this year bill, and i won't be able to afford the increase.

Any tought on it?

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You may think you have sorted it out.

 

When you say you don't have to appear in court, does that mean they have cancelled the liability order or that you don't have to go to court to defend it. Be very careful of the way they twist words.

 

If the latter, there is no point in going to court as the courts will always grant liability orders as submitted.

 

What it does mean though is that once a liabilty order is obtained, they can take the money from you wages or any benefits you are receiving. It matters not to them that you might default on a mortgage or rent payment, that is not their problem and they couldn't care less.

 

To me, the order of priority payments is mortgage or rent, water, gas/elec and then council tax.

That order is the priority in which you need to live, but the councils don't see that and put council tax as the first priority and sod the rest.

 

If you do receive a liability order, you must contact the council within forteen days or they will give it to a bailiff to collect and you will lose the right to pay by instalments.

 

If your on such low pay, have you applied for any benefits that you may be entitled to?

 

I see they have given you a rebate of £18, that is so nice of them.

 

These things are laid down by the government in guidlines and the councils take these guidlines right to the limit.

 

In another thread I posted how much the councils nationally make in issuing liability orders and it it around £200,000,000 per year, nice little earner.

Edited by Conniff
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Hi thanks connif for the insight.

I went yesterday back yesterday to complain about the fact that i haven't received a bill forn almost 5 months.

I spoke to one of the managers and not even him could see a reason.

So i twisted their backs into trying to find out a solution as i cannot afford the £160 they are asking me to pay.

Guess what after long negotiation they have agreed for me to pay a weekly amount ( i get paid weekly, and i can actually afford to pay that way) and also I will be re submitting the form for relief.

Now the court summons has been cancelled and i have in my possesion a letter stating that.

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