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    • I have never heard of any such law. Please post a link to what you have read online that explains this law. And please confirm whether you were ever married to or in a formal Civil Partnership with your Ex.
    • Today has been hectic so  have been unable to complete the whole thing. If you now understand it and want to go ahead with a complaint to the IPC, fine. If not then I won't need to finish it. But below is my response to your request  on post 64. No you don't seem stupid, the Protection of Freedoms Act isn't easy to get one 's head around at first. The part of the above Act referring to private parking is contained within Schedule 4 which you can find online under the Protection of Freedoms Act 2012. Section 9 of SCH.4 relates to how the parking scrotes have to perform so that they can transfer their right to pursue the keeper from the driver when the PCN is still unpaid after a certain amount of time. In your case the PCN was posted to you the keeper and arrived within 14 days from when they claimed a breach occurred. That means they complied with first part of the Act. The driver at that time was still responsible to pay the charge demanded on the PCN and PCM now have to wait for 28 days to elapse before they can write and advise the keeper that as the charge has not been paid, that they now have the right to pursue the keeper. They claim they sent the first PCN on the 13th March, five days after the alleged breach and it arrived on Friday 15th March. So to comply with the Act they have to observe Section 8 subsection 2f   (f)warn the keeper that if, after the period of 28 days beginning with the day after that on which the notice is given— (i)the amount of the unpaid parking charges specified under paragraph (d) has not been paid in full, and (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid. ---------------------------------------------------------------------------------------------------------------------------------------------So the first PCN was deemed to arrive on the 15th March and for 28 days to have elapsed is when the time is right for them to write and say you are now liable as keeper. So they sent the next PCN on the 12th April which is too early as you could still have paid until midnight of the 12th. So the earliest their second PCN should have gone to you was  Saturday 13th April so more likely on Monday 15th April. The IPC Code of Conduct states "Operators must be aware of their legal obligations and implement the relevant legislation and guidance when operating their businesses." So by issuing your demand a day early, they have broken the Act, the IPC Code of Conduct, the DVLA agreement  to abide by the law and the Code of Conduct not to mention a possible breach of your GDPR .   I asked the IPC  in the letter on an earlier to confirm that  CPMs Notice misrepresenting the law was a standard practice for all of PCMs Notices or just certain ones. Their distribution  may depend on when they were issued and whether they were issued in certain localities or for certain breaches. Whichever method used is a serious breach of the Law and could lead to PCM being black listed by the DVLA . One would expect that after that even if the IPC did not cancel your ticket, PCM could not risk going to Court with you nor even pursuing you any further.
    • thanks jk2054 - do you know any law i can quote (regarding timeframe) when sending the email as if i cant they'll probably just say no like the normal staff have done? thanks.
    • I lived there with her up until I gave notice. She took over the tenancy in her name. I had a letter from the council and a refund of the council tax for 1 month.    She took on the bills and tenancy and only paid the rent. No utility bills or council tax were paid once she took it over. She will continue to not pay bills in her new house which I'm now having to pay or will have to. I have looked online I believe the police and solicitors are going by the partner law to make me liable.   I have always paid my bills and ensured her half was paid then see how much free money is over.   She spends all her money on payday loans and rubbish then panics about the rent. I usually end up paying it or having to get her a loan.   Stupidly in my name but at the time it was because she was my partner. I even paid to move her and clean and decorate her old house so she got the deposit back. It cost me £3000 due to the mess she always leaves behind.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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URGENT Parking firm taking me to court and demanding my insurance docs? WHAT!?????


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only the OP can tell us that. I can't see the address if I click on the username an look at contact details.

If it has been kept invisible and it has leaked out from here... well I don't need to draw the rest of that picture do I ?

 

If it is so then that should be of concern to every poster on here.

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I know on other forums you can email people through their profile, but you never see the person's email address and it comes with more than just the message, it also has "this is a message from xxx forum sent by abc".

 

But as far as I can see, there's no way to email members here - so was it a PM, did they get the email from here by illegal means or did they get it some other way?

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I can assure you, without the proper permissions it is not possible to view a users email address if it has been kept hidden.

 

With all due respect, are you sure you didn't include your email address in correspondence with them?

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Hi all

 

YES catergorically I have never given him my email address and it has always been hidden on here.

 

BUT he definately emailed me direct not through pm etc. Pepipoo are of the opinion we have a rogue mod? Could admin investigate somehow please?

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Hi all

 

YES catergorically I have never given him my email address and it has always been hidden on here.

 

BUT he definately emailed me direct not through pm etc. Pepipoo are of the opinion we have a rogue mod? Could admin investigate somehow please?

 

Do you show your email & general location on facebook??

 

If so have you added any friends in the last few weeks who you are not sure you know

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Because face book is one of the major sources for info used in ID theft. There's currently a hacker on their who once he (assuming is a he) gets your email address reads all of your address book

 

Knowing what I know I insisted my daughter remove her email, mobile no (silly girl) also that any picture must be such that it cannot be copied & used to fake an ID. You know no single head shots that sort of thing

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Hi All

 

Well I recieved a ticket for parking by a private company Combined Parking Solutions of Wolverhampton. I followed the advice on here

 

Next thing I get are some court papers to fill in. So I filled it in saying I had not heard from them regards the letter and denying responsibility for parking there.

 

Now it's gone further to county court and a hearing set for September!!!!!

 

HELP!

 

I've just received a letter from them, it's long but well worth a read please and any advice of what to do very gratefully accepted!

 

 

 

What do I do? Can they do this? As for the CCTV I have never seen it and they don't confirm for instance how many people? They say "children" BUT it was a child for starters so are they playing a game or what?

 

PLEASE HELP SOMEONE

 

Thanks

please do not send them anything.they have no right to ask you.there just trying to get more evidence against you.it sounds like they dont no who the driver was and they cant make you tell them.unless you.ve told them. they will have a camera at the entrance which logs the time you arrived and leave hence photos of you all from behind.deny been the driver its up to them to prove who was the driver.is the hearing at your local court? time to go to www.pepipoo they.ll give you all the help you need to fight this in court and more

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Niel.

 

If you are going to persist in trying to send people to Pepipoo (although god knows why. You obviously think that the members on this board are not good enough to provide identical information when they clearly are), you might at least get the link right.

MBNA - Agreed to refund £970 in full without conditions. Cheque received Sat 5th Aug.:D

Lloyds - Settled for an undisclosed sum.:D

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For myself I couldn't care less where people seek to get help just as long as they get it & if that means visiting a specialist site other than here then sobeit.

 

My only request would be that if they are successful in their fight they come back & share it with us

 

The enemy are organised so why shouldn't we be

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The trolls have been very quiet on here since a certain court "setback". Hmm, could it mean one PPC was responsible for all the trolling? From what I can see there is a great deal of overlap between here and Pepipoo and I am sure members of each cross to post on the other site. There is no need for competition, we are all on the same side (well most of us anyway). It is true that pepipoo has a more robust attitude to trolls but when you look at the level of disruption caused on this forum by trolls in the last few months, which was turning into an epidemic, personally I am in favour of a tougher attitude.

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When a troll is found on pepipoo they are banned immediately, no fuss involved. Here they are allowed to fester and pollute the forums. Mods here are not tough enough.

Moving a little off-topic here. Can I suggest that a discussion on the relevant merits of Pepipoo or the actions of the mods would be suited to seperate thread or worth PMing the mods themselves.

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This does not constitute legal advice and is not represented as a substitute for legal advice from an appropriately qualified person or firm.

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When a troll is found on pepipoo they are banned immediately, no fuss involved. Here they are allowed to fester and pollute the forums. Mods here are not tough enough.
By your own logic, I should presumably ban you outright since your last few posts have done nothing more then denigrate this site, its moderators and try to push people onto another site, which is frankly classic troll behaviour? :rolleyes:

 

Here on CAG, we allow people to express their opinions as long as they remain courteous and do not degenerate into slanging matches. When that happens, either side can find themselves on moderation, as some of the Pepipoo crowd found when they wouldn't take heed of the many warnings they got. ;)

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[Moderators, if you consider this inappropriate or it's diverting the thread then please feel free to move or delete.]

 

There often seems to be confusion about who is a troll and who isn't, and how to deal with them. At PePiPoo we use the yardstick that the aim of trolls is to disrupt a forum, by starting arguments that divert the discussion from the original topic and turning it into a pointless and ineffectual flame war. To this end they will post anything they think will trigger a row, regardless of whether they actually believe it themselves. Trolls we do ban quickly.

 

However simply having and expressing a view contrary to the majority opinion does not make someone a troll. We welcome differing points a view, and as long as members are open about any affiliations we have been robust in protecting "dissenters" from any mob mentality.

 

At the end of the day I don't think there's any substantive difference between CAG and PePiPoo in our approach to trolls. As with the sites themselves, there are some differences in emphasis, and probably PePiPoo does clamp down a bit harder. However it's good to have some variety, our goals are similar, and people should use the site they feel most comfortable with. PePiPoo has it's own particular focus, and isn't trying to "poach" CAG members!

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I'm at a loss as to why CPS requested a copy of the Insurance Certificate of the OP.

 

It may well state that only the policy holder is insured to drive the vehicle under that policy BUT I could quite easily have been the driver of the OP's car on the day in question driving it under the 'Insured to drive vehicles NOT owned or leased to the policyholder' of MY OWN motor insurance policy. Whilst this would only afford me third party protection it would mean that I was perfectly legal and adequately insured (legal wise).

 

CPS really need to think things through properly

 

Mossycat

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I'm at a loss as to why CPS requested a copy of the Insurance Certificate of the OP.

 

Because Perky thinks his a cop and has the authority to request a copy for examination? :p

 

I think most likely to see if it lists any other drivers, as has been said previously. If no other drivers are listed then he may well think he "has them" and can get some £££'s out of them, but I think he has forgot about the Fully Comprehensive policies, whereby anyone insuranced to drive a vehicle who is covered fully comp, is then insured to drive another MV third party, SO LONG as the second MV is not the policy holders.

Thanks

- Hobbie

 

--------------------------------------------------------

Under no circumstances should you speak with a Debt Collections Agency via telephone, request that all future correspondence is done in writing, a letter template for this can be located here.

 

Any views expressed are solely that of my own, any advice or information offered is provided in genuine good faith, and should be checked prior to acting upon.

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The other thing is that Perky is clearly not Brain of Britain. You would have to be pretty dumb to bring along assorted journos and paparazzi to a court hearing only to lose. Expecting our prolific trolling friend to understand the intricacies of insurance cover is a little ambitious. Perehaps if we all explained it really slowly to him and drew diagrams?

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