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    • Know it has already been answered, but? Does not explain why JCI has registered a different default date when they get the information from the original creditor, Virgin
    • Since you were stopped at the time there is no requirement for the police give you anything there and then or to send you anything before they have decided how to deal with the offence.  They have three choices: Offer you a course Offer you a fixed penalty (£100 and three points) Prosecute you in court  The only option that has a formal time limit is (3). They must begin court proceedings within six months of the date of the alleged offence. Options (1) and (2) have no time limit but since the only alternative the police have if you decline those offers is (3) they will not usually offer a course beyond three months from the date of the offence and will not usually offer a fixed penalty beyond four months from that date. This is so as to allow time for the driver to accept and comply with their offer and to give them the time to go to option (3) if he declines or ignores it.  Unless there is a good reason to do otherwise, the action they take will usually be in accordance with the National Police Chiefs' Council's guidance on speeding enforcement. In a 40mph limit this is as follows Up to 45mph - no action. Between 46mph and 53mph - offer a course Between 54mph and 65mph - offer a fixed penalty Over 65mph - prosecution in court So you can see that 54mph should see you offered a fixed penalty. Three weeks is not overly long for a fixed penalty offer to arrive. As well as that, there has been Easter in that period which will have slowed things down a bit. However, I would suggest that if it gets to about two months from the offence date and you have still heard nohing, I would contact the ticket office for the area where you were stopped to see if anything has been sent to you. Of course this raises the danger that you might be "stirring the hornets' nest". But in all honesty, if the police have decided to take no action, you jogging their memory should not really influence them. The bigger danger, IMHO, is that your fixed penalty offer may have been sent but lost and if you do not respond it will lapse. This will see the police revert to option (3) above. Whilst there is a mechanism in these circumstances  to persuade the court to sentence you at the fixed penalty level (rather than in accordance with the normal guidelines which will see a harsher penalty), it relies on them believing you when you say you did not received an offer. In any case it is aggravation you could well do without so for the sake of a phone call, I'd enquire if it was me.  I think I've answered all your questions but if I can help further just let me know. Just a tip - if you are offered a fixed penalty be sure to submit your driving licence details as instructed. I've seen lots of instances where a driver has not done this. There will be no reminder and no second chance; your £100 will be refunded and the police will prosecute you through the courts.
    • Looks similar to you original email to their Complaints team. I dont rate copypasta for a CEO complaint. Rewrite it with emotion involved as to how badly this is affecting you and make them feel embarrassed for their actions... 
    • Well, not quite the trouncing they deserve, and Andy Street suffering - despite distancing himself from the poops and being a good mayor (and despite the rather ridiculous muslim voter labour boycott across regions - did they really want the tories to stay in power?) - But not bad at all The Reformatory goons managed two council seats didn't it - out of over 300 they tried for ..     
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Essayeffsee v HSBC


Essayeffsee
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Excellent, check mcol first thing monday 28th (after 9am) and see if it shows that they've acknowledged ot put in a defence, if not click the judgement button and off you go! That D D'Aubney is off only holiday until 4th sept so you never know. Fingers crossed, it's on route!

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It won't be long, I had my full offer on Saturday so you might get something on Monday. Oh the poor, poor bank must be sooo busy dealing with the amount of people that are demanding what is rightfully theirs!:rolleyes:

 

Any day now, don't forget to keep some back for our shopping trip:-o

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Don't worry - they'll settle for the full amount now. It took then two weeks to accept the letter I sent accepting it with no conditions. Just think about how many of these they have to deal with now!3

Disclaimer: Anything I write in these forums is my personal opinion and offered without prejudice. If in doubt, please seek independent legal advice.

 

*If what I have told you in this post has helped, please press the star at the bottom left and tell me!!*

 

My charges claims:

un1boy vs egg *SETTLED* | Un1boy vs LTSB-SETTLED | un1boy vs Black Horse-SETTLED | Un1boy v Smile *WON* | un1boy v HSBC - SETTLED! | Un1boy's HSBC CC - SETTLED! | Un1boy vs Co-Op *SETTLED* |un1boy vs Co-Op CC *SETTLED*

 

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un1boy v Equifax - Default removal

un1boy vs Experian - Default removal

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Mmmmm... maybe it's one of them cases but they are allowed 28 days to reply.. and if they don't, you win...

 

They only have 14 days from date of service to reply not 28 days.

 

They only get a further 14 days if they acknowledge the claim (meaning they then have had 28 days from date o service). They didn't acknowledge mine until day 14 so don't panic. This is perfectly normal.

 

You will know when they acknowledge the claim. look where it says "issued" now - it will change to "acknowledged"

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Hi Essayeffsee

 

I am just ahead of you and received absolutely nothing from them throughout the whole MCOL process. I filed for judgement yesterday which means that I win automatically as they did not submit a defence to my claims, yours may go the same way.

 

I am not sure what happens now but I have the option of requesting a warrant that allows the bailiffs to move in and collect my money or goods to the value thereof.

 

Bottom line is - don't worry about it. You have followed a tried, tested and proven process of recovering money that was taken from you unlawfully.

 

YOU WILL GET IT BACK.

 

Just that its taking longer than everyone else's is annoying - believe me I know.

 

Good luck - will keep you updated.

 

Regards

 

Magic

"The world wants to be fooled ... so fool it" - Pavel

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