H.O.L Test case appeal. Judgement Declared. ***See Announcements***

[noomill060]

Read as much as you can on here and make your own mind up.

 

Your guess is as good as anyone's.

[Aequitas]

would this render my contract as a valid conrtact signed in ninety two

 

If you mean is your contract covered by the UTCCR, the answer would seem to be that it is not. Hopefully someone can come up with an argument that it is.

[Crapstone]

Couldn't it be seen that contracts prior to the UTCCR are subject to awareness unilaterally and mistake?

[Aequitas]

Couldn't it be seen that contracts prior to the UTCCR are subject to awareness unilaterally and mistake?

 

I think you are going to have to explain what you mean by that.

[srfrench]

and then it goes all quiet

[tosh1]

subbing

[yourbank]

subbing

at the top of this page there is something called "thread tools" click that and the third option down is "subscribe to this thread".

 

Hope that help

[noomill060]

I bin here three years and Ive never noticed that!

[InformedSearcher]

and then it goes all quiet

 

Yes you needto consider the HoL is like a shrine. Imagine them sitting there in their smoking jackets in the HoL's lounge with brandy, whisky, fags and cigars on the go. Contemplating the outcome for the low lifes out there. Oh, life is so hard.

Michael

[srfrench]

A rich tourist arrives at the hotel and requires a room viewing.

 

The hotel proprietor says he can do so but requires a £50 deposit just in case. The tourist leaves a 50 pound note and leaves to see the room.

 

The hotel proprietor takes the 50 pound note and runs to pay his debt to the butcher.

 

The butcher takes the 50 pound note, and runs to pay his debt to the farmer.

 

The farmer takes the 50 pound note, and runs to pay his debt to the supplier of his feed and fuel.

 

The supplier of feed and fuel takes the 50 pound note and runs to pay his debt to the town's prostitute that in these hard times, gave her "services" on credit.

 

The prostitute runs to the hotel, and pays off her debt with the 50 pound note to the hotel proprietor to pay for the rooms that she rented when she brought her clients there.

 

The hotel proprietor then lays the 50 pound note back on the counter so that the rich tourist will not suspect anything.

 

At that moment, the rich tourist comes down after inspecting the rooms, and takes his 50 pound note, after saying that he did not like any of the rooms, and leaves town.

 

No one earned anything. However, the whole town is now without debt, and looks to the future with a lot of optimism.

 

 

 

Just a thought to the eventual outcome and a cure to the current and potential defaulters!

Edited July 3, 2009 by srfrench
forgot the first line

[noomill060]

Why would the hotelier allow the tourist to take his deposit back?

 

A deposit is part payment and is none refundable.

[SteveH2508]

The hotelier is an honourable person and not a banker - that's why.

[kennyh]

Talking of which - agroup of financiers is, I believe, a wunch of bankers

[noomill060]

[srfrench]

LOL....succinctly put!

[emmasot]

so when is it we find out the out come cause i think its rubbish how i waited 2 years being told i will get the money back and now seems like its not gonna happen.

[Thailand]

Autumnish

[emmasot]

is there anyone else who dont think this is really fair? lol

[yourbank]

is there anyone else who dont think this is really fair? lol

Which bit, bank charges or the court case?

[kennyh]

Oh COME ON - we discarded 'fairness' generations ago!!

[noomill060]

Ummmmm....the test case is about whether the OFT can assess charges for "fairness"- whatever that is.

[emmasot]

i mean its not fair to say we will get them back wait 2 years to find out that it dont look like we will

[yourbank]

ok, cos i am bored, might as well ask the question.

 

Do you think it is fair for a bank to levy a charge for returning a direct debit/standing order?(this should be a simple yes or no cos this isn't a trick question).

[yourbank]

i mean its not fair to say we will get them back wait 2 years to find out that it dont look like we will

 

I hate to tell you this but this is just the preliminary issues....we haven't yet hit the substantive ones yet.....

[kennyh]

Hi YB,

Unless you relish the 'swishing' sound of wrists being slashed I'd keep stumm! Even if OFT decree a level of fairness and it's greater than zero, it still won't be accepted by many and, hopefully, since the "OFT decision doesn't carry the weight of law" (or so I've been telling banks & CC agencies for years) we'll still challenge?