jodie c v natwest

[jodie651070]

thanx very much and same to you , well no news yet , its a bit rude of everything to shut down at xmas , some of us are waiting for our money...esp with sales coming up!!!!!

[muggins73]

Hi jodie and Happy New Year to you and the babies:)

 

Just a quickie to see how ya doin' and whether you'd heard anything, yet?

 

Just about to get some shut eye as the kids have worn me out (again), but I'll look forward to hearing from you again soon.

[jodie651070]

well muggins73 as yet i havent heard a thing , i keep clinging to the hope that no news is good news , how have you got on?

happy new year to you aswell and everyone else on the site

[muggins73]

Not a dickie bird at the moment, but seeing as though I've only recently sent the AQ I'll cut them some slack;)

I must go to sleep, exhausted.

Keep in touch.

[jodie651070]

well i have received a big info pack from the court stateing that the trial date for my case is 29th march 2007........although i requested that march was a no go as my baby due march 22nd...however they want me to send all case notes to the court and the defendant by the 17th january 2007...........HELP!!!!!!!!!!!!!!!!

 

WHAT DO I SEND.. THEY ALSO WANT TO KNOW ON WHAT GROUNDS IM CLAIMING THIS MONEY BACK...

 

IS ANYONE ELSE AT THIS STAGE IM NEARLY 8 MONTHS PREGNANT AND SEVERLY STRESSEDOUT AND SCARED THAT IM OUTTA MY DEPTH..

 

MUGGINS73 THANK-YOU SO MUCH FOR YOUR SUPPORT , I BIN READING YOUR THREAD AND GOT IN AN EVEN WORSE STATE , ARE YOU UP WITH ME OR A LITTLE BEHIND.

 

COULD SOME ONE PLEASE HELP ME , I HAVE COME SO FAR AND PAID ALOT OF MONEY BUT I DONT KNOW IF IVE GOT THE STRENTGH AND BRAINS TO GO ANY FURTHER.:-?

[jodie651070]

each party shall deliver to every party and to the court office copies of all documenrts including skeleton arguements on which he intends to rely on at the hearing.

the copies shall be delivered no later than 4pm 17/3/07

originals to be brought to the trial

all signed statements setting out the evidence.

the court must be informed if the case is to be settled by agreement before the stated trial

[GaryH]

You need everything from the http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html + all your correspondence, your schedule, statements, etc.

 

There is a statement of evidence in my sig which you can use. That sort of takes care of the skeleton arguement as well I'd have thought - can't see how you'd need both.

 

You need 3 copies of everything (yes, its alot of paper!). Send a bundle to the solicitors, one to the court and keep one for yourself, including the original documents.

 

I think you could write to the court and ask for an ajournment if you needed to - especially as you already indicated on your AQ the dates you would'nt be availible.

[muggins73]

Hi Jodie,

 

You are doing it again, worrying far too much. Gosh, those hormones are really beginning to set in, aren't they?!!!!!

 

GaryH has just about covered everything. One thing he forgot to mention was that this is all pretty std stuff, nothing out of the ordinary, so you really, and I mean REALLY, have nothing to worry about:D

 

However, seeing as though you have stated on your AQ that March is no good, I'd give the court a quick courtesy call and simply remind them. Could be a matter of a simple misunderstanding. This way you could have the court date put back, giving you more time to get to grips with all the paper work. You'll be happy to know I'm just an inch behind you, Cobbetts have just sent me a copy of their AQ. So I'll have a mountain of paper work to be getting on with myself!!!

Pls, pls try not to worry yourself too much, it is unchartered terrritory, but you are sooooo close, it is only this final hurdle and you are on a winning straight, trust me!!!! You not only have me fighting your corner,you have 1000s more experienced members of this forum too. That should be comforting enough.

Reply soon, you are starting to freak me out. I'm beginning to wonder should I be worrying more than I am?!!

If you dont mind, which county do you live in, if it's close enough I'd be more than happy to buddy you (especially as you are about to pop so soon!!!)

[GaryH]

GaryH has just about covered everything. One thing he forgot to mention was that this is all pretty std stuff, nothing out of the ordinary, so you really, and I mean REALLY, have nothing to worry about:grin:

Yep, absolutely;)

[jodie651070]

i live cambridgeshire , well im now plowing through the paperwork , i had a cry on ma friends shoulder the other day and she works in an office so she said if i put together all ma work shell copy it all for me and give it the once over , no im not gonna ring court i want this outta of the way asap , god this will prob send me in early labour , im not frightened of the paperwork im frightened to death that ill have to go to court.

[jodie651070]

thanx for ya support im sooooooooo grateful.

[Shazzam]

Hi Jodie I've been reading some of your thread, I think I'm a little behind you. I've subscribed to your thread as I'm interested to see how you get on, just in case like...

 

Anyways you have some sound support behind you who know what they are talking about. If I can help at anytime I shall. Gonna finish reading your thread tomorrow.

 

Good luck with everything.

 

And don't worry if you can give birth to 2 children you can face anything... :grin:

[muggins73]

[quote=Shazzam;485023)

And don't worry if you can give birth to 2 children you can face anything... :grin:

 

Yep, you can say that again!!!!

 

Jodie, pls dont forget that the likelyhood of you actually having to go to court is sooooo slim......the bottom line is the banks' dont actually want our claims to get to court:o

 

It's good to be prepared, get a majority of your bundle ready, but at this stage DO NOT attempt to print out vast amounts of paperwork.

 

You are right, at this rate you'll go into early labour and it'll be adjurned anyways.

 

Deep, slow breaths, lovey...deep, slow breaths:D:D:D

[jodie651070]

muggins73 you soooo make me laugh:D , well i just totted it all up and its over the 4k mark now , ive decided if i get my money b4 i have the baby im gonna have a brand new coach built silver cross:cool: . so thats my motivation now as i wouldnt afford it otherwise.

ive lost half the **** that snotty face cobbett has sent me and what money claim online sent so annoyed at mo and ransacking my flat.

natwest sent me a letter today asking for me to return my bank cards and cheque books as there closing my bank account:eek: so now gotta try and get up another bank monday am and open another bank account just incase stinking letter i wrote dont work.....anyways muggins dont you ever sleep:p

[GaryH]

Hi Jodie,

 

As the others have already said, its highly unlikely that you'll have to go to court. Just look at the statistics - 1000's of claims brought against the banks this year, and not one of them defended in court. Believe me, they are more scared of court than you are!

 

If you are worried about the possibility of court, there is a 'buddy' system which you can sign up for. Theres a link at the top of the screen I think.

 

As for a new bank account, the co-op cashminder account is quite good.

[missgiggles]

Hi Jodie

 

I've been reading your thread, and I really admire you.

I gave birth last year and know how stressful it can be, without taking a bank to court!!!

 

I am currently waiting for the bank to send my 6 years worth of statements.

 

I can't believe there're shutting your account down!! They're more than happy to take out money and get us into debt but when we retaliate they do that!! Where's the justice!!

It's made me seriously consider setting up a 'back-up' account in case they do the same to me!!

 

Good luck chick, just think of all the money you'll have to spoil the new arrival, maybe consider treating your-self to a nice massage when it's all over!!

 

[muggins73]

muggins73 you soooo make me laugh:D , well i just totted it all up and its over the 4k mark now , ive decided if i get my money b4 i have the baby im gonna have a brand new coach built silver cross:cool: . so thats my motivation now as i wouldnt afford it otherwise.

ive lost half the **** that snotty face cobbett has sent me and what money claim online sent so annoyed at mo and ransacking my flat.

NatWest sent me a letter today asking for me to return my bank cards and cheque books as there closing my bank account:eek: so now gotta try and get up another bank monday am and open another bank account just incase stinking letter i wrote dont work.....anyways muggins dont you ever sleep:p

 

It's good to hear that you are laughing anyways!!!!

That's a great motivation tactic, them silver cross prams cost as much as a small car, so you go girl!!!!

Don't worry about Natwest closing your account,I opted to open new ones with the Abbey (basically all the banks are as bad as eachother when it comes down to it!) when I started this process just incase. The only reason they haven't closed my account is 'cause I owe them a small fortune:cool:

Answer to the sleep question is not much since having three kids under 5!!!! I find it is midnight before I get a chance to sit down and have a cup of tea in peace, as it is, I'm typing with 7 month old on my lap, dribbling all over my top. Sexy, hey!!!!! The perils of motherhood, hey;)

[jodie651070]

cool you lot , i can actually laugh now you have all made me laugh so much. aint dont get on here much , well as much as id like , i agree with whatya say muggins bout time of nite ya get done.

im just in the process of putting in a new kitchen aswell , i dont know what is more stressfull -running around after my 1 yr old or chaseing bloody tradesmen..........

kinda gettin there with the paperwork side of it , so does anyone know the next step after i send that lot into court and snot face cobbetts.???

[muggins73]

Yep, you can say that again!!!!

 

Jodie, pls dont forget that the likelyhood of you actually having to go to court is sooooo slim......the bottom line is the banks' dont actually want our claims to get to court:o

 

It's good to be prepared, get a majority of your bundle ready, but at this stage DO NOT attempt to print out vast amounts of paperwork.

 

You are right, at this rate you'll go into early labour and it'll be adjurned anyways.

 

Deep, slow breaths, lovey...deep, slow breaths:D:D:D

 

cool you lot , i can actually laugh now you have all made me laugh so much. aint dont get on here much , well as much as id like , i agree with whatya say muggins bout time of nite ya get done.

im just in the process of putting in a new kitchen aswell , i dont know what is more stressfull -running around after my 1 yr old or chaseing bloody tradesmen..........

kinda gettin there with the paperwork side of it , so does anyone know the next step after i send that lot into court and snot face cobbetts.???

 

Look above, matey.

 

You should get an offer soon from those 'snot faces' so hold your horses for the time being:)

 

I'd say tradesmen have got to win hands down. You haven't got any with those 'orrible builders bums 'ave ya?

[banking idiot]

Jodie

Good luck with your forth coming baby. As a dad of six, I know it is hard work.

I am watching your progress with natwest and wish you all the best. The advice you are getting is good. I have been to county court before and it is very informal and above all not a criminal court. - Even though Natwest are criminal in their method of making money at £38 per rejected item one of the most expensive I think.

YOU MUST RELAX AND CHILL AS ITS GOOD FOR YOU AND BABE.

Best wishes

Banking Idiot

[GaryH]

It's good to be prepared, get a majority of your bundle ready, but at this stage DO NOT attempt to print out vast amounts of paperwork.

Remember though, that your bundle needs to be submitted to the court and Cobbett's by the 17th of January.

[jodie651070]

good good good , well halifax basic account was recommended to me so just applied online and was declined , so now what do i do , i really need a bank account to receive my money??????????????

 

any advice would be good.

[GaryH]

Co-op cashminder is probably the best (along with Natwest step but thats probably not an option:D). You won't get refused unless you've got a fraud conviction and you get a debit card, plus they've got a decent ethical policy. On the downside though, it takes a week or so to get it up and running, the application has to be sent to the head office.

[jodie651070]

yep applied there , i have a step account aswell with natwest but they said they are closeing both accounts although my step is in credit????

can they do that?

[muggins73]

Remember though, that your bundle needs to be submitted to the court and Cobbett's by the 17th of January.

 

I apologise as I forgot that the part where the court has requested that all paperwork had to be submitted by 17th January, was meerly concentrating on the actual court date being a little while yet, and trying to calm the situation down.