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    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
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jodie c v natwest


jodie651070
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yep applied there , i have a step account aswell with NatWest but they said they are closeing both accounts although my step is in credit????

can they do that?

 

Yep, they can get REALLY nasty, can't they.:-x

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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oh well posted all info today and am hand deliverying court papers tomora, what i dont get is , the court said all party`s to submit all papers to all party`s by 17th january @ 4pm , i havent received cobbetts yet, are they allowed to delay sending info , can i call the court tomora if i dont receive them.

so do i just sit back and wait now or is there another job in this long winded process

FINGERS CROSSED!!!!!!! GOOD LUCK ALL!!!!!!:p

 

I WILL BE DONATING MONEY WHEN WON TO THIS SITE FOR MAKING IT HAPPEN!!! WELL HELPING ATLEAST!!!!!!

 

S.A.R SENT 06/07/06 -----

REQUEST FOR NatWest STATEMENTS 25/07/06-delivered 03/08/06-:p

PRELIM SENT 30/08/06---:D

received offer of £400-

lba sent-27/09/06

COURT 8% INTEST SHEETS SENT 26/10/06

MONEYCLAIM FILED- 01/11/06

 

CAPITAL ONE YOUR NEXT!!!!!! :x:!::x

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oh my god just been reading sucess stories and have really messed my own claim up!!!!!!!1

as i ve been going through the claim process ive been updating my spreadsheet with new charges they applied to my bank account , but ive read in other peoples threads that they have been settled and are now takin the bank again for charges applied whilst in process??????????

 

HHHHHHHHHHELP??????????

 

HAVE I WASTED ALL THIS TIME , MONEYAND EFFORT

 

IM GUTTED :-(

FINGERS CROSSED!!!!!!! GOOD LUCK ALL!!!!!!:p

 

I WILL BE DONATING MONEY WHEN WON TO THIS SITE FOR MAKING IT HAPPEN!!! WELL HELPING ATLEAST!!!!!!

 

S.A.R SENT 06/07/06 -----

REQUEST FOR NatWest STATEMENTS 25/07/06-delivered 03/08/06-:p

PRELIM SENT 30/08/06---:D

received offer of £400-

lba sent-27/09/06

COURT 8% INTEST SHEETS SENT 26/10/06

MONEYCLAIM FILED- 01/11/06

 

CAPITAL ONE YOUR NEXT!!!!!! :x:!::x

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Not to worry I've done exactly the same until recently:o Thankfully for me have only sent schedule with additional charges to Cobbetts when I rejected their lame offer. You've probably done the same, and considering they do not appear to take a blind bit of notice, I wouldn't worry too much....I'm not;)

 

As I've figured you've worked out, you need to stick to the schedule sent with your original N1 claim form. Any further charges incurred can be dealt with later on, and is apparently, a lot easier.

 

Make sure that the papers you hand deliver to the court tommorrow includes a schedule with the updated interest amounts which the spreadsheet calculates automatically. Dont have a fit, dont want your waters breaking over that nice new kitchen of yours:D If need be, simply correct totals by hand. Explain to the court clerk and see what they have to say.

 

Good luck.

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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:!::lol::!: well peeps im on top of the world today , i phoned cobbetts this am to see why i hadn`t received my trial papers from them as today is due day , after being passed around by loads a people i spoke to the new girl dealing with my claim , she said she wasnt aware of any court date for the trial nor the deadline of today , and said they were waiting for a reply to there offer made to me on 03/01/07 of £1800, i told her i received no such letter , of course was not sent recorded so i bluffed and said court wouldnt accept that as they have no proof of posting she said she would do some checking and call me back.

i thought i would ring the court in the mean time , it took ages to get through and when i did the woman in that dept said she had just dealt with a call from cobbetts dealing with my case , " cobbetts claimed they did not receive a letter from the court - the notice of trial "

i explained to her that they were lying as they also told me they sent papers but have not received them so the woman said write to the judge i agreed and that was that.

after 1 hr cobbetts still hadnt phoned back and i was angry they had been given a weeks extension , so i called them , i told the girl i spoke to that i was angry they had lied to the court , i know they received those papers as i spoke to them last week and she confirmed they were presenting there case to the court.

the girl went off to speak to a manager and came back and said the previous girl had left and papers had not been completed , and therefore cobbetts have advised and requested a full refund cheque to be sent out by natwest which i should receive a.s.a.p.

i hope this aint a bluff on there behalf , what do you guys reckon , she told me to phone back friday to find out full amount.

i did state to her that i would not end this case unless i received the cheque for the full amount and no conditions...is this right.

am i there!!!!!!!!!!!:D :D :D

FINGERS CROSSED!!!!!!! GOOD LUCK ALL!!!!!!:p

 

I WILL BE DONATING MONEY WHEN WON TO THIS SITE FOR MAKING IT HAPPEN!!! WELL HELPING ATLEAST!!!!!!

 

S.A.R SENT 06/07/06 -----

REQUEST FOR NatWest STATEMENTS 25/07/06-delivered 03/08/06-:p

PRELIM SENT 30/08/06---:D

received offer of £400-

lba sent-27/09/06

COURT 8% INTEST SHEETS SENT 26/10/06

MONEYCLAIM FILED- 01/11/06

 

CAPITAL ONE YOUR NEXT!!!!!! :x:!::x

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God I hope so matey, wouldn't that be great, hey?

 

What a lot of fannying about (I do hope I'm a permitted to say such a thing without being edited!!!:)). It's a shame they couldn't have sorted this out prior to you wasting all that time and effort on your court bundle...those poor trees. Did you phone them before trying to sort out the 'schedule of charges' issue?;)

 

Personnally, me thinks you are just about done and dusted. Think about that silver cross pram you'll be purchasing in no time at all!!!!

No one, and I mean this from the bottom of my heart, deserves this more than you:D

It was a great deal of stress let's hope that it wasn't in vain.

Post me as soon as you hear something. Fingers, toes, legs and everything crosssed for you. I'll miss you/ our chats, which is weird, so it's a good job you're gonna take on someone else now!!!!

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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yeap spoke to cobbetts again today £3500 the cheque is for , that was my original claim before i added on the extra charges i should receive all paperwork and the cheque early next week!!!

 

dont worry muggins your day will come

 

p.s ill still come on - with a new thread, and pram already on order...lol:D

FINGERS CROSSED!!!!!!! GOOD LUCK ALL!!!!!!:p

 

I WILL BE DONATING MONEY WHEN WON TO THIS SITE FOR MAKING IT HAPPEN!!! WELL HELPING ATLEAST!!!!!!

 

S.A.R SENT 06/07/06 -----

REQUEST FOR NatWest STATEMENTS 25/07/06-delivered 03/08/06-:p

PRELIM SENT 30/08/06---:D

received offer of £400-

lba sent-27/09/06

COURT 8% INTEST SHEETS SENT 26/10/06

MONEYCLAIM FILED- 01/11/06

 

CAPITAL ONE YOUR NEXT!!!!!! :x:!::x

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Let me be the first to congratulate you, on your first victory.......

CONGRATULATIONS:cool:

 

Excellent news Jodie. I'm, soooo glad to hear the pram's on order.

Make sure you let us know what bambino you have and how it all goes (Imean with all the pushing and shivong you're gonna 'ave to do!!!), knowing my luck I'll still be waiting for my settlement:D

:DSUCCESSESS:D

NATWEST01&02 won over 4k

See how

http://www.consumeractiongroup.co.uk/forum/natwest-successes/31683-muggins73-natwest.html

 

:)CURRENT CLAIMS:)

HALIFAX03

19-SEPT-07 APPLICATION TO HAVE STAY LIFTED

02-OCT-07 APPLICATION REFUSED

LLOYDS TSB04

10-MAY-07 LBA

 

ABBEY05

19-SEPT-07 LBA

 

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And let me be the second......

 

 

CONRATULATIONS!!!

:D :D :D

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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well thanks alot you guys i received the cheque today gotta wait 7 days to clear as its rbs.

have been on phone to litigation dept today as cobbetts havent stuck to other half of bargin which was to remove final 193.12p of charges added in dec 06.

FINGERS CROSSED!!!!!!! GOOD LUCK ALL!!!!!!:p

 

I WILL BE DONATING MONEY WHEN WON TO THIS SITE FOR MAKING IT HAPPEN!!! WELL HELPING ATLEAST!!!!!!

 

S.A.R SENT 06/07/06 -----

REQUEST FOR NatWest STATEMENTS 25/07/06-delivered 03/08/06-:p

PRELIM SENT 30/08/06---:D

received offer of £400-

lba sent-27/09/06

COURT 8% INTEST SHEETS SENT 26/10/06

MONEYCLAIM FILED- 01/11/06

 

CAPITAL ONE YOUR NEXT!!!!!! :x:!::x

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could a moderator please move my thread

FINGERS CROSSED!!!!!!! GOOD LUCK ALL!!!!!!:p

 

I WILL BE DONATING MONEY WHEN WON TO THIS SITE FOR MAKING IT HAPPEN!!! WELL HELPING ATLEAST!!!!!!

 

S.A.R SENT 06/07/06 -----

REQUEST FOR NatWest STATEMENTS 25/07/06-delivered 03/08/06-:p

PRELIM SENT 30/08/06---:D

received offer of £400-

lba sent-27/09/06

COURT 8% INTEST SHEETS SENT 26/10/06

MONEYCLAIM FILED- 01/11/06

 

CAPITAL ONE YOUR NEXT!!!!!! :x:!::x

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