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Egg credit card agreement terminated


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TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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It really is incredible how uncoordinated Egg are.

We have just walked them into providing information bit-by-bit for our case. It has worked like a dream.

 

They clearly are not taking legal advice before answering either.

We asked the exact same question via 3 routes. One answer said it was with their legal department, another kept avoiding the question, the other sent the requested information out within 3 days.

 

Keep the messages disconnected, and what might seem an innocent query with no history, provides the perfect bit of information that we require.

 

The nice chap that replied has a rather unusual name, quite easy to look up his Facebook profile. Almost felt like adding him as a friend he was so helpful!

 

This is turning out to be good fun.

 

:D

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It is being manifested in a rather unfortunate way at the moment; i.e. they are trying to claw in as much as possible with minimum payment increases, and interest increases. They are also passing on to debt collection very, very quickly.

 

This is a sign of desperation.

I'd be interested to hear if anyone knows of anyone who has been approved for a new Egg card in recent times?

 

It does also mean that they will just fob you off for as long as they can.

So, everyone taking the CCA route - stick very firmly to the timescales very well-advised throughout this site, and take quick (but controlled) action.

 

Unless is has been tested previously, I think the termination route that we are taking may take some time - although we will certainly win with this. Mistermind - I am prepared to eat my words on this :-)

 

CCA seems to have previous form that is encouraging.

 

We have just bowled Egg a googlie today, interesting to see how they handle it.

 

 

THIS IS NOT LEGAL, OR QUALIFIED ADVICE REMEMBER!!!

Edited by BigEddieChek
Oh, I wish I could say more...!
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It is being manifested in a rather unfortunate way at the moment; i.e. they are trying to claw in as much as possible with minimum payment increases, and interest increases. They are also passing on to debt collection very, very quickly.

 

This is a sign of desperation.

I'd be interested to hear if anyone knows of anyone who has been approved for a new Egg card in recent times?

 

It does also mean that they will just fob you off for as long as they can.

So, everyone taking the CCA route - stick very firmly to the timescales very well-advised throughout this site, and take quick (but controlled) action.

 

Unless is has been tested previously, I think the termination route that we are taking may take some time - although we will certainly win with this. Mistermind - I am prepared to eat my words on this :-)

 

CCA seems to have previous form that is encouraging.

 

We have just bowled Egg a googlie today, interesting to see how they handle it.

 

 

THIS IS NOT LEGAL, OR QUALIFIED ADVICE REMEMBER!!!

 

Good luck eddie !

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It is being manifested in a rather unfortunate way at the moment; i.e. they are trying to claw in as much as possible with minimum payment increases, and interest increases. They are also passing on to debt collection very, very quickly.

 

This is a sign of desperation.

 

Rats, when backed into a corner are at thier most dangerous ! :(

 

Unless is has been tested previously, I think the termination route that we are taking may take some time - although we will certainly win with this. Mistermind - I am prepared to eat my words on this :-)

 

CCA seems to have previous form that is encouraging.

 

We have just bowled Egg a googlie today, interesting to see how they handle it.

 

 

THIS IS NOT LEGAL, OR QUALIFIED ADVICE REMEMBER!!!

 

Any idea as to time scales with the termination case?

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Haven't the US government just taken a controlling stake in their parent company, Citibank?

 

They have certainly been behaving very strangely in my friend's Egg loan case:

http://www.consumeractiongroup.co.uk/forum/egg/174507-militant-consumers-friend-egg.html

 

They've gone completely silent for about 10 weeks. I'm not sure if it's because this agreement got featured in the CAG guide to unenforceabe agreements!

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Just had an email from Egg - call this number urgently blah blah, but found this rather perplexing statement in the footer

"Hillesden Securities Ltd t/a direct legal & collections does not accept legal responsibility for the contents of this message, as the Internet is not secure and this message is subject to possible data corruption either accidentally or on purpose."

:confused:

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Then why do they call it a SECURE messaging service?!

 

Egg are getting beyond a JOKE!

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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Then why do they call it a SECURE messaging service?!

 

Egg are getting beyond a JOKE!

 

They sent this by normal email not the secure messaging facility but even so I feel like saying since the internet is not secure all the info on my account has been subject to data corruption either accidentally or on purpose :p

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I got an email yesterday, asking me to log on or call the number. I tried to log on-and guess what? it won't accept my username and password-so I presume I am supposed to immediately call them.

 

 

Just to make it clear to Egg

 

"Ahem...............I ain't as stupid as I'm green looking.

 

If you have something to say to me, just jot it down on a piece of paper ( it's called writing), put it in an envelope, put my address on the front and put it into the small oblong hole at the top of one of those tall red things, you know, a postbox.

 

Like you've been told to."

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It would seem from other threads that the Egg agreements are unenforceable, and have case history to back this up.

 

Thanks to this wonderful site, more and more people are becoming aware of this.

 

I would agree with many that have said on here that they have mixed marketing speak with legal speak, and made a big mistake with this.

 

The reason that they will be trying to get on the phone to people is because they can apply pressure much more easily and try and catch you on the hop.

 

ONLY EVER DEAL IN WRITING WITH THEM.

EVER.

EVER.

EVER!

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It would seem from other threads that the Egg agreements are unenforceable, and have case history to back this up.

 

Thanks to this wonderful site, more and more people are becoming aware of this.

 

I would agree with many that have said on here that they have mixed marketing speak with legal speak, and made a big mistake with this.

 

The reason that they will be trying to get on the phone to people is because they can apply pressure much more easily and try and catch you on the hop.

 

ONLY EVER DEAL IN WRITING WITH THEM.

EVER.

EVER.

EVER!

 

I look forward to it, they are idiots!

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I love the way the credit card companies start sending you stuff in hand written unofficial type envelopes or on pretty postcards. What are they hoping to achieve?

 

Saving money to pay the lawyers (peanuts) !! :p

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Well according to Egg, they can send me a default message via secure message, but I can't talk to them about my account via it. That HAS to be a tad unfair don't you think? They haven't sent me the default notice in writing. :( Just online. Hmm.

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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Well according to Egg, they can send me a default message via secure message, but I can't talk to them about my account via it. That HAS to be a tad unfair don't you think? They haven't sent me the default notice in writing. :( Just online. Hmm.

 

Would they be under any obligation to prove you read it?

I am just confused as to why they would send out a default notice by post if a secure message was sufficient and I have had one in the post.

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I'm just annoyed that they wont communicate with me about my account over secure message, but will send out default noticed via secure message. That's not a 2 way communication - its all going in my BIG complaint to Egg!

TheKat1979 - Taking Control!

 

Taking on -

Barclaycard via HFO - daft application form sent

Barclays Current Account - at AQ stage - fingers crossed asked for Hardship

Egg - various issues! Are about to default me on a disputed debt!

Bryan Carter CCJ set aside - looks to have been set aside without a trip to court! WOO!

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