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    • The "grief tech" firms helping users create talking avatars of their dead relatives.View the full article
    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
    • Spot on!  You learn quickly. Who cares if the case gets sent to debt collectors?  They have no powers.  All the effort you will have to put in will be to open envelopes - and then spend time laughing at their daft "threats".  No stress at all!
    • I did ask them why, but seems they have more spare cash than we do .. ;-( .. I doubt their bank would even support a chargeback after a year has passed. Anyway I've constructed my first DRAFT Snotty Letter .. so here goes ..   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you had added. Shall we raise that related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding the ANPR entry / exit periods compared with actual valid parking periods. Especially with no consideration of the legally allowed grace periods and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the issues with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture more useless ANPR photos. We will of course be requesting “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Legal Counsel on behalf of the Vehicle Keeper.  
    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
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Eddie v NatWest **WON**


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Been away for the weekend but on my return I had a letter from Cobbetts and also the AQ from the court which I will fill in and post this week.

The letter from Cobbetts is I think the usual bog standard rubbish and I just need to know if I should reply or not.

It says;

 

We note your comments on our Request for Further Information. It is our clients contention that your Particulars of Claim did not properly particularise your claim.

For example,our client cannot properly defend a claim where you have not given the details of each charge you claim is disproportionate and unreasonable.

The Court is bound by an overriding objective to deal with cases justly and to ensure that parties are on an equal footing. It was clearly the case that our client could not respond to your claim where you did not provide sufficient particulars.

Our client therefore objects to your allegation that the Request is intimidating.

 

I have of course sent the list of charges to Natwest and also to Cobbetts with all dates and reasons for the charge plus the interest so they have actually got all the info they are asking for in the letter.

Should I send a copy of this letter to the court with the AQ along with the list of charges complete with interest so that they can see what games these people are playing,and let Cobbetts know that I have done so.

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Should I send a copy of this letter to the court with the AQ along with the list of charges complete with interest so that they can see what games these people are playing,and let Cobbetts know that I have done so.

 

Yes, do that. This is Cobbetts standard reply to your CPR part 18 refusal.

 

You could send them a mirror image reply, or ignore it, up to you

 

Dear Sir,

 

I refer to your letter dated XXX

 

I note your comments on my allegation that your CPR Part 18 request is intimidating. It is my contention that my Particulars of Claim did properly particularise my claim. For example, a schedule of charges, which fully details each charge I claim is disproportionate and unreasonable, has been sent to your client, the court and yourselves at every stage.

 

I agree that the court is bound with an overriding objective to deal with cases justly and ensure that parties are on an equal footing. It was clearly the case that your client could respond to my claim since I have provided sufficient particulars. I object therefore to your allegation that your client was not on an equal footing.

 

Yours faithfully.

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Today I received 2 letters from Cobbetts one offering me £1100 and the other offering me £2200 as a gesture of goodwill and of course informing me that I dont have a hope in hell of winning in court both dated 24th Oct.

These people really are useless, I will of course send them a letter accepting as part payment I am sure they will pay up very soon.

Should I also remind them that my costs have now increased by £100 for the AQ which I posted yesterday,and also the daily interest.

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Letter posted saying will accept £2200 as part payment but my costs have now increased by another £100 and please dont forget the £0.77 per day interest since moneyclaim was issued.

I can smell another victory for this site very shortly.

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Got a letter from Cobbetts today thanking me for my letter and saying that they suspect that one of the letters was mistakenly attached to my letter and was sent to me in error.

They want me to telephone them to confirm the name of the person of the letter they were offering £1100 to.

Both letters were addressed to me and both were sent seperately these people really are totally useless.

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Got a copy of Cobbetts AQ today and in Other Info it says,

Case management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 27th Oct 2006.

In light of this,the defendant may amend its defence or apply to strike out.

I take it thats the CPR18 to which I sent the standard reply from the Library and I have of course sent a list of charges to both Natwest and Cobbets.

Should I write to the court to tell them that Cobbets have this info or ignore it.

Is this Cobbetts standard comments on their AQ.

Thanks all

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Hi Eddie:D

Yep, looks like we're at the same stage!

Fingers crossed it'll be over soon...;-)

-Warms (Alexandra)-

---------------------------------------------

Whatever I post is just my opinion, no more, no less!:!:

.....................................................................

NatWest=>settled in full, no strings!:D

NatWest creditcard=>settled in full, no strings!:D

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Was hoping to get home to a nice cheque today but nothing has arrived.

Just hope I've done everything right its a bit worrying when people who where at the very same stage as me got their cheques on Saturday and I am still waiting.

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Got a copy of Cobbetts AQ today and in Other Info it says,

Case management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 27th Oct 2006.

In light of this,the defendant may amend its defence or apply to strike out.

I take it thats the CPR18 to which I sent the standard reply from the Library and I have of course sent a list of charges to both NatWest and Cobbets.

Should I write to the court to tell them that Cobbets have this info or ignore it.

Is this Cobbetts standard comments on their AQ.

Thanks all

I got exactly the same in my AQ yesterday morning. Like you, I have already sent them the CPR reply from the template library, plus another charges schedule and they have wrote back to me confirming they had received this letter, so what are they on about - until the claimant serves a reply to the request for further information which was due on 27th Oct 2006

I don't know whether to tell the court, wrie back some kind of response to Cobbetts, or just ignore it

Strange one

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Was hoping to get home to a nice cheque today but nothing has arrived.

Just hope I've done everything right its a bit worrying when people who where at the very same stage as me got their cheques on Saturday and I am still waiting.

:) Eddie, how are things?

Try not to worry, you'll have your cheque soon, I am sure!

;-) I found the last few days of waiting especially nerve-racking,too, but you'll be fine!:grin:

-Warms (Alexandra)-

---------------------------------------------

Whatever I post is just my opinion, no more, no less!:!:

.....................................................................

NatWest=>settled in full, no strings!:D

NatWest creditcard=>settled in full, no strings!:D

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Just got home to find a note from the postie saying couldnt get any answer and need a signature for a letter.

Could this be my cheque?

I hope so.

Its either a cheque from Natwest or a cheque from Capital One which I am also waiting for.

All will be revealed tomorrow when I pick up the letter.

Wallet I wrote to the court informing them again that I had supplied Cobbetts with all the info they needed and also sent a letter to Cobbetts informing them what I had done.

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Just got home to find a note from the postie saying couldnt get any answer and need a signature for a letter.

Could this be my cheque?

I hope so.

Its either a cheque from Natwest or a cheque from Capital One which I am also waiting for.

All will be revealed tomorrow when I pick up the letter.

Wallet I wrote to the court informing them again that I had supplied Cobbetts with all the info they needed and also sent a letter to Cobbetts informing them what I had done.

Aaahh, now then.

So did I yesterday morning. I wasn't in and there was a Sorry You Were Out card on the floor saying they need my signature at the collection office for a SPECIAL DELIVERY.

I think if the delivery what i missed yeterday is not the cheque, then I will send Cobbetts a letter back and also let the court know

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Hi all,

It appears that i'm at exactly the same point as you - awaiting my cheque, and i must agree that each time i hear the postie i run for the door. Need the cheque badly as Focus diy shop have a 60% off offer on kitchens which finishes in a week.

good luck - hope you get you cheques soon which hopefully will be in this weekends batch. As we were offered 50% on te same day then we should get our settlements on the same day also, or at least that's what logic says.

chin up:smile:

Peep x

Bite me and i'll bite back....

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I'VE WON

 

Got my cheque today for the full amount.

Once the cheque has cleared there will be a donation to this site, and I just want to thank all those who advised and encouraged me through the process as I wouldnt have done this only for this excellent site.

If you are still fighting for your money back dont give in, keep on going and you will win.:D :D :D :D :D

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Bravo, Eddie :lol:

-Warms (Alexandra)-

---------------------------------------------

Whatever I post is just my opinion, no more, no less!:!:

.....................................................................

NatWest=>settled in full, no strings!:D

NatWest creditcard=>settled in full, no strings!:D

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