Jump to content


  • Tweets

  • Posts

    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
    • Makers of insect-based animal feed hope to be able to compete with soybeans on price.View the full article
    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Eddie v NatWest **WON**


eddiem1
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6383 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have this morning received all 6 years statements so will be getting stuck in to them soon.

I have also received a letter from their credit card dept in Southend asking for £10 for the copy statements and a cover letter to be sent to them.

I thought that the one £10 payment covered all as I stated on my original Data Protection letter that I wanted both bank accounts and also the credit card.

Can someone please clarify

Link to post
Share on other sites

  • Replies 71
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

adgd £10 now £12 so end of month £38(£28+10 adgd fee) or £40(£28+12)

Surely there is only one adgd fee at the month end.

 

If there are three DD's of £38 presumably only one contains the monthly adgd fee of £10 or £12 as the case may be?

 

Why does the bank not clearly state at the month end CHG - ADGD - £10/£12?

 

Why is it included in one of the DD's or similar?

Link to post
Share on other sites

I have been working my way through some of the older statements and I have unarranged borrowing fees and also card misuse fees can I claim these back.

I know I can claim back referral charges but I also have paid referral charges on the older statements are these the same.

Sorry to be such a pain in the arse but I just want to get it right so they cant wriggle out of anything.

Link to post
Share on other sites

I have today sent my Prelim letter for both of my accounts to Natwest for the sum of £3500.

I am now waiting for my first get lost letter from Mr Higley, I also want to thank Vampiress for the excellent spreadsheet which was so easy to use.

I have also worked out the 8% interest on the spreadsheet and if my claim goes to court then it will cost them another £750 in interest.

Link to post
Share on other sites

Guest NATTIE

Good luck eddiem1.

Kidson- people are getting confused with charges. Unpaid DD's/ SO's/chqs are £38 regardless of account held, The charge of £38 at the end of the month, now £40 is ADGD fee + £28 Unarranged Borrowing Fee), Hope that clarifies the confusion on the thread re fees

Link to post
Share on other sites

I have been away for the weekend and have just returned home to find a letter from Mr Higley waiting for me telling me tough and sod off.

He did say " The bank is under no obligation to explain how its charges are calculated and we are not prepared to enter into any correspondence on this matter. The compilation is a confidential commercial matter".

It would appear that he will not be talking to me when I send my next letter which will be posted tomorrow which is the LBA.

Link to post
Share on other sites

Guest NATTIE

but at least you are stating that you, at least, will give NW the chance to settle before the additional costs and interest will be added at MCOL stage. Keep going with LBA, because you will be the winner

Link to post
Share on other sites

This morning I have had a reply to my LBA from Mr Higley consisting of 3 lines.

Saying he regrets there is little he can do, he has alerted their lawyers and to send all documents now to the registered office.

I will be looking at moneyclaim this weekend but Im sure I will need a little help to get it right and would appreciate any help and advice.

I just dont want to give them any opportunity to wriggle out of paying.

Thanks all

Link to post
Share on other sites

Doing my moneyclaim and need to know what to put in for particulars of claim.

I have got my figures for the charges including my 8% interest figure but it also says

 

Since you have indicated that you wish to claim interest on the money the defendant owes you, you must include the following text in the particulars of your claim:

The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from {date when the money became owed to you} to {the date you are issuing the claim} of £ {put the amount} and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of {enter the daily rate of interest}.

 

Its tha last part I dont understand can someone please explain.

Thanks all

Link to post
Share on other sites

Would be best to send a list of charges to Cobbetts if you've claimed using Moneyclaim because otherwise you'll get a delay tactic letter from them in a months time asking for the details of your bank account and the charges you're claiming - even though you've already sent them the schedule of charges twice!

 

Read Clarky's thread - she sent an email to the person at Cobbetts with the schedule and its looking like this may mean they can't use one of their major delaying tactics and therefore you may be paid sooner. I'm certainly going to use this method when I can afford to file my moneyclaim.

Link to post
Share on other sites

Just looked on Moneyclaim and the Natwest have acknowledged the claim.

So I think this now gives them 28 days from the date of service which is tomorrow to file a defence, therefore they have until 14th October to have their defence in.

I know that Cobbetts will ask for a list of charges but do I send them a list of charges with the the 8% figures on or not, and also which list of charges do I send to the court when one has been allocated.

Thanks again guys.

Link to post
Share on other sites

  • 4 weeks later...
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...