Jump to content


  • Tweets

  • Posts

    • and it will be also now written off under age related criteria anyway.
    • DX: Thanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Cheekiness towards a DCA


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5020 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Do you think she forgot to put her wedding ring on too????:roll:

 

Hard to tell when she's holding all those jumbo sized sausages.

 

Can you see those people in the background? I think they may be stuck in orbit. ;)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

Link to post
Share on other sites

  • Replies 8.2k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Actually its surprising what you can find on their facebook and Bebo pages

 

dcamonkey.jpg

 

How do you find them on facebook and Bebo? Surely they don't advertise who they are?

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

can someone pass me a bucket please.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

Thanks HB. passes bucket to the lovely lady in the pic.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

How do you find them on facebook and Bebo? Surely they don't advertise who they are?

 

Fred

If you look back over Sehorses posts he had a load of ones taken from a Cabot staff members home page taken during a night out for the teenies when they were all supping WKD and Smirnoff Ice

Link to post
Share on other sites

ODC u have just given me an idea.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

No comment

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

If you look back over Sehorses posts he had a load of ones taken from a Cabot staff members home page taken during a night out for the teenies when they were all supping WKD and Smirnoff Ice

 

Thanks ODC and for the pm.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

I've got Westcot on my case now - which case I don't know yet because so far all I've had is a call which I didn't answer and no message was left.

 

I've never dealt with this lot before, so on a scale of 10 to 1, where 10 = normal human being and 1 = neanderthal man, whereabouts do they fit?

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

About a 2 - but fairly easy to get rid of.

 

Thanks Tiglet. Like I said, I don't know what it's about yet, but thinking logically, it can only really be about something I've already seen 1 or more DCAs off about already, so I'm not expecting too much hassle.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

I had a call from an elderly sounding woman from a company called Pennine yesterday asking to speak to my wife. She was out at the time so the conversation went:

 

Them: I need to speak to Mrs X regarding a personal financial matter.

 

Me: Pennine - sorry I've never heard of you - who are you?

 

Them: It's Pennine regarding a personal financial matter (sounding a bit vexed already!)

 

Me: Sorry, I've no idea who you are.

 

Them: Look, is Mrs X there?

 

Me: You can speak to me - I'm her husband - we don't have any secrets - we share everything.

 

Them: Sorry, it's Data Protection. IS she there or what?! (more vexed!)

 

Me: Look - I'm not speaking to you - if you want to contact my wife you must do so in writing and you must not phone again. If you do I'll report you to the Financial Ombusdman and Ofcom.

 

Then I put the phone down feeling pretty pleased.

 

The bitch then phoned back after about 20 minutes - I didn't answer and let it go to answerphone - "Message for Mrs X regarding a personal financial matter - please ring Pennine urgently" - I could tell from the way she sounded that I'd ****ed her right off so she was clearly having a go at getting her own back!

 

I was vexed by this point so I rang them, pretended to be on a really bad line and kept reading out a made up account number. I also asked to speak to "Dave" - "Hello Dave. Is that Dave?! Is Dave there?! My wife would like to use your toilet."

 

I felt a bit better after doing that! :)

Link to post
Share on other sites

I had a call from an elderly sounding woman from a company called Pennine yesterday asking to speak to my wife. She was out at the time so the conversation went:

 

Them: I need to speak to Mrs X regarding a personal financial matter.

 

Me: Pennine - sorry I've never heard of you - who are you?

 

Them: It's Pennine regarding a personal financial matter (sounding a bit vexed already!)

 

Me: Sorry, I've no idea who you are.

 

Them: Look, is Mrs X there?

 

Me: You can speak to me - I'm her husband - we don't have any secrets - we share everything.

 

Them: Sorry, it's Data Protection. IS she there or what?! (more vexed!)

 

Me: Look - I'm not speaking to you - if you want to contact my wife you must do so in writing and you must not phone again. If you do I'll report you to the Financial Ombusdman and Ofcom.

 

Then I put the phone down feeling pretty pleased.

 

The bitch then phoned back after about 20 minutes - I didn't answer and let it go to answerphone - "Message for Mrs X regarding a personal financial matter - please ring Pennine urgently" - I could tell from the way she sounded that I'd ****ed her right off so she was clearly having a go at getting her own back!

 

I was vexed by this point so I rang them, pretended to be on a really bad line and kept reading out a made up account number. I also asked to speak to "Dave" - "Hello Dave. Is that Dave?! Is Dave there?! My wife would like to use your toilet."

 

I felt a bit better after doing that! :)

 

You're my wife now ...

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

Link to post
Share on other sites

You're my wife now ...

 

oi! Tiglet, are you two timing me?

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5020 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...