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    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Reliable collection & JDW Oxendales 'debt' no CCA!


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Hi all,

 

I have been sending CCA requests to all my creditors in turn and have now started to recieve their replies. we have a DMP and our aim is to find out exactly who can enforce the debts and who can't. We are now at a stage where we need to consider the pro's & cons of continuing to pay our creditors via the DMP . If it turns out that very few of our creditors can enforce their debts then obviously the ones that can would be paid off quicker. The only problem with this is that the CCC's will not stop payments for disputed accounts, even though we have letters of proof of no CCA. We are hoping to use these people as our test case so to speak. Our concern is that there are a number of creditors yet to SAR/CCA and if it turns out that they have agreements, we will need our DMP as they have quite high balances. I would welcome all advice.

 

Also, the attached letter from Reliable claims that even though they have no agreement and can't pursue this to court, they can still pursue it. Is this correct. On the same day we received this letter, we also had a new agreement set up from them with a 10% of the balance admin charge and a statement with a £12 fee added. The balance has now increased by £100 and they don't have an agreement!

reliable letter.pdf

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  • 5 months later...

Hi all,

 

I recieved this letter this morning from JD and would appreciate any input/varification of their claims etc.

 

As I read it, they do not intend to persue the debt, but claim to have the right to do what they like with my data.

 

Once again, all comments welcome.

img004.pdf

img005.pdf

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they have not sid they wont persue the debt.

 

they are talking rubbish about the dpa btw.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Guest daewoo21

Not 100% certain about this i'm sure some one else will advise you.

 

I think that the cca contains a paragraph about them being able to process your data, however if the cca is not fully executed

 

i.e not a true copy with your sig and all other required terms and info,

 

then I dont think they can.

 

You could tell them this and tell them that you are going to report them to the information commissionaire and the OFC.

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that would be the fos not they ofc

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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they have not sid they wont persue the debt.

 

they are talking rubbish about the Data Protection Act btw.

 

I took thier statment on page two....."on this basis we can confirm thatall collection activity will cease!"

 

to mean that they would'nt be persuing:eek:

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rite well i am sorry as that was not comming up earlier.

 

yes they are saying collection activity will cease.

 

I like that they are saying then when u apply for a catalogue u consent to sharing ur data. That is not true.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Thanks GM,

 

Thats exactly what I needed, confirmation that I had not got my wires crossed!

 

As for the data bit, I am pretty much convinced they are talking through their backsides but just needed to check I had read between the lines correctly!

It will be interesting to see if they come up with anything else.

 

Thanks again,

 

scampjet.

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do u realise that you can tell the credit referancy agency they use, equifax, the account is in dispute any next have admitted they have no cca so they cannot make a record of info on my credit report.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Yes, I do realise this, just needed to get them to confirm for sure first. Thats my next step!

 

And after that......Lowells, 1st credit, Red castle, CL, and citi:D

 

Dumping DMP as of next payment...making arrangements with those who have agreements, then having a go at BOS for PPI and charges!

 

Thanks again!

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well what u can do is this

 

write to the CRA asking them to put a notice of dispute next to the relivant info.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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