Lowell (of course!)

[magical.moon]

Hi all, I too, am the lucky recipient of a stupid Lowell letter chasing a Statute Barred debt from '99 timeframe. Since that time ('99), I have no communication with the creditor what so ever. So clearly six years has passed. To the best of my knowledge, there is no CCJ.

 

My question is very simple, do I just ignore the letters in the hope they will eventually go away? Or, send the Statute Barred letter thereby confirming I am who they think I am? Will the latter course of action just result in more letters and harassment? Or to put it another way, which approach will cause me less grief?

 

Many thanks

 

Mr Moon

[spamheed]

Send them the letter, at the very least it will show that you know better than they do and hopefully get them to leave you alone. ensure you inform tham that you will not be making payment now or at any other time.

 

Once you have told them this, they are obliged to go forth and venture

[ODC]

Do as Spamheed says. This will not stop the idiots from sending you stupid letters but if they continue to chase for a Statute Barred Debt then they are in clear breach of OFT regulations and a complaint should be made to both the OFT and Trading Standards.

[zz2]

I got another 2 letters today telling me how disapointed they were that i wasn't being responsible enough to pay them and they're now passing it to their "specialist recovery unit" ( i take it i can now expect letters from Hamptons!!!) who will decide the best corse of action?

They've ignored the SB letter so i guess my next move is to complaint to OFT right?

[UKCougar]

Exactly the same here, got the same letter today. Going to post in my own thread shortly. It's probably of little consolation to you but it's good to know that I'm not the only one being harrassed unduly by these cowboys.

 

Good luck.

[ODC]

An official complaint to Lowells, one to TS (copied to Leeds TS as well) and one to the OFT. When you get Lowells pathetic response to your complaint then you can report them to the FOS which will cost them £400.

[MrSensible]

The money is still o/s so totally acceptable for them to ask it be paid. OFT fully approve of this, see their guidance notes.

 

Why didnt you pay this years ago?

[magical.moon]

Thanks for the advice folks. I read someone in another thread suggesting it is best to ignore them period. The rationale being the plonkers at Lowell would not be a 100% sure they have the right person. Further, they would look pretty silly if they tried to take recovery action in the full knowledge the debt was statute barred?

 

However, I think I will fire off the SB letter on Monday and await further drivel from them. By the way, yesterday I received a letter from Red, usual nonsense.

 

Thanks again, will keep you posted.

 

Mr Moon

[MrTWS]

Site closed;)

[ODC]

And dont add your phone number either unless you fancy answering the phone often

 

I find it very amusing to give them the telephone number of your local police fraud squad.

[MrSensible]

Yes, that is very funny indeed. Not as funny as giving the debtors phone number to a defective powerdialler.

[Justforfun]

I find it very amusing to give them the telephone number of your local police fraud squad.

 

Not half amusing as giving them the number of your local STD clinic,:grin:

[MrSensible]

Might find a few debtors available if they called it....

[magical.moon]

Hi everyone, quick update... I have printed off the Statute Barred letter, however, am waiting for some further advice before sending. I have a kind of dogmatic instinct in me that says 'ignore them', after all, there is nothing they can do other than waste money on letters and phone calls which I will ignore. Having said that, I probably will send it, in due course, just want to make them wait a bit!

 

A couple of other points....

 

1. Has anyone ever tried contacting Mr Lowell (AKA James Cornell) directly to ask him to explain his company's many [Edit] activities? I assume so, I'm just curious as to what he said!

 

2. Ditto Lowell's venture capital backers who are funding this [Edit] crusade against many innocent people.

 

3. I wonder what sort of lavish salary Mr J. Cornell takes home? And by the way, his home address is easily found at Companies House, should you wish to personally write and ask that is. You may have other questions too?!

 

4. I belive company directors are ultimately responsible for ensuring their enterprise operates withing the governing law? If this is found not to be the case, they can be both held legally responsible, and disqualified from being a director.

 

Keep the faith!

 

Mr Moon

[dannyboy660]

By sending the SB letter you are confirming your identity and whereabouts.

 

Be sure there are no other sticks that they, or any other DCA can beat you with before you send it.

 

Ignoring them doesn't do any harm, especially if you are 100% sure it's statute barred.

 

Why do anything at all that might be helpful to them??