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HSBC Bank - Overdraft Charges

pigsic

By pigsic
in HSBC Bank

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johnnymitch

johnnymitch

Posted
Posted

Just read those pete ......great stuff!

 

With the press explaining to customers that it's not all over ...... this could be a roller -coaster for the banks .....:D . and ,as the Brum Post is saying , the banks knew the implications of the judgement before us and hoped we'd all miss the loophole ... fat chance ! I'm beginning to have a sneaky admiration for Lord Phillips & Co ........:rolleyes:

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

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Castlebest

Castlebest

Posted
Posted

The news at first sight was awful but as always with legal people you have to read exactly what they say :rolleyes:.

 

The banks have won against the OFT but the Supreme Court has also left a huge hole in their argument so we need to make that hole bigger and give it wheel chair access so we can all get through :D.

 

pete

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rudy691

rudy691

Posted
Posted
The news at first sight was awful but as always with legal people you have to read exactly what they say :rolleyes:.

 

The banks have won against the OFT but the Supreme Court has also left a huge hole in their argument so we need to make that hole bigger and give it wheel chair access so we can all get through :D.

 

pete

 

+1 and rep for that mate !

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johnnymitch

johnnymitch

Posted
Posted

hee hee ! you'll be in trouble rudy ! :eek:

 

pete doesn't like reps ..... he says it puts green blobs on his castle walls which are a beggar to scrub off .... :rolleyes:

 

but I just think he's modest ! :D

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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johnnymitch

johnnymitch

Posted
Posted

Nice one Freaky ! :D

 

The banks have been unusually quiet about all this .... I think they know there's a hole below the waterline and are trying to keep it to themselves . :rolleyes:

They also said they'd deal with the millions of 'held' complaints(which have to be dealt with in 8 weeks now that the waiver is lifted) 'in an orderly fashion'

The only way I can see them doing that is by a million template letters saying basically - "The Supreme Court said we won ..... goodbye and don't complain again ......... " . A lot of people , like the gentleman on the TV yesterday will say "Oh,dear ! OK! " and leave it at that .

I think our job is to let as many as possible know that they can still go to court with their claims .:)

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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freakyleaky

freakyleaky

Posted
Posted

HSBC have certainly been quiet about this.

You just know from all the evasive interviews given by the likes of Angela Knight that they are not sure what's going to happen next.

 

I heard one chap on the Jeremy Vine show yesterday ( his name escapes me cos I'm old) who said "if people would just stop spending for a couple of months and build themselves a financial cushion they would not get themselves in difficulty" or something similar.

 

What a genius!!! If only I'd thought of that. :rolleyes:

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Castlebest

Castlebest

Posted
Posted
.

 

I heard one chap on the Jeremy Vine show yesterday ( his name escapes me cos I'm old) who said "if people would just stop spending for a couple of months and build themselves a financial cushion they would not get themselves in difficulty" or something similar.

 

What a genius!!! If only I'd thought of that. :rolleyes:

 

well I'll write to the council and the gas and electric people and tell them the bank say I cant spend anything for two months, and give up eating :rolleyes:

 

I wonder how big his bonus was freaky? lol

 

pete

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Rayne

Rayne

Posted
Posted

ok im REALLY confused....loophole?

DCA's - they have the same power as an infinite number of untrained chimps working on a script for Hamlet, but the chimps would probably at least get it right :D

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citizenB

citizenB

Posted
Posted
ok im REALLY confused....loophole?

 

Read the first three announcements in the Welcome forums, linked below and also Castlebest's links in post 200 above

 

 

Welcome to the Consumer Forums - The Consumer Forums

 

 

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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pigsic

pigsic

Posted
  • Author
Posted

HI All

Sorry for not getting back to you all but have been so busy over christmas and then just after new year son was addmitted to hospital with pneaumonia but all is ok he came home on thursday so Im back.

Jonny mitch you asked if the court had stayed yes they did but the only letter received from them was to say the court are in favour of them so should we just leave it and see what happens

thank you lisa

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johnnymitch

johnnymitch

Posted
Posted

Hi lisa , glad your son's recovering Ok ....hope this year is better for you than last ....... :)

 

Are you saying you've received the standard template letter from the bank saying "we won -you lost -now buzz off and don't complain again ! " - or words to that effect . ?

 

If so , you could send a letter (like pete castlebest's, suitably amended) :rolleyes: to let them know you're not giving up just yet ....

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-2664368.html

 

and if you then hang about for a bit , we're hoping that revised POCs will be forthcoming shortly.......

:)

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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