NR/Wallers Claimform - £29k Pers Loan *DISCONTINUED*

[womble72]

o.k so tomorrow i will fill in the court papers put those two points down on the defence section of the form.

 

Tick the box where i dispute the full amount claimed on the form as shown on the claim form.

 

Also on the response pack i tick i intend to defend part of the claim.

[tomterm8]

o.k so tomorrow i will fill in the court papers put those two points down on the defence section of the form.

 

Tick the box where i dispute the full amount claimed on the form as shown on the claim form.

 

Also on the response pack i tick i intend to defend part of the claim.

 

Please don't do that, womble... please ONLY file the acknowledgement of service... do not file your defence yet.

[womble72]

Ok if i fill in the Acknowledgment of service form only.

 

But should i still tick the box which states i intend to defend part of this claim.

[tomterm8]

At this stage, i personally would say I will defend all of the claim.

 

If before it you submit the defence, you discover part of the claim is valid, you can then change your plea. At this stage, you simply don't know what part of the claim is valid, and what isn't.

[AndyOrch]

hi

Allan you cant fill in your intended action until you can clarify if their are penalty charges.If there are then you Defend it.Quite simple realy post Curlys CPR letter and complete your AOS and Defend if there are penelty charges

 

 

Andy

[womble72]

Do i leave the admission form well alone because i am defending all of the claim.

[tomterm8]

Do i leave the admission form well alone because i am defending all of the claim.

 

You should not admit anything, until you at least know what you are admitting is correct.

[womble72]

Curlys cpr letter is the one that states request for information under the civil procedure rules.

[womble72]

I will post that in the morning do i use recorded or special delivery service.

[tomterm8]

in post 42, yes. I would use recorded delivery. keep the receipt.

[pt2537]

hi

Allan you cant fill in your intended action until you can clarify if their are penalty charges.If there are then you Defend it.Quite simple realy post Curlys CPR letter and complete your AOS and Defend if there are penelty charges

 

 

Andy

 

 

Penalty charges are NOT the basis of this defense at this stage Andy

 

All womble has to do at this point is acknowledge service.

 

once all the Documentation is supplied then we can look at what points we can use for defending this case

 

until then,how can we even claim penalty charges are part of the defence

 

we need full disclosure which is why we are asking for this under the CPR

 

 

Regards

paul

[womble72]

Thank you everbody.

 

I will do those two key points for Monday morning.

 

I will let you all know when i will have a reply from Wallis solicitors concerning the cpr.

 

Speak to you soon.

 

Many Thanks again

 

Womble

[pt2537]

Good Luck Womble

 

Let us know how things go and if you have any questions just ask away

 

Regards

paul

[rory32]

I will let you all know when i will have a reply from Wallis solicitors concerning the cpr.

 

Please do. Remember it is their responsibility to supply these documents, if they don't the case may be thrown out on that basis alone, so if they don't supply them in time DON'T phone them and remind them of their legal responsibilities. It's to your advantage if they don't supply documents.

[AndyOrch]

paul

considering you are a third year law student when a summons is issued you have to acknowledge service.When you acknowledge service you have to declare your intentions ie defend admit part etc so my post as to if there are penalty charges is fundermental to Allans reply

 

Regards

Andy

[womble72]

One more quick thing can harrasment at work via phone calls at my work of place be classed as a defence.

 

Womble

[Curlyben]

One more quick thing can harrasment at work via phone calls at my work of place be classed as a defence.

 

Womble

Yes indeed, especially if you have a open plan office or they went through the main switchboard.

[womble72]

They went through the main switchboard then transfered through to my open plan office.

I told them countless of time not to phone me at my work of place and even gave them my home number bvut still ignored my request.

[Curlyben]

Now that WILL go in, especially as it goes against the OFT debt collection guidelines.

 

ignoring or disregarding debtors' legitimate wishes in respect

of when and where to contact them, for example, shift workers who

ask not to be telephoned during certain times of the day

 

Anything else you can think of ?

[womble72]

I will try to think of some other things.

A postcard through my letter box with a rep will be coming round to your door shortly unless you phone this number.

[Curlyben]

Gets better and better.

Was this from NR or an agency ?

[womble72]

Northern Rock themselfs.

 

Iphoned the number and it was there credit control department.

[womble72]

Nr sending me a postcard is this another black mark against them ?

[Curlyben]

As Tesco says "Every Little Helps"

[womble72]

Lol.

 

Good night gentleman.

 

Speak to you soon.

 

Womble