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    • The case against the US-based ride-hailing giant is being brought on behalf of over 10,800 drivers.View the full article
    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
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lloyds don,t want to play!!!!!!!!!!


jon700
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because no one has posted on it for the last 6481 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

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Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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just a quickie i waited til the full 14 days were up even though they replied after 5-6 days before sending the l b a now sent the lba and again they replied after 5 days basically saying there is little else they can say from their previous letter and that this is their final response and suggest that i refer my complaint to the financial ombudsman serve. funny one paragraph in the letter says quote"although i do respect your opinion about our charges" and this letter was from a different person this is from jamie oneil. so shall i just complete the money claim online now and not wait til the 14 days are up again? thanks for your help

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Personally, once I see "Final" on any document from a bank I enter the claim. You have been resonable.

 

As the other Michael Said, Personal preference

Whatever I post is my opinion and should be taken as such, an opinion. While it is what I believe and is offered in good faith, it should not be taken as a statement of truth

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hi, im new to this site,although i joined a few weeks ago and found your template leter which greatly helped me with confidence to write to lloyds.

I have been with them for about 5 years ans just looking back over 2.5 years statements they have charged £1300, iwrote with your format letter and had a reply in 6 days, basiclly saying i signed a contract with the bank when i opened my account.And they were sorry i felt i had a complaint.

What do i do next.?

I am a divorced woman and have been in receipt of disability and income support which are the only credits into the bank( they are not always paid in on time either which causes me to go overdrawn with direct debits set up for the days following expected credits).

I have struggled to pay for food or for travel costs to hospital appointments (a lot have had to be missed due to thier charges taking away sometimes a weeks money.

Any advice would be greatly appreciated.

 

my appologies i am new to using a p.c. too and I hope i have sent this message where it should be sent. When i log on to your site it says i havent posted yet?

I don't know how to.

 

regards Annie

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Welcome Annie. We are all in this together. Firstly read the FAQ section. Then use one of the templates to request all of your statements back to 2000. Then calculate how much the filthy swines have taken. Then you send another letter, again using one of the great templates on here. Remember Annie, we're all in teh same boat, helping each other along as we go.

 

If you are unsure, ask on here. You will be helped along the way. :)

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Hello annie44

 

It's best if you start your own thread so you (and we) can track your progress, questions and answers. Do this by going to the main page for whichever bank you are making your claim against. At the bottom of the page is a "New Thread" button. Click on it and away you go! At the moment, you have unintentionally :rolleyes: hijacked jon700's thread. Read the FAQ's and as many threads as you can - take your time - to make sure you recover what is rightfully yours.

 

 

Hi jon700,

 

We are roughly at the same point with our claims. I issued mine in the local County Court last week. I hope you recover everything the law says you are entitled to.

Regards,

Bean

Lloyds TSB - 27/11/06 - £6377 paidrest with FOS

 

SETTLED

Cap One - 6/10/06 - £875

Lloyds TSB (MC) - 20/10/06 (BY DEF) £372

Hitachi Cap - Nov. 06 - £207

Citi Cards - 28/12//06 - £220

Monument - 23/1/07 - £889

Barclaycard (Mrs. Bean) - 19/2/07 £376

Opinions / advice of Bean are independent, informal, without prejudice, without liability, not CAG endorsed. If in doubt, ask a qualified professional.

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hi

which format of letter requesting list of charges and statements template do i use to send to lloyds?

I am unsure also how to inform you of my actions, as other users seem to be doing?

Thanx for your time I really appreciate it!

Again this week I have been charged £35 for being £1.29 O/D which has come out of disability and income support benefit received leaving me in a mess again. I can't seem to catch up!

thanks again Annie

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Hi annie44. I'd suggest you read the Frequently Asked Questions forum, in particular the Step-by-Step Instructions, the FAQs themselves, and the Rules of Engagement. You'd do well to read the other threads in there too :)

 

Once you've got those under your belt, take a look at the Bank Templates Library. It contains all the letters you should need to see your claim through to the end :D

 

To start your own thread to keep track of your claim, go back into the main 'Lloyds Bank' forum, and click on the 'New Thread' button near the top of list of threads. Put your subject in - "annie44 vs Lloyds" for example - write your post, and away you go.

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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got letter this morning and they are intending to defend but have noticed that they are not using mj as with most of you they are using a company called sechiari clark and mitchell based in brighton has anyone had dealings with these guys? let me know if poss thanks j

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Yup they have jon - SCM have been handed cases for the last week or so, as I'm guessing MJ are swamped with cases at the moment :)

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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  • 2 weeks later...

as i said previously they (llooydstsb) acknowledged on the 4th of july and have 28 days to file a defence(deemed to have been served on the 2nd of july) so have to wait til the 30th.do they normally wait til near the deadline or do they give it plenty of time? its a bit of a pain as going away for two weeks as of 2nd august so hopefully this wont be a problem for replies etc. if anyones got info would be great to hear thanks

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Write to the court manager and inform them of your holidays .

  • Confused 1

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Best of luck jon I,m "with "the Sechiarri trio too.

Tried ringing them today bloke who was dealing with my case not in ,can they have my number to get back to me.If they try this with you let them have it but put your point across so they can have time to think or act on it before getting back to you.(they haven,t got back to me yet) but i feel i,m getting more ready for them as every damn hour goes past ...

john r

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sorry to be a dumbarse but my court papers show the court as northampton as a small claims shouldnt it be closer to home ie southend? or shall i just write to northampton? thanks guys

 

It will be transfered to your local court eventually.You can ring moneyclaims helpline and ask them who you need to write to or if they can put your holidays on the file.

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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well received the aq forms and their defence today and they are going to counterclaim......but they have not paid the fee and if not paid within 10 days then it will be struck out has anyone else had this? also there was no counterclaim enclosed with the forms so will try to call the court on monday to find out the details. am going on hols on the 2nd so will inform the court at the same time as the form has to be returned by the 8th of august.the defence is signed by alan ingledew of s c m. if i can bribe one of my kids ill get them to scan the defense and post it any feedback or anyone else in the same position your comments and suggestions would be appreciated thanks jon

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Hey Guys

I sent Lloyds the request fro my charges at the end of June. I have received the relevant info today but I don't know what to do next! Do I just add up the charges and request that amount? Everyone is mentioning interest, How do I calim that back too? I'm still so new to this and would appreciate any advice Thanks, Donna xx:?

Subject Access sent - 28/06/068)

Prelim Sent - 22/07/06:roll:

Standard Bog Off received - 03/08/2006:mad:

LBA sent - 07/08/06

Expiry of LBA - 21st Aug No reply as of yet so

Moneyclaim issued - 01/09/2006:lol: ( I even gave them an extra 10 days before issuing claim! ) THE SWINES!

Notice of issue received 11/09/2006

Acknowledgement of service received 13/09/06

28 DAYS & COUNTING!

Total Claim - £3,966.04 inc Interest

Lloyds Platinum Visa Subject access sent 11/06/2006

 

"All I ask is the chance to prove that money can't make me happy"

"Whoever said money can't buy happiness simply didn't know where to go shopping"

"We didn't actually overspend our budget. The allocation simply fell short of our expenditure."

"Anyone who lives within their means suffers from a lack of imagination."

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well received the aq forms and their defence today and they are going to counterclaim......but they have not paid the fee and if not paid within 10 days then it will be struck out has anyone else had this? also there was no counterclaim enclosed with the forms so will try to call the court on monday to find out the details. am going on hols on the 2nd so will inform the court at the same time as the form has to be returned by the 8th of august.the defence is signed by alan ingledew of s c m. if i can bribe one of my kids ill get them to scan the defense and post it any feedback or anyone else in the same position your comments and suggestions would be appreciated thanks jon

 

Both in the same boat mate! I compared my defence against what reload posted a while back, and they are word for word apart from one para, which was specific to reloads original letter. Like you I am phoning on Monday to find what the craic is - but it does seem to be a new tactic! Mods - any inital thoughts?

My Timeline

 

Lloyds TSB - Moneyclaim issued 17/06/06 - £420

HSBC - LBA Sent 06/07/2006 - £700

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well its now thursday and have just rung the courts to find out about the counter claim and its not on the system and they seem to think that its an error by northampton as there is nothing showing apart from their defence!! anyoneone else got similar news??? what bout you mr homershairdo?!! jon

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I got my acknowledgement of service today they put in their letter to the court

they are preparing their defence and counterclaim:confused:

New tactic prehaps!!

Lloyds TSB - N1 claim issued 18/07/06 - £3440 Offered unconditional settlement 23/08/06

Vodafone-Information Commisioner assessment -default removal -25/07/06

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