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    • Prices had already risen in expectation of action, with Brent crude near a six-month high last week.View the full article
    • Thanks everyone. Will speak with the manager first chance I get later today and let you know.
    • own topic created  tnx the info. dx  
    • this debt: MBNA Bank of Scotland Card debt- LInk got a CCJ - now want payment review - MBNA - Consumer Action Group and a barclaycard loan - did you ever send the a CCA in all these years.....when was it taken out?    
    • Welcome to the Forum. The PCN must be subject to Bye laws as the warning near the bottom of the PCN does not comply with the protection of Freedoms Act 2012 Schedule 4 Under Section 9 [2][f[] of the Act it should say: (f)warn the keeper that if, after the period of 28 days beginning with the day after that on which the notice is given— (i)the amount of the unpaid parking charges specified under paragraph (d) has not been paid in full, and (ii)the creditor does not know both the name of the driver and a current address for service for the driver ,the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Their version states they are pursuing you as the driver [because of the Bye laws they cannot transfer the liability from the driver to the keeper] even though you are the keeper. Should it go to Court Judges do not accept that the driver and the keeper are the same person. Obviously on many occasions another member of the family may be driving instead of the keeper. Indeed anyone with a valid motor insurance policy is able to drive your car. if any of the three cars were not driven by the keeper they are not liable to pay the PCN only the driver is.  as long as they do not divulge who was driving those lovely people at Alliance haven't a hope of winning against them in Court. What a shame. However while those keepers who were not driving are in the clear all is not lost for the other keeper drivers. Alliance still have to prove who was driving which is difficult providing those keepers do not appeal.  It is quite often that on appeal the keeper may say "I entered the car park at....."  immediately giving away that they were the driver. Plus even if you appeal it won't be accepted as a] they lose £100 straight away and b] mostly all the major car parking companies are dishonest scrotes. In the meantime you will be on the receiving end of threatening letters from Alliance, unregulated debt collectors and fifth, sixth or even lower rated solicitors all trying to frighten the life out of you to cough up. They can all be safely ignored since if you don't contact any of them they don't know who was driving so have no information that the can use in Court to identify the driver. Some time in the future they may send you a Letter of Claim which must not be ignored. Just let us know and we will advise a suitable snotty letter to send them which will show that you are not afraid of them and are happy to turn up in court knowing that you will win. Sorry it was a bit long winded.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Out of the eater came forth meat...


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...and out of the strong came forth sweetness.:rolleyes:

 

"Cattles has seen its profits rise by 28% in the first half of the year as the consumer credit squeeze helped push a record number of new customers [sic] onto its books. About 250,000 people clamoured for loans from Cattles in the first half."

 

Thus spake the press release duly repeated ad nauseam by the media.:shock:

 

Cattles, who are they, I hear you ask? Who is this munificent benefactor with a quarter of a million people "clamouring" with begging bowls extended?

 

None other than the squeaky clean FTSE 250 company owning The Lewis Group, CL Finance, Welcome Finance and goodness known how many dodgy DCAs. Not to mention their para-military wing in Cleckheaton.

 

Only a 28% profit increase in the first half year - wonder what the full year will be like.

 

Vandermerwe

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Apparently Cattles CEO doesn't like the adverse press that Welcome have been getting (shame). I emailed him when I had a problem getting PPI cancelled on my son's car loan. 8 letters to local branch and head office in Nottingham (all rec del) - and not one answer. 3 days after email to CEO and got a call from branch - grovel, grovel come in and sign new agreement grovel - and here's £50.00 for your costs......... everyone with a Welcome problem should email him - make him earn his money!!!!

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Well done Ell-enn.

 

Better get in quick folks as Seán Mahon. Chief Executive of Cattles plc (phone number looks like a mobile 07733 124226) retires on September 30 to be replaced by David Postings (ex-Lloyds TSB and Barclays).

 

E-mail addresss is [email protected] and so they're probably screened.

 

Probably better to write a letter to Head Office:

 

Cattles plc

Kingston House

Centre 27 Business Park

Woodhead Road

Birstall

Batley

WF17 9TD

 

Telephone: 01924 444466

 

Now where have I seen that address and phone number before?:confused:

 

Step forward The Lewis Group, CL Finance, Welcome Car Finance and others:D

 

Suggest all those who are p****d of with their tactics write to Seán and wish him whatever you feel is appropriate for his retirement.

 

Alternatively, write to the lad David after October 1st and Welcome [sic] him aboard.

 

Should give Postperson Pat some heavy work!

 

Oh, yes and don't forget the friend of us all Howard Cohen - it's OK to use the same address as letters sent recorded delivery to the para-militiaries in Cleckheaton are signed for by someone giving 'Lewis Group!

 

Van

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Just to let you know Sean Mahon's secretary gets his emails [email protected]

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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