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unknown CCJ JC/moriarty - talk talk debt now judgement threat letter


markie1966
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hi guys

 

had a letter from moriarty law stating that i owe £317.02 for a debt i owe to talk talk

 

i did use talk talks services many years ago but paid them in full at the point of cancellation.

 

they are threatening registering a judgement on my credit file if i don't pay by the 28/11,

 

as i have been clearing up my credit file to get a mortgage this would be quite a devastating setback

 

please can somebody help me

as although i could pay this to get them off my back,

i feel as if im being held to ransom for a debt i don't owe

 

thankyou in hopeful anticipation

 

mark

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they cant register a judgement unless they already have a CCJ

 

quite possible as they register everything to your old address

 

as you ran away.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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scan the letter up to pdf please

read upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

yes shame you didn't redact details that can identify you though [ive hidden it ]

 

yes they issued a claimform to your old addres

and now have magically found your correct address.

 

moved to the legals forum.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

all DCA's [bogus debt buyers] do this

 

you ideally need the CCJ number

but as it cant be 28days since the judgement yet? it wont be registered on your credit file [though go check you credit file too]

 

you could try ringing northants bulk

use the address that you had the talk talk account at

and tell them what has happened and the letter you have.

 

once they've found the CCJ, ask them for a copy of the judgement and claimform by email PDF

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

what does your credit file say in relation to the debt?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Nothing last time I checked at the end October

I wasn't under the impression there was a debt until I received the letter

I'm also going to contact talk talk to try and establish where this might have come from

Cheers

Mark

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nothing to do with them sadly they've sold the bogus debt on most probably monthly charges till end of the contract you had.

 

is your old address showing?

 

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

look in linked addresses

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

when did you move out?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

strange..

 

ok see what info you can get re post 7

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

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