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    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Swap pet insurance away from More Than or Tesco


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More Than & Tesco are about to shaft pet insurance customers even more than other insurers.

 

 

It's bad enough having to pay a huge excess AND a further 20% if your animal is over 8 years old,

which is what happens with Virgin & why I'm about to leave them

 

 

- now we're being forced by More Than & Tesco to treat our animals like trashed cars

 

 

- change your insurer if you're with one of them.

(I currently have 2 with More Than and am hugely disappointed because til now they were a good insurer.)

 

 

They are going to charge £200 for using the "wrong vet" :

their deals limit families to 28 approved centres in the whole of the UK,

only 2 of which are in Scotland!!!!! :mad2:

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Check what Insurance your Vets practice offers.

 

Gven the cost of pet claims, i think a lot of Insurers will withdraw from the market.

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More Than & Tesco are about to shaft pet insurance customers even more than other insurers.

 

 

It's bad enough having to pay a huge excess AND a further 20% if your animal is over 8 years old,

which is what happens with Virgin & why I'm about to leave them

 

 

- now we're being forced by More Than & Tesco to treat our animals like trashed cars

 

 

- change your insurer if you're with one of them.

(I currently have 2 with More Than and am hugely disappointed because til now they were a good insurer.)

 

 

They are going to charge £200 for using the "wrong vet" :

their deals limit families to 28 approved centres in the whole of the UK,

only 2 of which are in Scotland!!!!! :mad2:

 

It would be deliciously ironic to use RSA's (Who own More Than & also provide the Tesco Pet Policy) own court case against them...

 

http://fenchurchlaw.co.uk/coles-v-hetherton-implications-for-recovery-actions/

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Sainsbury's is the worst for upping the premiums every year... mine started out at £18 five years ago and is now around £50! I've just cancelled the insurance as they have refused my claim for treatment and I can't afford to pay both the insurance premiums AND the £50+ per month for meds... I believe some vets have a system wherby they can arrange a loan for expensive treatment... sounds better than paying rip off insurers! TB

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Sainsbury's is the worst for upping the premiums every year... mine started out at £18 five years ago and is now around £50! I've just cancelled the insurance as they have refused my claim for treatment and I can't afford to pay both the insurance premiums AND the £50+ per month for meds... I believe some vets have a system wherby they can arrange a loan for expensive treatment... sounds better than paying rip off insurers! TB

 

 

I think M&S are probably one of the worse for upping their premiums every year.

 

 

I have 2 dogs a 10 year old Goldie and a 5 year old JR. The last premium increase for the GR was about 33% it was nearly £200.00 per month. I had already reduced the level of cover to basic in order to keep the premiums down. Both dogs are what are apparently called 21st century creatures.. allergic to almost everything that a dog would come in to contact with. They both have allergy jabs every month. Whilst the GR has had one or two serious operations, looking at the bills submitted to the Insurer it still worked out that they were absolutely quids in. As she is now over 9, I would have had to pay 20% of the cost of any treatments and if she died from natural causes they would give me a £100.00 contribution to those costs !!

 

 

I have now come to an arrangement with the vet where I give them half the last insurance premium every month to take care of the jabs and I then put the rest of it in to a Credit Union savings account for her. My vet also has their own insurance which provide for discounts on all items not covered by insurance - provides their worming and flea treatments for free and also provides for 2 x free check ups each year. This can be paid yearly, quarterly or monthly and at least gives a lot of owners a basic cover for treatment.

 

 

I will keep the younger JR covered with M&S mainly because he is very active - however, if his premiums shoot up as they did for the GR then he too will have his own savings account !

 

 

I suspect with the increase of available treatments for domestic pets, insurers will either want to come out of the lifetime cover or simply not want to insure pets at all.

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I think M&S are probably one of the worse for upping their premiums every year.

 

 

I have 2 dogs a 10 year old Goldie and a 5 year old JR. The last premium increase for the GR was about 33% it was nearly £200.00 per month. I had already reduced the level of cover to basic in order to keep the premiums down. Both dogs are what are apparently called 21st century creatures.. allergic to almost everything that a dog would come in to contact with. They both have allergy jabs every month. Whilst the GR has had one or two serious operations, looking at the bills submitted to the Insurer it still worked out that they were absolutely quids in. As she is now over 9, I would have had to pay 20% of the cost of any treatments and if she died from natural causes they would give me a £100.00 contribution to those costs !!

 

 

I have now come to an arrangement with the vet where I give them half the last insurance premium every month to take care of the jabs and I then put the rest of it in to a Credit Union savings account for her. My vet also has their own insurance which provide for discounts on all items not covered by insurance - provides their worming and flea treatments for free and also provides for 2 x free check ups each year. This can be paid yearly, quarterly or monthly and at least gives a lot of owners a basic cover for treatment.

 

 

I will keep the younger JR covered with M&S mainly because he is very active - however, if his premiums shoot up as they did for the GR then he too will have his own savings account !

 

 

I suspect with the increase of available treatments for domestic pets, insurers will either want to come out of the lifetime cover or simply not want to insure pets at all.

 

Yep… sounds sensible! I have cancelled my policy… I need that money to pay for my dog's treatment. I am in discussions about a vaccine… apparently there needs to be an allergy test first, although I'm not sure that's entirely true, plus it costs around £300! Do the monthly jabs work… ? Could you tell me more, please? He had a steroid injection a week ago and hasn't scratched once… Hmmmm… Off to pop him in the bath now. TB

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Yep… sounds sensible! I have cancelled my policy… I need that money to pay for my dog's treatment. I am in discussions about a vaccine… apparently there needs to be an allergy test first, although I'm not sure that's entirely true, plus it costs around £300! Do the monthly jabs work… ? Could you tell me more, please? He had a steroid injection a week ago and hasn't scratched once… Hmmmm… Off to pop him in the bath now. TB

 

 

Yes, we had the tests done first to see what they were allergic to. We thought perhaps if it was something we could avoid then they might not have to have the jabs.

 

 

JR is allergic to grass - wheat/corn - dandelion seed heads - house dust mites

GR is allergic to house dust mites - dry air caused by central heating.

 

 

The allergy jabs do work and yes the initial tests can be quite expensive - between £300 - £500. It can however take up to 2 years for the stuff to work. The vaccine can only be purchased from one place - I cant remember whether it is Holland or Germany. I will find out more detail - name of vaccine/supplier etc on Tuesday which is their next visit. I believe our vet orders a 6 month supply which comes in individual units which they store in a fridge - I think that is about £300.00. You can save money by injecting the dog yourself. I wouldn't be able to do that, so we do get charged a fee each month on top of the vaccine.

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My 8 1/2 year old German Shepherd has allergies that result in horrible "hot spots" that irritate him like mad - he used to get antibiotics and steroids, but they only worked for a short period, weren't very good for him long term, and cost a fortune of course at the vet. I somewhat sceptically bought a trial pack for £14.99 of a product that was originally sold for horses who get "sweet itch - an allergy to midge bites that leaves them raw and broken skinned.) It's called Stinky Stuff and consists of a shampoo - which I haven't yet tried - a carrier oil and gunky stuff to mix with it. It cleared his hot spot in 24 hours. I kid thee not. And the bonus was, after I'd given him an hour with a muzzle on so he couldn't lick it off til it had sunk in, when I removed the muzzle he showed no signs of feeling any irritation. I'm now converted to the point that my ponies are all going to be covered in the stuff this summer too!

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My 8 1/2 year old German Shepherd has allergies that result in horrible "hot spots" that irritate him like mad - he used to get antibiotics and steroids, but they only worked for a short period, weren't very good for him long term, and cost a fortune of course at the vet. I somewhat sceptically bought a trial pack for £14.99 of a product that was originally sold for horses who get "sweet itch - an allergy to midge bites that leaves them raw and broken skinned.) It's called Stinky Stuff and consists of a shampoo - which I haven't yet tried - a carrier oil and gunky stuff to mix with it. It cleared his hot spot in 24 hours. I kid thee not. And the bonus was, after I'd given him an hour with a muzzle on so he couldn't lick it off til it had sunk in, when I removed the muzzle he showed no signs of feeling any irritation. I'm now converted to the point that my ponies are all going to be covered in the stuff this summer too!

 

 

:lol: This sounds quite interesting. Does it stink ?

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Yep… sounds sensible! I have cancelled my policy… I need that money to pay for my dog's treatment. I am in discussions about a vaccine… apparently there needs to be an allergy test first, although I'm not sure that's entirely true, plus it costs around £300! Do the monthly jabs work… ? Could you tell me more, please? He had a steroid injection a week ago and hasn't scratched once… Hmmmm… Off to pop him in the bath now. TB

 

 

The vaccine is called Artuvetrin.

 

 

This link gives you a bit more information. http://www.alk-abello.com/veterinary/Veterinary/alkcontact/Pages/SectionFront.aspx

 

 

It is only available from the supplier/manufacturer in the Netherlands.

 

 

Hope this helps :)

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My 8 1/2 year old German Shepherd has allergies that result in horrible "hot spots" that irritate him like mad - he used to get antibiotics and steroids, but they only worked for a short period, weren't very good for him long term, and cost a fortune of course at the vet. I somewhat sceptically bought a trial pack for £14.99 of a product that was originally sold for horses who get "sweet itch - an allergy to midge bites that leaves them raw and broken skinned.) It's called Stinky Stuff and consists of a shampoo - which I haven't yet tried - a carrier oil and gunky stuff to mix with it. It cleared his hot spot in 24 hours. I kid thee not. And the bonus was, after I'd given him an hour with a muzzle on so he couldn't lick it off til it had sunk in, when I removed the muzzle he showed no signs of feeling any irritation. I'm now converted to the point that my ponies are all going to be covered in the stuff this summer too!

 

Wow… how interesting! I've had ponies all my life, never, thank goodness, had one with sweet itch… I wonder how it works? TB

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The vaccine is called Artuvetrin.

 

 

This link gives you a bit more information. http://www.alk-abello.com/veterinary/Veterinary/alkcontact/Pages/SectionFront.aspx

 

 

It is only available from the supplier/manufacturer in the Netherlands.

 

 

Hope this helps :)

 

Many thanks for the link… I shall go and have a look… The only vaccine I know about is called RESPIT… Trouble is, dogs are not just allergic to one thing only, so testing will give a rough idea of possible irritants...sounds as if we are in this for the long haul, then! TB

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Many thanks for the link… I shall go and have a look… The only vaccine I know about is called RESPIT… Trouble is, dogs are not just allergic to one thing only, so testing will give a rough idea of possible irritants...sounds as if we are in this for the long haul, then! TB

 

 

Yes, that is why the vaccines are individually produced. Both my dogs have 2 or 3 major allergies, with lots of minor issues.

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Yes, that is why the vaccines are individually produced. Both my dogs have 2 or 3 major allergies, with lots of minor issues.

 

Yes… the RESPIT one is regional, according to where you live and taking into account those allergens specific to your location, apparently…

 

 

So, do you carry on with other remedies such as steroids, shampoos, etc., alongside the vaccines? Otherwise, if they take 2 years to have effect, the dog would be scratching itself to ribbons in the meantime... TB

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Yes… the RESPIT one is regional, according to where you live and taking into account those allergens specific to your location, apparently…

 

 

So, do you carry on with other remedies such as steroids, shampoos, etc., alongside the vaccines? Otherwise, if they take 2 years to have effect, the dog would be scratching itself to ribbons in the meantime... TB

 

 

We carried on with the steroids only when the rash started up - we had a spray - cortavance and a special shampoo. One thing I did find effective was to wash their feet after walking them on grass - especially if it had just been cut. That way they didn't carry the grass seed / cuttings to their fur when they did scratch. Also brushing after their walk helped. I still do this.

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We carried on with the steroids only when the rash started up - we had a spray - cortavance and a special shampoo. One thing I did find effective was to wash their feet after walking them on grass - especially if it had just been cut. That way they didn't carry the grass seed / cuttings to their fur when they did scratch. Also brushing after their walk helped. I still do this.

 

Ha… Bertie is always covered in mud when he gets home… he likes to roll in fox poo, too if I don't stop him in time… so it's usually a bath rather than brushing… I really don't think it's connected to grass as it's worse in winter… I really believe it's a dust mite thing, which of course, no amount of feet washing will help as the stuff is in the home all the time…it would be interesting to find out, though, but I am worried about the ongoing costs, what with continuing with the current treatment as well as the vaccine… I have an extremely low income… I am going without as it is, just so he can receive his meds and worming, etc… :-( TB

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Indorex Spray - It is a control for both house dust mites and fleas The directions are that you spray on bedding, carpets and soft furnishings - although I only spray it round the skirting board areas. Pets shouldn't be in the room when you spray and you need to ventilate the room after spraying for about an hour.

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One thing I did find effective was to wash their feet after walking them on grass

It's a great tip, I hose my dog off after being on grass especially during summer (seed season). If it makes a difference it's pretty good evidence of sensitivity and a sensible next step is to choose grain free food.

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Indorex Spray - It is a control for both house dust mites and fleas The directions are that you spray on bedding, carpets and soft furnishings - although I only spray it round the skirting board areas. Pets shouldn't be in the room when you spray and you need to ventilate the room after spraying for about an hour.

 

I have no carpets or curtains and the sofas are leather… the only soft furnishings are some feather cushions which I put in the freezer over night… the floor is hoovered and damp mopped… I don't like chemical sprays and try not to use household chemicals as much as possible. their bedding is Three Peaks with hypo allergenic covers and I drape a boiled sheet over other sleeping areas…I am really trying hard to sort this out… but some dogs just itch, whatever you do… I have a friend who swears by putting rock sulphur in the water, but I thought dogs were sensitive to sulphur… Hmmm… trial and error, I suppose. TB

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http://www.myitchydog.co.uk/harvestmites.html

 

 

Interesting article on Harvest Mite spiders

 

 

http://www.lintbells.com/articles/harvest-mites-in-dogs-and-cats#.VwjCn2b2ZZU

 

 

It would appear there is no effective treatment produced in the UK :(

 

 

http://www.wikihow.com/Get-Rid-of-Spider-Mites

 

 

This one uses natural remedies to get rid of spider mites, but would appear to be just for plants !

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