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    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
    • To which official body does one make a formal complaint about a LPA fixed charge receiver? Does one make a complaint first to the company employing the appointed individuals?    Or can one complain immediately to an official body, such as nara?    I've tried researching but there doesn't seem a very clear route on how to legally hold them to account for wrongful behaviour.  It seems frustratingly complicated because they are considered to be officers of the court and held in high esteem - and the borrower is deemed liable for their actions.  Yet what does the borrower do when disclosure shows clear evidence of wrong-doing? Does anyone have any pointers please?
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Hsbc Dg Conning Letter WARNING PLEASE READ


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Hi

I got a letter on friday 30/5 from dg saying as follows:

 

We act for HSBC in relation to your claim etc

In this respect we are pleased to note that settlement has been agreed direct with our client and settlement funds have now been paid to you

If you have not already notified the court we shall be pleased if you will write blah blah that matter has been settled

we shall be pleased in relation of conclusion to this matter if you will sign and return the enclosed copy for our records

 

I CONFIRM THAT AGREED SETTLEMEN ETC

 

SIGNED DATED

 

 

 

Wow how cheeky is that, I contacted HSBC on the chance that they may have settled to be told they have no idea about it, as usual cant contact dg - they dont answer phones but it looks like a con job to get me to sign away my court rights as i received my second stay after the oft hearing on 19th april after previously being stayed in august last year

 

Anyone else had one of these?

I thought i should bring it to peoples attention as they may end up signing away any possibilities of refunds

cheers

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That's one to look out for.

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They really do need watching.......they'll catch somebody with that crafty approach......... :(

 

I like your response hasselhoof :-)and it will be interesting to see their reaction - please keep us updated....

Edited by johnnymitch

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Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

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Good idea , tmc, keep us posted............:)

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Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

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I received one of these letters on Saturday but no money has been deposited in to my account.

 

I have sent a fax off to DG Solicitors, below, so will be interesting to see what the story is.

 

I dont believe this is a dodgy tactic to get you to sign away your rights (as that would go down about as well as a cold cup of sick in the court).

 

Once I hear back from these guys Ill let you know how I get on, Im hoping its not a "clerical" error, but if so will still use the letter when asking for the stay to be removed.

 

DG Solicitors

12 Calthorpe Road

Edgbaston

Birmingham

B15 1QZ

Re Claim H3BCsUxors

Attention Jason New Bold

Further to your letter dated 27 May 2008, I will be only too happy to sign the included letter and only too happy to advise the courts this matter is now at rest, however, as noted in your letter, the funds have not been applied to my bank account yet.

Can you please follow up with your client? Once the funds are returned I will send back confirmation to you that I am happy for this matter to be brought to a close (and advise the court accordingly).

Regards

Mailman

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I dont believe this is a dodgy tactic to get you to sign away your rights (as that would go down about as well as a cold cup of sick in the court).

 

Your faith is touching mailman, - we're talking here about organisations that come up with things like 'Managed Loans'........:eek: . A mere 'dodgy tactic to get you to sign away your rights' would be meat & drink to them they wouldn't bat an eyelid - :rolleyes:

Be interested to see what they comeback with - I'd be willing to bet it's nothing so tame as a 'clerical error'.....more like 'we have a god-given right to to pay you nothing and get you to sign to say you've had it - now just put your John Hancock on here........:):)

 

I do like your letter though............. :grin:

btw - interesting to note your fax went to the intrepid Jason Newbold - bet he's the one behind this latest ploy........

Edited by johnnymitch

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Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Thats a very 9/11 twoofer conspiracy line of thought there Johnny! :roll:

 

The thought had crossed my mind to sign the paper work and send it all back and then if they still hadnt refunded my charges Id have pretty good grounds to hammer them (as they made an offer and I graciously accepted!)...hence why I dont believe this is a stitchup.

 

Mailman

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My advice would be - whatever you do mailman , if you haven't had the money - don't sign a thing!!!!!!!!!!!!! :eek:. Stick with your original plan as stated in your fax .........

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Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Well done tmc,:) this (mal)practice needs the widest possible coverage - and by giving it a sticky on here Crusher is helping, but the media needs to know and warn people that this is going on. Whoever started this underhand ploy needs weeding out.............:mad:

 

Let's see them weasel out of this one....... keep us informed please......

:)

Edited by johnnymitch
afterthought........

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Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

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Just another thought....... if the bank say they know nothing about it, where does that leave DG , their pet lawyers, who sent out the letters?

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Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Good Evening everyone :):):)

 

Mailman if I had received one of those letter as well as going to the oft andthe fsa..... press and tv....

 

I would also make an official complaint to the law society..... and how about actually asking for the stay to be cancelled given who the letter is from:):)

 

I would send a copy to the bank and ask them to confirm this in writing:):):)

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rockin all over the world

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Thats a very 9/11 twoofer conspiracy line of thought there Johnny! :roll:

 

The thought had crossed my mind to sign the paper work and send it all back and then if they still hadnt refunded my charges Id have pretty good grounds to hammer them (as they made an offer and I graciously accepted!)...hence why I dont believe this is a stitchup.

 

Mailman

the advice has always been the same, it ain't over till the fat lady sings.

 

don't sign anything until you have the cold hard cash in your hands!

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Good Evening everyone :):):)

 

Mailman if I had received one of those letter as well as going to the oft andthe fsa..... press and tv....

 

I would also make an official complaint to the law society..... and how about actually asking for the stay to be cancelled given who the letter is from:):)

 

I would send a copy to the bank and ask them to confirm this in writing:):):)

 

Yes, getting the stay lifted because of the letter is my next course of action of DG Goons write back saying it was an error.

 

Ill hold off telling the press, the old man down the road and the man in the moon for the time being.

 

Having said that, only two others (with one other possible) have received the same letter...being three (possibly four) in total.

 

From the lack of general outcry from all and sundry, I dont believe this is a new general tactic. Nore do I believe this is a deliberate stitch up simply because DG Goons and H3BCsuXors would not gain anything from this approach...and would leave themselves utterly exposed to the courts and media (due to the letters being sent out).

 

Mailman

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I spoke to d & g (god i am priviliged!!!) said they would look into it and call me back so not holding my breath and said i would be applying to have stay lifted on the grounds of their claims in the letter to which they replied i had no chance on those grounds!!!!

Spoke to my lawyer relative and been told have every chance on getting it lifted as letter is legal response and makes legal claims of settlement

 

will keep informed

ta-ta

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I've had a reply from DG (I said basicaly the same as you have all outilned but in my own style :D)

 

Seems my letter was a clerical error, they got my first and second claims mixed up... the more I think about this the more stupid it is. My first claim was agreed in April 2007 all of the agreement letters were sent and the court were informed of the settlement at the time so there was no reason to write to me about either claim...

 

I dont think DG are stupid enough to think they could have got people to withdraw their stayed claims through this letter it is a blatent lie and any claim could have been reinstated.

 

pete

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I've had a reply from DG (I said basicaly the same as you have all outilned but in my own style :D)

I can imagine your style pete, if the previous one(when you stopped smoking) was anything to go by LOL! :)

Seems my letter was a clerical error, they got my first and second claims mixed up... did you see that pig fly by the window........... :rolleyes::D

the more I think about this the more stupid it is. My first claim was agreed in April 2007 all of the agreement letters were sent and the court were informed of the settlement at the time so there was no reason to write to me about either claim...

 

I dont think DG are stupid enough to think they could have got people to withdraw their stayed claims through this letter it is a blatent lie and any claim could have been reinstated.

They are arrogant enough to think people are stupid enough to fall for it, pete - that's what makes me :mad::mad:

 

pete

 

johnny

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Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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One person, I could believe is an error, two is a bit dodgy, but four?

 

Are you going to leave it at that Pete or take this any further?

 

If I havent heard anything from DG by end of next week Ill lodge papers with the court asking for the stay to be lifted and an order to be made in my favour in line with the 'generous' offer to settle from HSBC :rolleyes:

 

Regards

 

Mailman

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One person, I could believe is an error, two is a bit dodgy, but four?

 

Are you going to leave it at that Pete or take this any further?

 

If I havent heard anything from DG by end of next week Ill lodge papers with the court asking for the stay to be lifted and an order to be made in my favour in line with the 'generous' offer to settle from HSBC :rolleyes:

 

Regards

 

Mailman

 

I totally agree, 1 person, a mistake, 2 possibly a mistake, but 4, or more, no chance. Let me know how you get on with your stay, I'm thinking of going down this route too.

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Hi all I've just received this letter as well. I contacted DG who have now apparently lost all details of all my claims, lovely way to treat a disabled lady! Actually quite tame compared with the rest of their behaviour. They were going to contact HSBC and ask them to investigate. Amazingly I've heard nothing back.

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