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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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Control account PLC threats- due to Uni scholarship debt


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Hi everyone,

 

After graduating uni I have applied to a Master scholarship and I have been given one.

The university agreed to pay for my full master course and I was to cover 350 hrs of internship during the whole year course.

 

A few months into my degree I had to defer due to health issues.

 

At the time they were encouraging and advised me to freeze the course for a few months and then decide if I want to come back depending on how I feel.

 

When the time came I decided to not continue it and as they heard this they told me I have to pay for the first semester as I did not do enough internship hours to cover that (£1130).

 

 

Initially I said I am willing to pay but I would like to see the terms and conditions of the scholarship in the case of a referral and our contract signed. There was no contract and no terms and conditions.

 

 

the only thing they have provided me with was a time sheet where it shows how many hours I've worked as an intern and threats that if I do not pay they will send my details to their debt collectors agency.

 

Please note I never said I will not pay,

I just said I will but I need to see the contract and conditions first and make sure that is the case.

 

Next email came from Controlaccount PLC asking me to pay them £1330 on behalf of University College Birmingham.

I have ignored their emails and calls until now,

 

 

yesterday I received a letter for the first time.

threatening me that if I do not pay in 14 days they will apply for a CCJ

and I will have to pay for court charges plus other fees too.

 

My question is,

can they really apply for a CCJ,

and if they do will this immediately affect my credit score

or only in the case that I do not pay in 30 days after the court decision.

 

 

I am planning to apply for a mortgage in the future and this worries me.

 

Thank you very much in advance.

 

Alex

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Control Account are a POWERLESS DCA

they CANNOT get a CCJ against you

only the UNI.

 

 

read the letter properly it wont say WILL anywhere.

 

 

As for your other questions

send the demand for the signed agreement etc etc to the uni admin Dept.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Control Account are a POWERLESS DCA

they CANNOT get a CCJ against you

only the UNI.

 

 

read the letter properly it wont say WILL anywhere.

 

 

As for your other questions

send the demand for the signed agreement etc etc to the uni admin Dept.

 

 

Thank you very much for your reply,DX!

Indeed they say a lot "will" or "could". However I've heard they can apply for a CCJ if the Uni gave them the right to.

 

While with regards to the other questions concerning the agreement or contract, I asked them various times and they just told me that I have to pay. And that I have tha handbook where conditions are stated. But the welcome handbook cannot replace a contract or signed agreement,can it?

 

Thank you again!

 

Alex

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Was this (by their definitions!) a scholarship, or a fee waiver?.

Was this their "Masters intern's bursary"?

http://www.ucb.ac.uk/learning-and-support-services/scholarships-and-fee-waivers/masters-intern-bursary.aspx

 

How many hours did you work?. Are they giving you any credit towards what the allege you owe for the work that you did do??

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The uni will never allow a silly dca to take legal action on their behalf.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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They could. But thats why you have to do your homework and answer the questions the others are asking. This will allow them to give you the best advice to stopit in its tracks or file a defence IF one ever happens.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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They could. But thats why you have to do your homework and answer the questions the others are asking. This will allow them to give you the best advice to stopit in its tracks or file a defence IF one ever happens.

 

Not sure what questions you mean. I've answered everyone so far I believe. Unless is something I can't see...? Thank you!!

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CA don't buy debts

if you read their letters it says our client XYZ

they only CHASE

 

 

only the OWNER of a debt can take you to court.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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CA don't buy debts

if you read their letters it says our client XYZ

they only CHASE

 

 

only the OWNER of a debt can take you to court.

 

 

Thank you,DX! I've re-red the letter without panicking and you are right, they say they will advise the client to apply for CCJ.

 

However, how likely it is that the uni would really apply for one in this case ? Also,if they do apply but is no written agreement between us stating the terms and conditions, could they win?

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nothing signed by you not a hope in hell of winning a CCJ.

 

 

I cant find any examples of your uni issuing a court claim.

 

 

I would suspect as with other uni's they sell these debts on to the likes of HArwood and redwood

and they try.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Uni debts are a VERY common writ of control these days, and I know that control account DO act on their behalf before and after ccj's are issued.

All I would say is be careful. Just because someone on here "guesses" you can safely ignore, I would suggest trying to get this matter sorted and if a claim form lands on your doorstep, deal with it as it wont be a bluff.

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of course already given that you don't ignore a claim form.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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nothing signed by you not a hope in hell of winning a CCJ.

 

 

I cant find any examples of your uni issuing a court claim.

 

 

I would suspect as with other uni's they sell these debts on to the likes of HArwood and redwood

and they try.

 

Thank you. I'd hope this is the case...

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Uni debts are a VERY common writ of control these days, and I know that control account DO act on their behalf before and after ccj's are issued.

All I would say is be careful. Just because someone on here "guesses" you can safely ignore, I would suggest trying to get this matter sorted and if a claim form lands on your doorstep, deal with it as it wont be a bluff.

 

Hey!Thank you for your help on this matter.

I would like to get this matter sorted,however every time I tried to talk to uni or ask for the signed agreement they only said if I don't pay they will pass my details to debt collector company.

 

In the case I receive a Claim form could I just pay the debt and get rid of the problem then or once the process is started I'd have to go through all of it.

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