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    • Good Law Project are trying to force HMG to release details of how Sunak's hedge fund made large profits from Moderna. Government ordered to disclose Sunak’s hedge fund emails - Good Law Project GOODLAWPROJECT.ORG Good Law Project has won a battle with the Treasury after it tried to suppress emails between Rishi Sunak and the hedge fund he founded.  
    • Nick Wallis has written up the first day of Angela van den Bogerd's evidence to the inquiry. I thought she was awful. She's decided to go with being not bright enough to spot what was happening over Fujitsu altering entries on the Horizon system, rather than covering up important facts. She's there today as well. The First Lady of Flat Earth – Post Office Scandal WWW.POSTOFFICESCANDAL.UK Angela van den Bogerd, on oath once more It is possible that Angela van den Bogerd and her senior colleagues (Rodric Williams, Mark Davies, Susan...  
    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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PDL Complaints


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Hi,

 

I have had a success with swift sterling complaint about irresponsible lending. They have agreed to write off my loan with them. They had to buy it back from MMF first.

 

They believe they have acted fairly, however in light of my circumstances they have agreed to remove the outstanding amount with no further liability to them as a goodwill gesture.

 

I'm still waiting on my complaint to 247 Moneybox

 

Minicredit has a £100 debt now at £1303 and sold to Kapama/Opus - Minicredit no longer exist so I don't know what I can do about that one. They are reporting it to CRAs though.

 

I still need to get a complaint about to the following though

 

Quid 24

Peachy

Payday Express

Ferratum

Payday UK

Microlend

Mobile Quid

Pounds 2 Day

Quidsource

txtloan/Myjar

 

 

I will keep you updated with how it's going, but I will need some help if anyone has contact details for any of the above.

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Arh what a pain... Just when i was going to go out... Give me 2 minutes,.

 

Quid24 - No Longer Trading... So chances are you wont get anywhere.

 

Peachy - PITA to deal with at times, If you really want to get this done, may have to go to FOS

[email protected] - MD / FCA Contact

 

PAdyday Express - Now Known as Instant Cash Loans LTD.

MEM Finance and Moneyshop are now one

[email protected] - FCA Contact

[email protected] - MD - May not work anymore...

 

Ferratum - Foreign Company

[email protected] - Director (Possibly) Of UK Ops / FCA Contact

 

Payday UK - Same As PDE - (Andy Smith etc)

 

Micro Lend

[email protected] - General

[email protected] - FCA Contact

License has been suspended i Believe...

 

Mobilequid

[email protected] - FCA Contact

Unsure if still trading in full - Seem to be very dormant

 

Pounds 2 Day

Please clarify as cannot find anything on them

 

QuidSource

Please clarify as cannot find anything on them

 

MYJAR - My Favo... They've been defaulting everyone from 2011 / 2012 leaving defaults there till 2021...

[email protected] - Compliance OFficer / FCA Contact

[email protected] - Director

[email protected] - Director

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Leadmount have been dissolved as per company check I believe.

P2D It appears they also have disappeared.

 

Ive gone everywhere I know.

 

Have you checked Noddle? Are they on your credit profile?

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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Leadmount have been dissolved as per company check I believe.

P2D It appears they also have disappeared.

 

Ive gone everywhere I know.

 

Have you checked Noddle? Are they on your credit profile?

 

They're not on Noddle, however CRS have been chasing me for payment of the Pounds 2 Day loan and Quidsource is being chased by cash genie

 

Both haven't emailed me for a little while about the accounts, but I would like to get these cleared from rearing their head if they decide to do a myjar with my credit file

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Thanks for that about cash genie, I got redress for the loan with them albeit only £20.48, just hope they don't sell on the loan they bought from quidsource

 

CRS i in Haywards Heath I think, Credit Resource Solutions is the full name

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So you have had redress? Ouch.

 

Did Cash Genie say they would write of the rest of the balance?

 

I think you need to talk to Emma S...

 

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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As for CRS... I thought they only picked up GYM debts... But still...

 

CRS are powerless, Zinc may get involved. But do CRS own the debt?

I doubt this... Chuck them a CCA request. If they cant supply, then time to die...

 

We could do with some help from you.

 

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

**Fko-Filee**

Receptaculum Ignis

 

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As for CRS... I thought they only picked up GYM debts... But still...

 

CRS are powerless, Zinc may get involved. But do CRS own the debt?

I doubt this... Chuck them a CCA request. If they cant supply, then time to die...

 

The redress was for a cash genie loan that I had paid, albeit through carter forbes at a huge reduction, from memory I think I may have paid back less than was borrowed. however I was happy to get redress.

 

I will get in touch, however I don't have any notice of assignment so it may now be gone.

 

Any ideas about minicredit, Kapama reporting it, should I complain to them?

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They dont need to send you a DN to place a default. They should send you one, but theres no hard requirement.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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You need to file a formal complaint with the DCA. then use the FOS to come down on them after their final response.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 2 months later...

what route did you take with swift sterling as I am getting nowhere. they do not respond to countless emails . I rang the FOS who suggested writing to their malta address which I have done today. what governing body did you threaten them with as the FOS were unsure if they had duristiction or if it was the Maltese FSA

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  • 1 month later...

today received an email from Nothway still not admitting liability but agreeing to write off the outstanding loan amount of £1124.84 and offer £500 cheque as compensation.

This is considerably less than the interest owing but I am happy to get a resolution out of them.

 

 

It appears the Maltese FSA involvement forced the issue.

This was easy enough to do online.

The email address for northway as they no longer have anything to do with swift sterling (wink, wink) is Northway Financial if its of any use to anybody.

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