Consumer Action Group envelope labels
You are part of a community of over 195,000 people. Let your bank know that you won't give in. Display one of our labels on your envelopes. Full description here
Sheet of 20 self-adhesive envelope labels £3.50 inc p&p
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Do your Internet search here Reclaim the Right Ltd. - reg.05783665 in the UK
reg. office:- 923 Finchley Road
London
NW11 7PE
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Good luck claiming your bank charges. We strongly suggest that you register under a UserID and not your own name |  |
5th August 2006, 22:49
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#4 (permalink)
| | Basic Account Customer | Re: BOS Loan insurance ll
Last edited by mollington; 19th November 2006 at 21:33.
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5th August 2006, 22:53
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#5 (permalink)
| | Basic Account Customer | Re: BOS Loan insurance ll
Last edited by mollington; 19th November 2006 at 21:32.
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6th August 2006, 13:39
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#7 (permalink)
| | Basic Account Customer | Re: BOS Loan insurance ll
Last edited by mollington; 19th November 2006 at 21:32.
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6th August 2006, 20:53
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#9 (permalink)
| | Basic Account Customer | Re: BOS Loan insurance ll
Last edited by mollington; 19th November 2006 at 21:32.
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7th August 2006, 00:32
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#10 (permalink)
| | Platinum Account Customer | Re: BOS Loan insurance ........ but as a receipt or as a credit agreement? All of this was done over the phone. Only the courier would have presented me with paperwork. The document I have on file is purely one printed none has my signature on it, my name is typed in but I have no signature anywhere of my own. Would they keep the signed for docs and what format might they be do you think?
Last edited by andrew1; 7th August 2006 at 00:36.
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7th August 2006, 13:33
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#11 (permalink)
| | Basic Account Customer | Re: BOS Loan insurance ll
Last edited by mollington; 19th November 2006 at 21:31.
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25th September 2006, 11:55
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#14 (permalink)
| | Basic Account Customer | Re: BOS Loan insurance Hi,
I am in a similar position. I sent off a letter as per the template found on the money saving expert site.
Sadly as I expected I got the reply I didn't want.
The letters main point in reply to my own letter are that there are set procedures and scripts in place to ensure customers get the relevant info. ..... and that I would have been advised of the importance of reading the policy upon reciept .... the insurance is optional ......at no time has it been mandatory ......I am sorry you feel this way but clearly this was an assumption you made (that i had to have insurance as part of the loan) .... you signed specifically for this cover.
So where do I go from here.
Of a £10000 loan I have now repaid £12000 with nearly £6000 left to pay. (edit due to inability to count!!)
Leaches.
If only I had known then that I didn't have to take the insurance out to get the loan. I just thought that as it such a huge (to me) loan that was standard.
Only by reading these pages do I now know different.
I guess I'll have to keep on paying despite the fact it is crippling me.
I really feel badly let down by the Bank of Scotland.
My agreement says.
advance £10000
credit care £3069
total credit £13069
charge for credit £4053.80
total payable £17122.80
Any suggestions?
Kel.
Last edited by mr flibble; 25th September 2006 at 13:03.
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25th September 2006, 17:18
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#17 (permalink)
| | Platinum Account Customer | |