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    • I used to post regularly in order to provide factual information (rather than advice) but got fed up with banging my head against a brick wall in so many cases when posters insisted black was white and I was writing rubbish. I have never posted anything which was untrue or indeed biased in any way.  I have never given 'advice' but have sought to correct erroneous statements which were unhelpful. The only username I have ever used is blf1uk. I have never gone under any other username and have no connection to 'bailiff advice'.  I am not a High Court Enforcement Officer but obtained my first 'bailiff' certificate in 1982. I'm not sure what records you have accessed but I was certainly not born in 1977 - at that time I was serving in the Armed Forces in Hereford, Germany (4th Division HQ) and my wife gave birth to our eldest.   Going back to the original point, the fact is that employees of an Approved Enforcement Agency contracted by the Ministry of Justice can and do execute warrants of arrest (with and without bail), warrants of detention and warrants of commitment. In many cases, the employee is also an enforcement agent [but not acting as one]. Here is a fact.  I recently submitted an FOI request to HMCTS and they advised me (for example) that in 2022/23 Jacobs (the AEA for Wales) was issued with 4,750 financial arrest warrants (without bail) and 473 'breach' warrants.  A breach warrant is a community penalty breach warrant (CPBW) whereby the defendant has breached the terms of either their release from prison or the terms of an order [such as community service].  While the defendant may pay the sum [fine] due to avoid arrest on a financial arrest warrant, a breach warrant always results in their transportation to either a police station [for holding] or directly to the magistrates' court to go before the bench as is the case on financial arrest warrants without bail when they don't pay.  Wales has the lowest number of arrest warrants issued of the seven regions with South East exceeding 50,000.  Overall, the figure for arrest warrants issued to the three AEAs exceeds 200,000.  Many of these were previously dealt with directly by HMCTS using their employed Civilian Enforcement Officers but they were subject to TUPE in 2019 and either left the service or transferred to the three AEAs. In England, a local authority may take committal proceedings against an individual who has not paid their council tax and the court will issue a committal summons.  If the person does not attend the committal hearing, the court will issue a warrant of arrest usually with bail but occasionally without bail (certainly without bail if when bailed on their own recognizance the defendant still fails to appear).   A warrant of arrest to bring the debtor before the court is issued under regulation 48(5) of The Council Tax (Administration and Enforcement) Regulations 1992 and can be executed by "any person to whom it is directed or by any constable....." (Reg 48(6).  These, although much [much] lower in number compared to HMCTS, are also dealt with by the enforcement agencies contracted by the local authorities. Feel free to do your own research using FOI enquiries!  
    • 3rd one seems the best option, let 'em default, don't pay a penny, nothing will happen, forget about all of this. As for Payplan don't touch them with a bargepole, nothing they can do that you can't, and they will pocket fees. A do it yourself DMP is pointless as it will just string out the statute barred date to infinity.
    • Because that’s what the email said. Anyway it’s done now. Posted and image emailed.    im doing some reading in preparation for defence but I will need my hand holding quite tightly by you good people.  I’m a little bit clueless
    • why do you need adobe...use a pdf online website. all for now...no get reading up and do not miss your defence filing date no matter what. post it up in good time no!!    
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Rhibox v Barclays


Rhibox
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Thanks!

I may be back for some more help!!!!

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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When filing with MCOL particulars of claim....

 

(b) Interest per S.69 County Courts Act 1984 of 8% - £579.94 [enter interest total at date of claim] continuing at 8% until judgment or settlement at a daily rate of £0.xx; 6. Alternatively, if the charges are a fee for a service, then they must be reasonable under S.15 of the Supply of Goods and Services Act 1982. 7. Costs allowed by the Court.

 

no 5b.. daily rate, how do I calculate this???

 

Sorry being a bit thick, long day in work!

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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I think I have worked it out...

 

Charges - £2710.00 x 0.00022 = 0.5962 daily rate.

 

Charges + 8%apr interst + daily rate until settled = ££££££

 

Is this correct?

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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When filing with MCOL particulars of claim....

 

(b) Interest per S.69 County Courts Act 1984 of 8% - £579.94 [enter interest total at date of claim] continuing at 8% until judgment or settlement at a daily rate of £0.xx; 6. Alternatively, if the charges are a fee for a service, then they must be reasonable under S.15 of the Supply of Goods and Services Act 1982. 7. Costs allowed by the Court.

 

no 5b.. daily rate, how do I calculate this???

 

I think I have worked it out...

 

Charges - £2710.00 x 0.00022 = 0.5962 daily rate.

 

Charges + 8%apr interst + daily rate until settled = ££££££

 

Is this correct?

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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Another letter rec'd today from B's offering me the £2030 settlement again! Saying sorry we couldnt sort it out and take us to court then if you want, blah, blah....

Havent answered them and in the middle of filing MCOL.

Can someone confirm this though please...

 

When filing with MCOL particulars of claim....

 

(b) Interest per S.69 County Courts Act 1984 of 8% - £579.94 [enter interest total at date of claim] continuing at 8% until judgment or settlement at a daily rate of £0.xx; 6. Alternatively, if the charges are a fee for a service, then they must be reasonable under S.15 of the Supply of Goods and Services Act 1982. 7. Costs allowed by the Court.

 

no 5b.. daily rate, how do I calculate this???

 

I think I have worked it out...

 

Charges - £2710.00 x 0.00022 = 0.5962 daily rate.

 

Charges + 8%apr interst + daily rate until settled = ££££££

 

Is this correct?

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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Thanks Tori!

Ok so...

 

Charges without interst £2710 x 0.00022 = 0.5962 daily rate

 

Correct?

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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In light of everything that has happened today with the lost Lloyds case I have just been making sure mine is all correct before I go any further with it. (In the middle of filing with MCOL)

 

On looking back at my letters I did not include the interest on the charges in the prelim letter (as I was lead to beleive we couldnt untill court proceedings had been started) or the LBA.

BUT.. in the LBA letter I have stated that if they do not comply with request of payment of charges in full, then I will begin a claim against them PLUS interest and PLUS costs.

Now I am filing a claim with MCOL (waiting for few more facts on the Lloyds case today before actually submitting it) I have now added the 8%apr to the charges and will be adding the daily rate untill this it is settled.

 

Please can someone clarify if this is correct before I go any further?

 

Much appreciated!

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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Thanks Dar!

Will wait for more facts on the Lloyds case before going any further yet though!

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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Thanks Dar!

Will wait for more facts on the Lloyds case before going any further yet though!

 

Why? carry on as you would have done. This is one case out of thousands, we do not know all of the facts therefore as has been said many times today it's business as usual:wink:

 

Boo x

;) Boobaby

Please hit the scales if you think I've helped!

Please note that advice given is purely my opinion and should be treated as such.

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

HSBC Claim - August 2006 £2,700 paid November 2006

Halifax Claim - August 2006 £4,100 paid December 2006

GE Capital - August 2006 - settled

Log Book Loans - August 2007 - sorted

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Hi Rhibox,

Copied and pasted this, DaZ wrote it on another thread, again fantastic advice and should put your mind at ease, Daz is great always gives fantastic advise and is never wrong. So go ahead with your claim, and dont worry.

 

 

Ref the posting about Lloyds. there are a lot of people panicking now about banks going to win..

If the story is read in full, this guy tried to beat the system by using his own path of procedures, didnt follow as advised on here, thus didnt include any substantial POC's, no SOC's and therefore was booted out, he was basically arguing a case with no argument.

People who DO NOT take time to read these posts and advise FULLY ..WILL GET CAUGHT OUT.

These Banks are not stupid, they can tell if a claimaint is trying it on and is not fully competent. if they see weakness in a claim they will push it.

In this case they were successful but ONLY because of the claimants neglegence.

 

Igbo, please dont take this as an insult but please learn from this, I get the impression you are not fully aware of the consequences of not following the correct path.

__________________

my advice is from experience gained from using CAG and claiming myself.

my story

dar3nvbarclays

and

dar3nvB's & beyond

and

LineDancervFD

sigpic107039_2.gif

Phoning to settle? try:

Krysta Campbell

Barclays

Litigation and Disputes

1 Churchill Place

LONDON

E14 5HP

Tel: 02071164753

Fax: 01452638359

email:krysta.campbell@barclays. com

If I've helped have a tinker with my.. scales,,

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Rhi

 

 

Ditto!!:wink:

;) Boobaby

Please hit the scales if you think I've helped!

Please note that advice given is purely my opinion and should be treated as such.

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

HSBC Claim - August 2006 £2,700 paid November 2006

Halifax Claim - August 2006 £4,100 paid December 2006

GE Capital - August 2006 - settled

Log Book Loans - August 2007 - sorted

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Cheers guys!!

And as I keep saying... keep the faith!!!

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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Just submitted my MCOL claim (at last, been very busy!)

So....

2 copies of charges with interest up to todays date to be sent with covering letter to court.

Then send another copy to Barclays solicitors when I receive the letter stating their address, correct??

 

And I shall start getting my court bundle together this week then!!

Oh happy days!!!

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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Hey Caz!

Thanks!

 

Should I PM a mod with my litigation details as I dont seem to be able to!!

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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Cheers!

Managed to PM a mod now with my litigation details.

And I have just noticed on the last letter B's have sent me saying.... accept our offer or lets go to court....

that they have got my account number wrong!! How rude!!

Can this count in my favour as they cant even seem to get the right details for people anymore!!

Oooh far to busy are we!!? He he!!

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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Adrian St Joh

Level 29

1 Churchill Place

London

E14 5HP

 

Is this the correct address for solicitors for Barclays?

Or should it be Adrian St John???

 

Just checking, sending letter tomorrow with list of charges and to inform them I have filed with court, just out of courtesy obviously!!! He he!!

Barclays - claiming £2710!

Offered £2030! Offer rejected, filed MCOL 21/05/07!

Abbey - Settled!

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