july15 v HSBC

[july15]

hi everyone,well must say this site is brilliant.

Spent a good few weeks reading through this site,as children normally get to it before me, but today i have sent of my prelimary approach for payment to the HSBC for the charges they have deducted from my account for the last six years,the statements which i printed of myself.The total of which adds upto a grand total of£1573, so they should receive everything by friday at least. I await my reply. Keep up the good work,the banks have got away with daylight robbery for far too long.

[Jordan]

goodluck ! dont be suprised if they dont bother replying to your first letter .. they didn't for me at least, just make sure you cover your back and keep delivery recipts for your letters

[maverik1979]

you may actually be surprised, as lately those with similar size claims to yours have been geting 90% offers from just the first letter, fingers crossed

[july15]

thank you ,just read a new post on HSBC credit cards, i used to have a gold credit card which i had numerous charges,late payments and over limit fees, even though i havent had it for about 2 yrs can i get that back? If so what would i have to ask for:confused:

[Michael Browne]

I'm assuming here that you haven't got your old statements

The DPA letter in the library applies to credit cards as well as bank accounts. Don't forget to enclose £10 fee.

[july15]

no,got to say im not one for keeping statements, but i will from now on. And thank you for the quick reply.

[july15]

Well just checked royal mail track & trace , HSBC recieved the prem letter now, so lets see how quick i hear from them!!!

[maverik1979]

you will probably receive a response to your first letter , but it may not be what you want, however some people with a similar claim to yours have recently been offered some money at the first letter stage, and 90% after the second letter was sent , so fingers crossed

[july15]

well like you say fingers crossed, just hope i sent it to the right person Mr petty!! in leeds.

[monkey_uk]

Good luck, keep us posted!

[july15]

Dont worry i will, they have until 5th of july if nothing letter of lba on its way. God i hate being so impatient:rolleyes:

[july15]

Well heard nothing from my first letter i sent,so today i have sent out my LBA as their 14 days were up, so we'll have to see what becomes of that.

I've got my small claims pack so some serious reading to do before the next deadline which will be 19th of july.

[maverik1979]

keep us posted , and dont worry , there is light at the end of the tunnel

[july15]

Just to let you know checked royal mails track & trace and my LBA has been received today, so i await with baited breath:eek:

[Jordan]

if your case plays out as mine did, you may recieve a partial offer a few days before your deadline is up. i didnt accept, and had a full offer 2 days later ..

 

with any luck, you wont have to file with mcol .. goodluck !

[july15]

just to update you all, recieved a letter off HSBC today offering me £1400:D , the origianal amount was £1623, but i sent my LBA out on wednesday which they got thursday, so im in abit of a dilemma at the moment cos the £1400 would really help me at the mo,so wot do i do now advice needed:|

[barracad]

I would respond with the following:

 

 

Dear Mr Banker

 

Thank you for your offer of £xxx.xx as part settlement of my claim.

 

Your offer is not satisfactory, although I am prepared to accept this sum, unconditionally, in part-settlement of my FULL claim of £yyy.yy.

 

I shall continue to proceed with my action to recover the remainder of my claim.

[july15]

just another question,the offer of the money do i have to post it to the address in leeds or can i take it to my local branch,for them to credit it to my account?

[barracad]

I would send it to the person who made the offer.

[july15]

Cheers for that,on its way tomorrow recorded delivery

[barracad]

No need to bother with Recorded Delivery - an ordinary First Class stamp will do.

 

Spend the difference on a bar of chocolate