I no i shouldnt with-hold rent but i am struggling,but what about him telling my friends and family surley this is a breach of confidentiality.When i was paying my rent on time i still didnt get jobs done,and i dont see him for months on end, the last time i saw him was the end of january.

Im in a bit of a state at the moment and dont know what to do, my landlord is threatening to kick me out if i dont give him his rent which is fair do's,but im really struggling with my finances at the moment. The house is in a complete mess and friends have told me with-hold the rent i havent had a gas saftey certificate since january,i have asked for numerous jobs that needed doing on the house, like new front door as it is dangerous the bottom half you have to hold when opening or the bottom will drop of ,you can virtually put your finger through the kitchen window at the bottom because of the woodrot,there is a pipe in the kitchen where the really old boiler was taken out, ive had to put a towel in as my friends husband says the fire which is connected is probably letting carbon fumes into the kitchen,the garage door is held up by my green bins one side and a calor gas tank at the other side as it dropped of in my hands 4 weeks ago,the list is quite endless really,and he has been telling friends and family about me owing him this money, which as far as im concerned is a breach of confidentialiy and he has no rights to tell anyone, could someone advise on what to do.

i posted the other day saying i am due to pay £10 on the 22nd of this month now i no ive to report it to SOS, but do i still send payment with it been a ccj i do not want any more court costs adding or anyone knocking at my door(bailiffs),cos i aint paid em.But for good measures send a postal order made out acc payee mr brian carter,and see if he cashes just for good measures.

Thought i would add to this bryan carter ccj me on the 21st of feb to which i payed a cheque of £10,i have now paid 2 more payments to them one cheque by the 22nd march and a postal order crossed account payee on the 22nd of april the next payment is due 22nd this month what do i do?:?

just tryin to help my sister with her debts now she has one which has been passed to albion from halifax which is classed as dormant,what happens with that can they be reported. also she has had a debt from freemans which was passed to logic which has now passed onto one called eos solutions anyone heard of them

just wondering is west bromwich a sub lender

Cheers for that,on its way tomorrow recorded delivery

just another question,the offer of the money do i have to post it to the address in leeds or can i take it to my local branch,for them to credit it to my account?

Oh yes,think thats why mine took abit longer to come back as i sent my LBA on the 5th july got the letter on the 8th

I sent it to Alan Pretty in Leeds,but the letter i received back was from Colin Langdale which i have seen on quite a few threads.

ya just the one letter and that is what they offered me,it's £200 pound short of the origianal amount but at the mo as i say its a massive help

Gonna take the money as im really skint at the mo as ive seperated from my husband and waiting to sell my house so its a massive bonus to us. But i still celebrated sat nite,and now alot of my friends are gonna get there charges back from their bank as they all been waiting to see how i did,and if they get stuck gonna give them a hand.

just to say just received a letter from HSBC to offer me £1400 from my prem letter owed £1623,so just over 2 wks

just to update you all, recieved a letter off HSBC today offering me £1400:D , the origianal amount was £1623, but i sent my LBA out on wednesday which they got thursday, so im in abit of a dilemma at the moment cos the £1400 would really help me at the mo,so wot do i do now advice needed:|

Just to let you know checked royal mails track & trace and my LBA has been received today, so i await with baited breath:eek:

well done on getting your claim started. Dont expect anything from your first letter to alan pretty, i havent so just sent my LBA . But stick to your guns.

Well heard nothing from my first letter i sent,so today i have sent out my LBA as their 14 days were up, so we'll have to see what becomes of that. I've got my small claims pack so some serious reading to do before the next deadline which will be 19th of july.

Dont worry i will, they have until 5th of july if nothing letter of lba on its way. God i hate being so impatient:rolleyes:

well like you say fingers crossed, just hope i sent it to the right person Mr petty!! in leeds.

Well just checked royal mail track & trace , HSBC recieved the prem letter now, so lets see how quick i hear from them!!!

no,got to say im not one for keeping statements, but i will from now on. And thank you for the quick reply.

thank you ,just read a new post on HSBC credit cards, i used to have a gold credit card which i had numerous charges,late payments and over limit fees, even though i havent had it for about 2 yrs can i get that back? If so what would i have to ask for:confused:

hi everyone,well must say this site is brilliant. Spent a good few weeks reading through this site,as children normally get to it before me, but today i have sent of my prelimary approach for payment to the HSBC for the charges they have deducted from my account for the last six years,the statements which i printed of myself.The total of which adds upto a grand total of£1573, so they should receive everything by friday at least. I await my reply. Keep up the good work,the banks have got away with daylight robbery for far too long.