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    • Hello, firstly thank you for reading this. I know no one wants a long winded back story. So I’ll be breif. I entered a local store to buy some paint (which I did pay for) I am honestly not a bad person or a theif.   Didn’t have a basket or trolly as was on my lunch break. Whilst picking up the three tubs of paint placed some masking tape in my pocket (it was hanging out of so I had every intention to pay) just didn’t have a hand free. Paid for my goods (forgot about the £4.39 masking tape) I’ve got so much going on and im not well at all (like I say no one cares I get that) also have autism so wasn’t thinking particularly like others do maybe (who knows my minds going around and around) I left the store after paying, was pulled back in by security. Asked for the tape which I gave immediately  shook up. Gave them my ID and details. I was given some paper and told to expect a large fine in the post for their time and the tape and sent on my way. my questions are: I hardly ever go out without support so the ban I guess I can’t go there now for anything (their loss) - ok but is my photo going to be all over with my name? how much am I expecting in the post as a fine? I have sent them cash in the post recorded signed for delivery to arrive tomorrow (incident happened today) for my error. Their Address was on the bit of paper. i have read two posts on this page but they were from many many years ago so I hoped for updated advise please? 
    • V important you read lots of BMW threads too !  
    • So should I send them a new SAR and put my date of birth on it? Or do I need to send them some proof? Driving license? 
    • Thanks so much for your help!! I've emailed them, and when they reply saying they can't do it I'll reply and state my rights. I'm so glad I found this forum, and will read all of the posts I can find and help guides available for the future. Really can't thank you enough.
    • utter BS, doesn't matter you signed it. pers i'd be writing as per the other threads here rejecting the car as not as described under CRA etc and be done with it. as its a debit card you could also do a full chargeback within 120 days to your bank and simply dump the car back to BMW. 100's of like threads to read here. get your ducks inline. make sure you know what you are doing and off you go. dont take any BS from BMW, no matter what you sign it does NOT remove your consumer rights. p'haps it might be on the off chance you are a good manager , a quick phonecall tomorrow saying you dont want it because (no bla bla fitted) it might be resolved in 5 mins..i will guess to date you not tried
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Welcome Finance - This company needs to be banned.


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Anyone had a call from Welcome on this number 01724 its humberside north lincolnshire, twice this week first time they rang the guy gave his name and said he was from L an B well thats what my partner thought, he rang today and said welcome, just wondered if anyone had any ideas, thanks.

 

 

 

Its not "L and B", its "LMB", it stands for Local Management Branch. It means they're ramping up the collections activity a bit. I guess they're getting a bit strapped for cash in the Lincolnshire Office!!!!!!!!!!

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Hi any one know what the best course of action is for "lifted signatures"

 

got some info back off the broker today... 2 documesnts id never seen before... needs questionaires to do with insurances...with my signatures on them... identical to signatures on my agreement.

 

i never signed these agreements

 

any idea of how to progress?

 

also no info on commisions as i asked for... nad they addmited welcome paid them.

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Its not "L and B", its "LMB", it stands for Local Management Branch. It means they're ramping up the collections activity a bit. I guess they're getting a bit strapped for cash in the Lincolnshire Office!!!!!!!!!!

Thanks for that, but i live in Yorkshire but my local branch has shut down, guess they throwing accounts here there and everywhere lol

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Just Giving The Good News

 

Welcome/cohen Have Given Up Against Prudence

 

She Won

is there a thread on the subject post?

 

Id like to ensure that if the case is discontinued that costs are maximised, it would be rude not to:D

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help please.

sis recieved default notice through post on sat 18th april.

default notice says.default date 14th april.

 

so not giving the 14 days?

 

am concerned as it says

to remedy the breach you must pay the arrears of ....within fourteen(14)days

 

is this invalid should it actually say a date?

 

yes from welcome.nothing on credit file as yet,and its a month.

SAM:pLOWELL DETESTER

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Hi Sam I had the same thing did yours say without prejudice as well, if you see my earlier post you will see I sent a copy off to The FOS think it is just thier last ditch attempt to frighten people into giving them money for the black hole they have created, but someone with more knowledge should answer you soon.

 

Dene

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Hi Sam I had the same thing did yours say without prejudice as well, if you see my earlier post you will see I sent a copy off to The FOS think it is just thier last ditch attempt to frighten people into giving them money for the black hole they have created, but someone with more knowledge should answer you soon.

 

Dene

 

yes it was headed without prejudice.

thought i had seen these off in january when i found out about the crap they had pulled on her,shes not payed since december.heard nothing,then told me about this today.

 

going to have to start a new thread now,they were told to forget it,or we will be taking them to court for fraud.

looking forward to the battle.:grin:

SAM

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yes it was headed without prejudice.

thought i had seen these off in january when i found out about the crap they had pulled on her,shes not payed since december.heard nothing,then told me about this today.

 

going to have to start a new thread now,they were told to forget it,or we will be taking them to court for fraud.

looking forward to the battle.:grin:

SAM

 

 

What does it mean when it states "without Prejudice".

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Without Prejudice Means The Letter Cant Be Used In Court With Out The Agreement Of Both Sides

 

They Normally Use This When A Party Has Some Thing To Hide

 

well at least 7 things to hide in sisters case.:grin:

well be starting her thread tomorrow.

going for welcomes throat:evil:

not sure where to start,so ill put whats happened so far.

and hope for some help for best route to take.

SAM:pLOWELL DETESTER

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Hi Everyone,

Last month I contacted Equifax to say that the loan term on my credit report for Welcome was incorrect (it said 25 months when it should be 24) and that I wanted the false data removed. Welcome were quite quick to respond to Equifax and they amended the term to 24 months.

Just looked at my credit report this morning and have noticed that Welcome have changed it back to 25 months! Have contacted Equifax again asking them to remove the data again.

Has this happened to anyone else?

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Same here - my has incresed on experian back to 37 though it was ammended last month to 36.

 

I thik it's when the system updates - obviously Welcome haven't updated it on their automated system so it sends false information back to the CRA

 

I've complained again too.

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Without Prejudice Means The Letter Cant Be Used In Court With Out The Agreement Of Both Sides

 

They Normally Use This When A Party Has Some Thing To Hide

 

Thanks post, thats a very interesting comment as i suspect this company has a lot to hide. im in court shortly for a mis-sell of gap and im hoping to win. This company has hidden gap in my finance with no reference to it apart from a statement that clearly states that i dont want it. If i win this case it could really open up a can of worms.

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How About Getting The Agreement Cancelled

 

If The Figures Are In The Total Ammount Of Credit

 

Lucky Day

 

On my agreement they have just added the cost of gap to my finance, they have not even itemised it within the figures so im going for unenforceability as the only section that mentions gap clearly states (NO) i do not want it. They have just thought we will hide it and he wont notice.

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Scheduled Maintenance

 

Please be aware that the wfs.co.uk web site is currently undergoing scheduled maintenance work and as such we are unable to process any personal or secured loan applications at this time.

 

We apologise for any inconvenience this may cause you. Please return soon

 

 

If you are looking for a small loan amount then our sister company Shopacheck Financial Services may be able to help you. Click here to apply now.

 

 

 

 

 

Is anyone surprised by this ??????? :)

Forsure

 

** One woman crusade against the rip off lenders ! **

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Scheduled Maintenance

 

Please be aware that the wfs.co.uk web site is currently undergoing scheduled maintenance work and as such we are unable to process any personal or secured loan applications at this time.

 

We apologise for any inconvenience this may cause you. Please return soon

 

 

If you are looking for a small loan amount then our sister company Shopacheck Financial Services may be able to help you. Click here to apply now.

 

 

 

 

 

Is anyone surprised by this ??????? :)

 

 

No! - funny you can't have a loan at 60% APR but go to shopacheck where you can have one for 150% - LMAO

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Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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