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howlong after n1 do they pay up?


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hi folks-dropped n1 into court on friday-29th

 

just wondered-when should i anticipate them paying up if they dont take me to court-going for £1100 + cci +fees=£2900

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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Capital One seem to pay out around 21 days after being 'deemed served - although they usually acknowledge after a few days - dont worry about it:) I dont think theyve stepped inside a court room yet.

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ooh-do you think we could all be a little richer by the end of the month??

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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we might all be celebrating together-my holiday balance is due this week-struggling so a cheque from crap 1 would make my day-£2986 claimed inc cci

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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filed last friday-no news since-yawwwwwnnn

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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I filed for myself and a friend on June 25th, deemed served on June 30th.

 

Both acknowledged July 3rd, so fingers crossed thats all they do :D

[COLOR=#2e8b57][B][SIZE=1][U]Claimed & won so far[/U]:-[/SIZE][/B][/COLOR] [COLOR=#2e8b57][SIZE=1][COLOR=seagreen][U]Banks[/U]:- NatWest Personal £1000, Natwest Business £2000, Lloyds TSB Personal £1500, [U]Mortgages[/U]:-Central Capital (PPI) £500, Natwest MEAF £140 [/COLOR][COLOR=#2e8b57][U]Credit cards[/U]:- HSBC Gold card £365, Capital One £599.55 Barclaycard £1070 ( i only aske for £700) , Lloyds £500 [U]Catalogues[/U]:- Littlewoods Direct Flex Account £60 :D [/COLOR][/SIZE][/COLOR] [COLOR=#2e8b57][SIZE=1][B][U]For Friends[/U][/B]:- Natwest £1500, £1800 & £500, Cap One £600, Barclaycard £400, Solutions £100, Aqua, £105.[/SIZE][/COLOR] [COLOR=#2e8b57][B][U][SIZE=1][COLOR=seagreen]Pending:-[/COLOR][/SIZE][/U][/B] [COLOR=seagreen][SIZE=1]Barclays Bank Personal (On hold - Thanks a lot OFT) :mad:.[/SIZE][/COLOR][/COLOR]

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I filed on the 19th June, therefore deemed served on the 25th June (ish) not heard a dicke bird, should I of done by now?

 

Chrissie

 

If they havent acknowledged by Monday (14 days) you win, but not like them to not acknowledge.

[COLOR=#2e8b57][B][SIZE=1][U]Claimed & won so far[/U]:-[/SIZE][/B][/COLOR] [COLOR=#2e8b57][SIZE=1][COLOR=seagreen][U]Banks[/U]:- NatWest Personal £1000, Natwest Business £2000, Lloyds TSB Personal £1500, [U]Mortgages[/U]:-Central Capital (PPI) £500, Natwest MEAF £140 [/COLOR][COLOR=#2e8b57][U]Credit cards[/U]:- HSBC Gold card £365, Capital One £599.55 Barclaycard £1070 ( i only aske for £700) , Lloyds £500 [U]Catalogues[/U]:- Littlewoods Direct Flex Account £60 :D [/COLOR][/SIZE][/COLOR] [COLOR=#2e8b57][SIZE=1][B][U]For Friends[/U][/B]:- Natwest £1500, £1800 & £500, Cap One £600, Barclaycard £400, Solutions £100, Aqua, £105.[/SIZE][/COLOR] [COLOR=#2e8b57][B][U][SIZE=1][COLOR=seagreen]Pending:-[/COLOR][/SIZE][/U][/B] [COLOR=seagreen][SIZE=1]Barclays Bank Personal (On hold - Thanks a lot OFT) :mad:.[/SIZE][/COLOR][/COLOR]

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My claim was deemed issued on 29th June. Yesterday I received the acknowledgement notice with usual 'intend to defend in full' and on the same day got a settlement from Cap One, for fees, all purchase interest and basic 8% stat interest.

 

I claimed for CCI and default removal and they didnt give either. They also paid £214 of the £600 settlement to a closed account which was short settled, but in full and final sttlement in 2003. They were then sending a cheque for difference.

 

They also worked out stat 8% court interest at just £58 since 2002, on the basic spreadsheet it comes at nearly £200

 

Needless to say I declined

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still no acknowledgement..................................................

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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still no acknowledgement..................................................

 

Did you file online.

 

I did mine, and its last day to acknowledge tomorrow.

 

I think i have to give them till tuesday, as its a weekend, so will ask for judgement late Monday, and see what happens.

[COLOR=#2e8b57][B][SIZE=1][U]Claimed & won so far[/U]:-[/SIZE][/B][/COLOR] [COLOR=#2e8b57][SIZE=1][COLOR=seagreen][U]Banks[/U]:- NatWest Personal £1000, Natwest Business £2000, Lloyds TSB Personal £1500, [U]Mortgages[/U]:-Central Capital (PPI) £500, Natwest MEAF £140 [/COLOR][COLOR=#2e8b57][U]Credit cards[/U]:- HSBC Gold card £365, Capital One £599.55 Barclaycard £1070 ( i only aske for £700) , Lloyds £500 [U]Catalogues[/U]:- Littlewoods Direct Flex Account £60 :D [/COLOR][/SIZE][/COLOR] [COLOR=#2e8b57][SIZE=1][B][U]For Friends[/U][/B]:- Natwest £1500, £1800 & £500, Cap One £600, Barclaycard £400, Solutions £100, Aqua, £105.[/SIZE][/COLOR] [COLOR=#2e8b57][B][U][SIZE=1][COLOR=seagreen]Pending:-[/COLOR][/SIZE][/U][/B] [COLOR=seagreen][SIZE=1]Barclays Bank Personal (On hold - Thanks a lot OFT) :mad:.[/SIZE][/COLOR][/COLOR]

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acknowledged 11th july-theyre going to defend-i wonder if i'll get an offer

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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I got my offer minus the contractual the same day as the acknowledgement arrived so you should be getting at least a partial soon.

 

most people seem to be getting charges + all purchase interest paid + court interest but no contractual. Thats what I got except they added it up wrong, others recently seem to be getting the same offer

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hi-no news today-just wondered-has anyone actually taken crap one to court to claim the cci if theyve only settled with stst interest before court??

 

i'll do more reading later but just wondered-what about you rodders??

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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Well CAG user called Dad lost a case at high court for contractual interest so I think that set a precedent against awarding contractual interest. If that is the case then presumably you could lose at court if you are arguing the contractual on its own (i.e. if they have offered everything except contractual, then technically you going on to argue just that one bit).

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/97691-contractual-interest-precedent-lost-12.html

 

In my case they added up the basic court interest wrong (they put £58 in total but the spreadsheets add it up to £200 odd). Plus they didnt mention the default removal.

 

The default removal was included clearly on my POC so Im happier going to court to argue two points and the fact that they didnt offer full amount plus stat. I think the Mods too agree that if they have offered full charges + stat interest you should accept.

 

but then again even since then Cap One have been paying out to some people but not others. They do seem like one of the companies who settle early and stay well away from the court though.

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mmmmmmmmmmmmm-valid point-thanks rodders

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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Hi guys - with regard to CCI I thought it might be useful for you to see the opinion that Steven 4064 gave on that lost case for CCI and it's relevance to Cap1 claims in my thread - http://www.consumeractiongroup.co.uk/forum/capital-one/104876-alex-lad-cap1.html

 

Good luck with your claim jubaxt - here's to a nice payout just around the corner.

:) Captial One - Won!

:) Egg Card - Won!

:confused: Abbey National - Stayed pending Test Case Judgement

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Hi!

 

Mine was for £320. The papers were deemed served at the end of June, they acknowledged on 6th July and wrote offering a full settlement, which arrived yeasterday. They've said I should have a cheque within 14 days.

 

Hope that helps with anyone a little bit behind me.

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