will they still pay up help really worried***WON***

[nicolefrenzy]

we have a court date for 10th of july this is just a pre trial review, but if we also made a complaint to the financial ombudsman (spelling lol ) would this hurry things along?

 

i would rather not go to this court thing and could do with the cash soon

[ataction]

It will not speed things up, but feel free to contact the FO to add the pressure.

[nicolefrenzy]

bump do we need a bundle?

 

do most claims get settled before this pre trial review getting worried

[John72]

Hi

 

I'm in the same position - pretrial review date of 13 July 2007. No bundle necessary at this stage I believe.

 

J

[nicolefrenzy]

hi do most claims get settled before this pre trial review are is it likly to get to that point....

[John72]

Hi

 

I don't think there's a definitive answer to that one. In practice it seems that in cases so far, matters have not reached the hearing stage. However, commonsense says that you should assume that it will and to be prepared accordingly.

 

J

[nicolefrenzy]

this pre trial review we have in july (10th) what is likly to happen? and will we get a proper court date after this i am slightly confused?

 

help!!!please

[curlychic]

this pre trial review we have in july (10th) what is likly to happen? and will we get a proper court date after this i am slightly confused?

 

help!!!please

 

 

See here ...

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html

 

XxXxX

[nicolefrenzy]

we have rang [problem] and they said there are no notes on our file saying there are going to settle (obviously they have to ask Lloyds first) so was wondering if it was worth phoning Lloyds to see if they are prepared to settle rather than ringing [problem] (we have a court date for begining of july)

[Todge]

Nicole

 

Be patient!

 

Also, be very wary of anything agreed on the phone.

 

Best to stick to written, recorded delivery communication.

 

T.

[nicolefrenzy]

[problem] have phoned us and said they cannot pay us because our charges do not match and there is a discrepancy with the amounts can somebody tell me what i can claim back just to make sure i have claimed the correct things back i am starting to worry

[nicolefrenzy]

anybody help i claimed back

 

unpaid d/d

unpaid s/o

overdraft excess

 

checked amounts over and over could this be a tactic to scare us

[nicolefrenzy]

anybody help i feel like giving up now

[nicolefrenzy]

hi have a court date for 10th of july, we phoned [problem] today to ask if Lloyds wanted to settle the claim, they said they would phone us back after an hour they rang back and said that they will not be paying up as there is a discrepancy in the amounts (they did not say what) they said it will go to court.

 

on the defence it was the standard 9 point

i have checked the amounts over and over and they are correct

the amount i entered on the poc was correct

 

so i dont know what they mean, do you think it will actually go to court now because of this? or are they calling my bluff?

 

feel like giving up, really need some sort of advice or links to other posts where this has happened and they have still paid up our claim is for £6540

[Doz]

nicolefrenzy..PLEASE DO NOT GIVE UP!!.. Thats probably what they want you to do. Personally it sounds like a scare tactic to get you to drop the claim. Press on and maybe seek some soung advice from one of the moderators to boost your confidence.

 

You have come this far and you are sure of your figures then battle on!!

 

Good luck.

[christinajanep]

i have to say i agree with Doz, if u have checked ur amounts and ur confident u have got them right and u have claimed for the right things then u have nothing to fear at all...

 

DONT LET THEM GET TO YOU

[nestie]

anybody help i claimed back

 

unpaid d/d

unpaid s/o

overdraft excess

 

checked amounts over and over could this be a tactic to scare us

 

 

Hi you can claim all of these but you can't claim your account charge - the charge you pay for having that kind of account. You can also claim for overdraft interest but this is really complicated as you can only claim the interest which relates to you being overdrawn as a result of charges - most people don't bother claiming this.

Hope this helps:)

[nicolefrenzy]

thanx but i still dont know what will happen next still worried:cry:

[jshtr3]

so i dont know what they mean, do you think it will actually go to court now because of this? or are they calling my bluff?

They can only call your bluff if you are in fact bluffing!!!

Whilst I can't point you to any other threads where what has happened to you specifically has occurred, there are many where people have had unpleasant experiences during phone calls to [problem]. If it is a standard defence then I would imagine it was someone in the office having what they consider to be a giggle. Do you have a thread with more info about your claim?

[nicsussex]

Are all the amounts within 6 years? Are you claiming CI? What directions have you had from the court?

[nicolefrenzy]

just 6 years, and 8% interest the only letter we had from the court was the aq which was filed in and sent back then we got the letter for the pre trial review all it says is

 

 

take notice that the pre trial review will take place on

 

10th july at 11.05am

 

at alnwick county court

 

when you should attend

 

10 mins has been allowed for the pre trial review

 

we sent copies of the charges to the courts and [problem] when we filed we also sent [problem] a copy of our aq and an updated spreadsheet of charges (which was for the exact same amount )

[nicolefrenzy]

if my figures were wrong like [problem] say, should they have not said so in their defence?

[Champnos]

I have heard things like this before, sometimes they claim to have repaid a couple of the charges. This is quite normal and nothing to worry about. As long as you can show the charges then it is not an issue.

 

Onwards and upwards!

[christinajanep]

when i did my first claim i had some really nasty phone calls with sc&m which basically left me really deflated and i gave up, everyone around me was getting paid out BUT ME, so i decided it wasnt worth all the stress... but one day looked on internet banking and the money was there...

 

it does get stressful but as long as you have done everything right u have nothing to worry about

[nicolefrenzy]

been on the phone to [problem] they make the charges out at £5535 without interest we make it £5936, when i asked how they manage to work out that they said they didnt know it was the bank who came up with that figure, i told the guy on the phone that i calculated the charges off the statements they sent me so either they have it wrong on there or they have added it up wrong, he said Lloyds will not be settleing the claim..

 

i have a feeling that if we get an offer it will be for the amount they say is correct.

 

couple of questions..

if they made an offer for the amount they say is correct should we accept it and that will be the end of it?

 

or

 

accept as part payment only and carry on for the rest?