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    • Today has been hectic so  have been unable to complete the whole thing. If you now understand it and want to go ahead with a complaint to the IPC, fine. If not then I won't need to finish it. But below is my response to your request  on post 64. No you don't seem stupid, the Protection of Freedoms Act isn't easy to get one 's head around at first. The part of the above Act referring to private parking is contained within Schedule 4 which you can find online under the Protection of Freedoms Act 2012. Section 9 of SCH.4 relates to how the parking scrotes have to perform so that they can transfer their right to pursue the keeper from the driver when the PCN is still unpaid after a certain amount of time. In your case the PCN was posted to you the keeper and arrived within 14 days from when they claimed a breach occurred. That means they complied with first part of the Act. The driver at that time was still responsible to pay the charge demanded on the PCN and PCM now have to wait for 28 days to elapse before they can write and advise the keeper that as the charge has not been paid, that they now have the right to pursue the keeper. They claim they sent the first PCN on the 13th March, five days after the alleged breach and it arrived on Friday 15th March. So to comply with the Act they have to observe Section 8 subsection 2f   (f)warn the keeper that if, after the period of 28 days beginning with the day after that on which the notice is given— (i)the amount of the unpaid parking charges specified under paragraph (d) has not been paid in full, and (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid. ---------------------------------------------------------------------------------------------------------------------------------------------So the first PCN was deemed to arrive on the 15th March and for 28 days to have elapsed is when the time is right for them to write and say you are now liable as keeper. So they sent the next PCN on the 12th April which is too early as you could still have paid until midnight of the 12th. So the earliest their second PCN should have gone to you was  Saturday 13th April so more likely on Monday 15th April. The IPC Code of Conduct states "Operators must be aware of their legal obligations and implement the relevant legislation and guidance when operating their businesses." So by issuing your demand a day early, they have broken the Act, the IPC Code of Conduct, the DVLA agreement  to abide by the law and the Code of Conduct not to mention a possible breach of your GDPR .   I asked the IPC  in the letter on an earlier to confirm that  CPMs Notice misrepresenting the law was a standard practice for all of PCMs Notices or just certain ones. Their distribution  may depend on when they were issued and whether they were issued in certain localities or for certain breaches. Whichever method used is a serious breach of the Law and could lead to PCM being black listed by the DVLA . One would expect that after that even if the IPC did not cancel your ticket, PCM could not risk going to Court with you nor even pursuing you any further.
    • thanks jk2054 - do you know any law i can quote (regarding timeframe) when sending the email as if i cant they'll probably just say no like the normal staff have done? thanks.
    • I lived there with her up until I gave notice. She took over the tenancy in her name. I had a letter from the council and a refund of the council tax for 1 month.    She took on the bills and tenancy and only paid the rent. No utility bills or council tax were paid once she took it over. She will continue to not pay bills in her new house which I'm now having to pay or will have to. I have looked online I believe the police and solicitors are going by the partner law to make me liable.   I have always paid my bills and ensured her half was paid then see how much free money is over.   She spends all her money on payday loans and rubbish then panics about the rent. I usually end up paying it or having to get her a loan.   Stupidly in my name but at the time it was because she was my partner. I even paid to move her and clean and decorate her old house so she got the deposit back. It cost me £3000 due to the mess she always leaves behind.
    • Paula Venomous refused to resign for 16 months and eventually did only because a doctor threatened to resign. Interesting snippets and insights in the article. Paula Vennells clung on to ‘plum’ NHS role after Horizon scandal ARCHIVE.PH archived 19 May 2024 21:49:07 UTC  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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deedee1310 v Halifax Plc


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Wow! Thanks guys! I wasn't expecting a flurry of posts. Thank you for all your words of encouragement.

 

MAcBoy well done on submitting your N244 ;) .

 

My case is a bit of both unlawful and unauthorised overdraft charges. I'm not home yet, so don't know if Halifax have actually been served or if any paperwork has come through. I forgot to ask when I made my call to the court today. :roll:

 

Well I guess we're all in the same boat, so we shall ALL see what happens.

 

Thank you all once again - that's why I love this site :D

 

deedee

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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Received Notice of issue yesterday (3 Aug). My N1 was deemed served on 2/8, so countdown begins to see if they will acknowledge. ;):D

 

With regards to my S.A.R - (Subject Access Request), I also received five statements from Halifax covering the period from April - September 2002 for my Current Account. I have asked for statements from April 2002 to present, for this account. They haven't even sent one statement for the other account I included in my request. Today is day 53 since my request was received and they still haven't complied. Grrrr!!!

 

deedee :mad:

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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Great stuff deedee! Hopefully I'll be next to get an NOI :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Why doen't that surprise me, or MacBoy, or Dusary!

 

'Cos you're all at least 30 days ahead of me for non-compliance. LOL!! :D

 

What b***rs they are. I'm glad I decided to proceed regardless, if not I would have wasted a month and a half waiting for nothing. Oooh - they really know how to take the mickey. :eek:

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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Great stuff deedee! Hopefully I'll be next to get an NOI :D

 

Yes you will. Lambeth CC are slow at processing N244's. I called on Wednesday. Mine was apparently going before a judge that day. I submitted it on 16/7. I have to allow for the fact that there's been a postal strike on since 25/7, so it could well be on it's way to me. Here's to hoping ....sign0111.gif

 

deedee x

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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Thanks Deedee... hope yours in winging its way to you! Check MacBoy Towers this morning, for another update on the HFX FakeBots™ and their utter pointlessness and tree-wasting stupidity :mad:

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Lambeth CC are slow at processing N244's

 

Yes - after spending some time there recently - I wonder why! I seem to get the impression that the Court Office is run on a permanent go-slow :lol:

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

Link to post
Share on other sites

Thanks Deedee... hope yours in winging its way to you! Check MacBoy Towers this morning, for another update on the HFX FakeBots™ and their utter pointlessness and tree-wasting stupidity :mad:

 

Hi MacBoy.

 

I've just been. sign0055.gif & sign0080.gif

 

deedee xx

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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LOL Kenny! There was a problem with access to the site about 10 minutes ago. Is the reason for three duplicate posts? ;)

 

Guys also have a look at this Security breach - closure of Chat Room and Bear Garden

 

Does any of you know who the user/former staff member was? If you know their ID PM me.

 

I've noticed a few members with no status anymore who might have left, been chucked out - bong and willowb to name a few. :confused:

 

deedee

 

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My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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Hi Deedee- slight computer glitch!!:lol: :lol:

 

Re chat room, closed down as breach of security. Member of staff now left, caused a few probs. I don't know who it was.

 

MacBoy might know of the recent changes you refer to as he has had to make amended pms due to some changes.;-)

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  • 4 weeks later...

Hola Kenny!!!

 

Didn't realise that I hadn't caught up with you yet. I've been away for over two weeks, so I'm still trying to catch up. I swear I posted on your thread? :confused: I don't know - half of me is still in Spain!

 

I may as well update my thread whilst I'm at it. I received the Allocation Questionnaire relating to my Halifax case this morning, which needs to be submitted by 17/9/07. Also included was the Halifax defence. I had already received this from their solicitors (it was amongst the 3" thick pile of mail waiting for me on my return).

 

Nothing else to report on this case anyway.

 

Hope all is well Kenny and congratulations once again. :D

 

Dxx

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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