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    • Please see my comments on your post in red
    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? As long as you've documented and reported this previously you'll have a right to challenge any costs. There was no inventory when I moved in, I also didn't have to pay a deposit. Do an inventory when you move out as proof of the property's condition as you leave it. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? If you leave, yes. However, Your local council has a legal obligation to ensure you won't be left homeless as soon as you get the notice. As stated before, you don't have to leave when the notice expires if you haven't got somewhere else to go. Just keep paying your rent as normal. Your tenancy doesn't legally end until a possession warrant is executed against you or you leave and hand the keys back. My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc. Contact the council and make them aware then.      
    • extension? you mean enforcement. after 6yrs its very rare for a judge to allow enforcement. it wont have been sold on, just passed around the various differing trading names the claimant uses.    
    • You believe you have cast iron evidence. However, all they’d have to do to oppose a request for summary judgment is to say “we will be putting forward our own evidence and the evidence from both parties needs to be heard and assessed by a judge” : the bar for summary judgment is set quite high! You believe they don't have evidence but that on its own doesn't mean they wouldn't try! so, its a high risk strategy that leaves you on the hook for their costs if it doesn't work. Let the usual process play out.
    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject. My original CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  at a loss as to why the sudden loss of response from them. Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.
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deedee1310 v Halifax Plc


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Wow! Thanks guys! I wasn't expecting a flurry of posts. Thank you for all your words of encouragement.

 

MAcBoy well done on submitting your N244 ;) .

 

My case is a bit of both unlawful and unauthorised overdraft charges. I'm not home yet, so don't know if Halifax have actually been served or if any paperwork has come through. I forgot to ask when I made my call to the court today. :roll:

 

Well I guess we're all in the same boat, so we shall ALL see what happens.

 

Thank you all once again - that's why I love this site :D

 

deedee

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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Received Notice of issue yesterday (3 Aug). My N1 was deemed served on 2/8, so countdown begins to see if they will acknowledge. ;):D

 

With regards to my S.A.R - (Subject Access Request), I also received five statements from Halifax covering the period from April - September 2002 for my Current Account. I have asked for statements from April 2002 to present, for this account. They haven't even sent one statement for the other account I included in my request. Today is day 53 since my request was received and they still haven't complied. Grrrr!!!

 

deedee :mad:

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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Great stuff deedee! Hopefully I'll be next to get an NOI :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Why doen't that surprise me, or MacBoy, or Dusary!

 

'Cos you're all at least 30 days ahead of me for non-compliance. LOL!! :D

 

What b***rs they are. I'm glad I decided to proceed regardless, if not I would have wasted a month and a half waiting for nothing. Oooh - they really know how to take the mickey. :eek:

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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Great stuff deedee! Hopefully I'll be next to get an NOI :D

 

Yes you will. Lambeth CC are slow at processing N244's. I called on Wednesday. Mine was apparently going before a judge that day. I submitted it on 16/7. I have to allow for the fact that there's been a postal strike on since 25/7, so it could well be on it's way to me. Here's to hoping ....sign0111.gif

 

deedee x

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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Thanks Deedee... hope yours in winging its way to you! Check MacBoy Towers this morning, for another update on the HFX FakeBots™ and their utter pointlessness and tree-wasting stupidity :mad:

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Lambeth CC are slow at processing N244's

 

Yes - after spending some time there recently - I wonder why! I seem to get the impression that the Court Office is run on a permanent go-slow :lol:

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

Link to post
Share on other sites

Thanks Deedee... hope yours in winging its way to you! Check MacBoy Towers this morning, for another update on the HFX FakeBots™ and their utter pointlessness and tree-wasting stupidity :mad:

 

Hi MacBoy.

 

I've just been. sign0055.gif & sign0080.gif

 

deedee xx

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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LOL Kenny! There was a problem with access to the site about 10 minutes ago. Is the reason for three duplicate posts? ;)

 

Guys also have a look at this Security breach - closure of Chat Room and Bear Garden

 

Does any of you know who the user/former staff member was? If you know their ID PM me.

 

I've noticed a few members with no status anymore who might have left, been chucked out - bong and willowb to name a few. :confused:

 

deedee

 

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My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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Hi Deedee- slight computer glitch!!:lol: :lol:

 

Re chat room, closed down as breach of security. Member of staff now left, caused a few probs. I don't know who it was.

 

MacBoy might know of the recent changes you refer to as he has had to make amended pms due to some changes.;-)

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  • 4 weeks later...

Hola Kenny!!!

 

Didn't realise that I hadn't caught up with you yet. I've been away for over two weeks, so I'm still trying to catch up. I swear I posted on your thread? :confused: I don't know - half of me is still in Spain!

 

I may as well update my thread whilst I'm at it. I received the Allocation Questionnaire relating to my Halifax case this morning, which needs to be submitted by 17/9/07. Also included was the Halifax defence. I had already received this from their solicitors (it was amongst the 3" thick pile of mail waiting for me on my return).

 

Nothing else to report on this case anyway.

 

Hope all is well Kenny and congratulations once again. :D

 

Dxx

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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