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    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
    • I am extremely apprehensive about burning our files.... I do not know why, so it is becoming an endless feedback loop. Scared to pull the trigger to speak in the desire not to mess up my file. 
    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
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3-4 Weeks to get money back?


Destinyofsouls
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For the past few months since I started reclaiming my charges back, I have been helping a few people do it themselves.

 

I do get fed up of people whinghing about how long it's taking. All I get is

"well my b-in-law/sister/freind/cousing 3 times removed/ whatever got theirs back in 3 or 4 weeks, why are you taking so long?"

 

All I am doing is giving them the templates off here and advising them after getting advice off here, or reading all the relevant threads. This I do form the goodness of my heart, but that is shortly going to stop. I will not sit back and get all this cr*p for helping these idiots.

 

Has anyone come accross so many people getting their money back in just 3 - 4 weeks or even 6 -8 weeks?

Reading on here it looks like the average time is around 6-8 months!!

 

Can anyone please advise?

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Destiny, it really depends on the bank.

I know a few people that I have been helping with the Northern Bank have got theirs back within 3-4 weeks.

Others like First Trust and Bank Of Ireland are being particularly difficult.It will really depend on whether the bank has determined if they want to put resources into just paying up using staff to sort this out, or whether they want to put resources in to sraff denying you your rights, pretending to investigate, legal costs, seeing you in court.

1. Is the cheaper option

2. Is the hope you will get tired and go away.

Butt in the long run , more and more people are standing up the banks and we will all get our money back.

Some of us are just dealing with less forawrd thinking (how diplomatic was that) banks.

If they dont like it , tell them to do it themselves

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How can you get charges back in 3-4 weeks when the banks are taking 2 months to send statements out?

One person told me her sister sent a SAR in to the bank. 3 days later the bank sent her a letter saying they will offer £1500 , she accepted. When the statements did arrive it came to £1700.

aRE THESE JUST FANTASY STORIES OR DO SOME PEOPLE HAVE 'INFORMATION' THAT WE DONT?

( sorry 'bout the caps, accident)

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How can you get charges back in 3-4 weeks when the banks are taking 2 months to send statements out?

One person told me her sister sent a S.A.R - (Subject Access Request) in to the bank. 3 days later the bank sent her a letter saying they will offer £1500 , she accepted. When the statements did arrive it came to £1700.

aRE THESE JUST FANTASY STORIES OR DO SOME PEOPLE HAVE 'INFORMATION' THAT WE DONT?

( sorry 'bout the caps, accident)

 

 

Is she going to pursue them for the remaining £200??

 

Took me 8 months with lloyds an have been doing the GF's since feb. Have seen isolated cases getting settlement in 6 weeks but they were small claims.

 

 

skb

Victory over Lloyds £890

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Victory over Lloyds PPI claim £2606 click!

Barclaycard lazygoing - £580 + £398 contractual int at 17.7 % click! (Received partial payment £110 21/11/06)

The GF's battle against RBS click! stayed awaiting the end of the world

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For the past few months since I started reclaiming my charges back, I have been helping a few people do it themselves.

 

I do get fed up of people whinghing about how long it's taking. All I get is

"well my b-in-law/sister/freind/cousing 3 times removed/ whatever got theirs back in 3 or 4 weeks, why are you taking so long?"

 

All I am doing is giving them the templates off here and advising them after getting advice off here, or reading all the relevant threads. This I do form the goodness of my heart, but that is shortly going to stop. I will not sit back and get all this cr*p for helping these idiots.

 

Has anyone come accross so many people getting their money back in just 3 - 4 weeks or even 6 -8 weeks?

Reading on here it looks like the average time is around 6-8 months!!

 

Can anyone please advise?

 

Welcome to my world!

 

Natwest are settling in about 10 weeks from ordering statements, then another 3 weeks till you get the cheque. Halifax used to settle within 28 days of LBA but don't anymore. I think the people who are saying that they are getting settlements in 3-4 weeks are telling fibs or mistaken.

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I started my claims in mid february - got SARs for some in 2 weeks others took 40 days even so the first to send them still had me waiting between mid february and a settled letter which came on May 25th so Id say the average is definatley 2-3 months at the shortest.

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