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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Manicblonde V Hsbc


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the letter looks good, aud - i'm thinking a line about how hsbc always pays themselves (through bank charges) first, even to the exclusion of paying for essential services. maybe that's not necessary - the letter looks good - keep it handy

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my understanding of the "test case " is to estqablish if the terms and conditions are fair....... the penalty charge is not mentiond nor is the amount of the charge........... so coudl be viewed as 2 seperate issues. well thats how I see it, how about all you clever people:):)

 

 

what do you think

 

 

Sorry Audrey, I was only trying to answer this post, by saying that we have been taken for a ride, I mean that the cases should have proceeded, the OFT case has nothing to do with them and we'll have to see about that meaning they will have us to contend with.

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Hello Audrey, have you forgiven me yet for my nonsensical post? I think I may need help with preparing for court, perhaps this is the wrong place as it is manic's but we are going to meet each other on the day, off to olden.s now then. xx

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As the order in my case for the hearing has not requested any information in advance do you think it would be wise to send evidence in advance anyway or just arrive with it on the day? I may have asked this already but I'm not sure!! :confused:

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Hi manic I need to know as well, I haven't been asked for anything, I am goi ng to ring the court as it says to do, I don't know if it's too soon today? and also I am wondering is there will be anyone else with us?

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Hello manic, where are you? hope you are all set for friday hearing, apparently there are quite a lot of us, I am certain that we will not get the stay uplifted, but after all this hard work, we have to go through with it, and end up waiting til the result of the case. :(

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Hello All!

 

Been at Hospital with my daughter who has fallen and badley broken and dislocated her elbow. Home for a shower and then back up hospital I am afraid as se has the op but shes not too well at the moment! Wont be going to court my daughter is much more important than HSBC charges!

 

Got to go now, Just want to wish all you who are going GOOD LUCK for this am. Will try and catch up when I get home (sometime over weekend hopefully).

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Sorry about your daughter, the elbow! such a difficult place too, i do hope she will be OK, she is far more important believe me, you didn't miss much, as you probably know the stay was not lifted, we were so nervous, but actually Hickenbottom was very pleasant and instead of being in there for the allotted 10 minutes we were in there 2.5 HOURS tell you more later

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We all wait eagerly with your next post olden. Please tell us more. Any insight that can help others would be very handy.

 

My typing is sooo bad tonight. I have had to read and re-read about 6 times now. Muast be the 3 cans of stella and 2 galsses of wine. any spelling mistakes or grammer Ooooop's I do apologise.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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Well we survived the hearing, but no luck with the stay, no surprise there then met up with Jenny, which was great, we both felt so nervous, it really helped being in it together, jenny did brillilantly, only 3 of us turned up out of 5, the third was a chap from the sites called butterbean his case was against HSBC, and behind us in court were 4 legal trainees from the university, and a man with Bs solicitor who she referred to as ' a mini clerk' ! ( if I got that right) HSBCs solicitor was there and ours both female (young girls) we arrived at 10am, the judge was late due to another case took longer than expected, and our case finished at 1 oclock! Not the 10mins they told us then. there was a tremendous amount of legal jargon, the judge explained the impending OFT case to us in full! we each had our turn to speak and to be fair the judge seemed to be symathetic, the banks solicitors had their turn, and this time (just our luck) made a meal of it, finally the judge summed up and made his decision, we already knew that because he told us at the start! we had all asked for the conditions in the alternative to be adhered to, but he refused that as well.

 

tell you a bit more later. val

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