novice computer user v barclays.*WON DEFENCE THOWN OUT*

[tezl]

bit rough then?,rotten sleep paterns dont help.

tez

[saintly_1]

The males of the house saw fit to share all their germs with me leaving me feeling rough ...... but ofcourse i cant feel half as bad as they did

[tezl]

cant understand why edit didnt work.

kept deleting,

the pic would dissapear

the page would flash and there was thread with post still on it.

and my new bank want me to do online banking.

i would be broke or done for fraud after first try.

[tezl]

The males of the house saw fit to share all their germs with me leaving me feeling rough ...... but ofcourse i cant feel half as bad as they did

god,

wait till you get proper man flu then.lol

tipical of us generous males

[saintly_1]

Acchhhhoooooooooo ....... .......

[tezl]

i dont want it lol

[smutley]

pmsl... please excuse the pun... was on the phone but saw goings on, loved that barclays one tezl... shame it was to near the mark! Man flu... whats that... oh, i know, a mere sneeeze!! The saint has a real cold... and still battling on!

[tezl]

god,

is this in a girls corriculume at school lol

[saintly_1]

Well this lil lady has had enough of the day ..... heading to bed ready to face all the little darlings tomorrow ...... I just hope they are a bit quieter tomorrow that they were today

[tezl]

before you go have confession,

you must know theres not cat in hells chance of me designing that pic.

it was one of my brood.

but i did post it.

bed with clear sole.

tez

[saintly_1]

They gave us all a laugh tez

 

and nearly killed me off in the process lol

[tezl]

job done then.

[saintly_1]

You mean you want me killed off !!!!!!!!!!!

[tezl]

new you would think of it that way,

instead of it bringing a ray of sunshine into a poorly sole.lol

hope you feel better tomorow.

[olden]

Hope you feel better soon saintly, we need you on top form!!, my daughter number 2 is a teacher

[tonycee]

You mean you want me killed off !!!!!!!!!!!

 

Am i in the will ?

[saintly_1]

Am i in the will ?

 

 

You will get a proportion of my debts ;-)

[tezl]

leave me out thanks

[smutley]

did you use the free willing making service from your Barclays additions account?

[tezl]

did you use the free willing making service from your Barclays additions account?

 

hi smut,

no i didnt,

i take it you have.

i dont know how you stand if you have used part of additions.

dont know how i stand yet.

my argument is i never used service,because i didnt sign for it and did not know i had it.

as per whistleblower program.

tez

[olden]

HI, I am in the same boat, but what I want to know is because I accepted to change to additions, over the phone, due to the lower interest payable on the first amount into the overdraft and scale for rest, is that considered to be use of ? if it is and can't claim, then think I will get the free will?

[slick132]

Olden,

 

If you opted or agreed verbally or in writing to change to additions, you have agreed to Additions.

 

You can opt out at any time but check what the consequences of that may be first.

 

If you think you were mislead into taking Additions, or if bank changed your a/c to Add'ns without your consent, these would be different matters.

 

Maybe treat yourself to a free Will but don't let bank be Executor!!!Lol

 

Slick

[tezl]

hi,olden,

i could not tell you what intersest i am paying on overdraft,before, now,or after,or if theres a scale.

ignorante i know but thats the lazxidazicle way i previously run my bs account wrong i know.

i am nearly there re,stopping all direct debits and having bills sent to me.

d,d,s were main reason for charges.

i think the interest scale maybe their only argument,its the only proof they have of use of additions.

this is maybe why they offer percentage back.

but i will say i never understood interest scale and as i was never exsplained this or asked for additions.

i thought that when these finance companies sell products they should advise you to talk to a financial advisor.

tez

[olden]

Hi tez and slick, yes I think that I will have to forget claiming back additions, as the lowered interest rate has been used, so I (and OH) may do the free will, don't worry, we got as far as a draft will about 15 years ago, and took advice then on the most important issue, that is to change our house ownership from MR& MRS to half in Mr and half in Mrs, also our three children as executors, (no arguments!!!)

[smutley]

Ive got a feeling that if you cancelled the addtions account it would give b's reason to cancel the overdraft facility. So perhaps I will make use of all those 'free' things before its too late! (ie the will making service!)