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    • The lawsuits allege the companies preyed upon "vulnerable" young men like the 18-year-old Uvalde gunman.View the full article
    • Hi, despite saying you would post it up we have not seen the WS or EVRis WS. Please can you post them up.
    • Hi, Sorry its taken me so long to get round to this, i've been pretty busy today. Anyway, just a couple of things based on your observations.   Evri have not seen/read my WS (sent by post and by email) as they would have recognised the claim value is over £1000 as it includes court fees, trial fees, postage costs and interests, and there is a complete breakdown of the different costs and evidence. I'd say theres a 1% chance they read it , but in any case it won't change what they write. They refer to the claim amount that you claimed in your claim form originally, which will likely be in the same as the defence. They use a simple standard copy and paste format for WX and I've never seen it include any amount other than on the claim form but this is immaterial because it makes no difference to whether evri be liable and if so to what value which is the matter in dispute. However, I have a thinking that EVRi staff are under lots of pressure, they seem to be working up to and beyond 7pm even on fridays, and this is quite unusual so they likely save time by just copying and pasting certain lines of their defence to form their WX.   Evri accepts the parcel is lost after it entered their delivery network - again, this is in my WS and is not an issue in dispute. This is just one of their copy paste lines that they always use.   Evri mentions the £25 and £4.82 paid by Packlink - Again, had they read the WS, they would have realised this is not an issue in dispute. They probably haven't read your WS but did you account for this in your claim form?   Furthermore to the eBay Powered By Packlink T&Cs that Evri is referring to, Clauses 3b and c of the T&Cs states:  (b)   Packlink is a package dispatch search engine that acts as an intermediary between its Users and Transport Agencies. Through the Website, Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line. (c)  Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency This supports the view that once a user (i.e, myself) selects a transport agency (i.e Evri) that best suits the user's needs, the user (i.e, myself) enters into a contract with the chosen transport agency (i.e, myself). Therefore, under the T&Cs, there is a contract between myself and Evri.   This is correct but you have gone into this claim as trying to claim as a third party. I would say that you need to pick which fight you wan't to make. Either you pick the fight that you contracted directly with EVRi therefore you can apply the CRA OR you pick the fight that you are claiming as a third party contract to a contract between packlink and EVRi. Personally, I would go with the argument that you contracted directly with evri because the terms and conditions are pretty clear that the contract is formed with EVRi and so if the judge accepts this you are just applying your CR under CRA 2015, of which there has only been 2 judges I have seen who have failed to accept the argument of the CRA.   Evri cites their pre-existing agreement with Packlink and that I cannot enforce 3rd party rights under the 1999 Act. Evri has not provided a copy of this contract, and furthermore, my point above explains that the T&Cs clearly explains I have entered into a contract when i chose Evri to deliver my parcel.    This is fine, but again I would say that you should focus on claiming under the contract you have with EVRi as you entered into a direct contract with them according to packlink, as this gives less opportunites for the judge to get things wrong, also I think this is a much better legal position because you can apply your CR to it, if you dealt with a third party claim you would likely need to rely on business contract rights.   As explained in my WS, i am the non-gratuitous beneficiary as my payment for Evri's delivery service through Packlink is the sole reason for the principal contract coming into existence. I wouldn't focus this as your argument. I did think about this earlier and I think the sole focus of your claim should be that you contracted with evri and any term within their T&Cs that limits their liability is a breach of CRA. If you try to argue that the payment to packlink is the sole reason for the contract coming in between EVRI and packlink then you are essentially going against yourself since on one hand you are (And should be) arguing that you contracted directly with EVRi, but on the other hand by arguing about funding the contract between packlink and evri you are then saying that the contract is between packlink and evri not you and evri.  I think you should focus your argument that the contract is between you and evri as the packlink T&C's say.   Clearly Evri have not read by WS as the above is all clearly explained in there.   I doubt they have too, but I think their witness statement more than anything is an attempt to sort of confuse things. They reference various parts of the T&Cs within their WS and I've left some more general points on their WS below although I do think  point 3b as you have mentioned is very important because it says "Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line." which I would argue means that you contract directly with the agency. For points 9 and 10 focus on term 3c of the contract  points 15-18 are the same as points 18-21 of the defence if you look at it (as i said above its just a copy paste exercise) point 21 term 3c again point 23 is interesting - it says they are responsible for organising it but doesnt say anything about a contract  More generally for 24-29 it seems they are essentially saying you agreed to packlinks terms which means you can't have a contract with EVRI. This isnt true, you have simply agreed to the terms that expressly say your contract is formed with the ttransport agency (EVRi). They also reference that packlinks obligations are £25 but again this doesn't limit evris obligations, there is nothing that says that the transport agency isnt liable for more, it just says that packlinks limitation is set. for what its worth point 31 has no applicability because the contract hasn't been produced.   but overall I think its most important to focus on terms 3b and 3c of the contract and apply your rights as a consumer and not as a third party and use the third party as a backup   
    • Ms Vennells gave testimony over three days, watched by those affected by the Post Office scandal.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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HSBC court hearing, claiming Contractual Interest -*** WON ***


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CM, don't mention my name to Kel! She doesn't like me anymore!:(

 

Its ok FL i told her your name was pete,

think we got away with it as well, i mean her being an Essex girl and all that, she'll never know, poor girl in all the excitement of winning :D

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GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Well this deserves a great big PHEW!!!!! in that case!

 

 

Pheew

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Hey your post have changed to Won already

Whoooopppeeeee

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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i'm not a essex girl!!!!!!!!

 

nor am i over 80 years old!!!!!!

 

i do have to say i was very lucky on this one, next time i will make sure ewverything it more watertight..... with you guys for help!!!! who can lose????

 

I'm off to australia with my winnings!!!! wahoo!!!! going to swim with some actually sharks now instead of HSBC!!!

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i'm not a essex girl!!!!!!!!

 

nor am i over 80 years old!!!!!!

 

i do have to say i was very lucky on this one, next time i will make sure ewverything it more watertight..... with you guys for help!!!! who can lose????

 

I'm off to australia with my winnings!!!! wahoo!!!! going to swim with some actually sharks now instead of HSBC!!!

 

Enjoy it kelly you deserve it

 

CM

 

Ladies & Gentlemen,we have

 

A winner

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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lol... with the actual letter in my hand... mmm i think they might have there calculations wrong.....

 

keep posted.... just going to double check everything.....

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6 years..... write how do they figure that out.. is it every thing from 2001 or from the date you started claiming the money back... so in my case feb 2001???

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guys, firstly, after sitting here and cross referencing the statements, spreadsheets etc... seems they've made a few mistakes. + added a few that i wasn't claiming, so checked my statements and found a few recent ones that i could add on to this claim??? so now the original £2795.83 has a increase of £154.76 which i have double checked and made sure its all correct. with the 3 other additional charges i've had, the total is now £3080.91, which includes the £220 court fees, which they have already aggreed to pay. only thing which varies is there interest calculations, they run theres on 25/06/2007 mine where done on the 20/03/2007. so i've amended mine to their calculation date, still differs though....

 

would you say i would be OK to send a mail/letter to them pointing out the mistakes and saying that i would be willing to offer in full and final settlement the £3081.91???/

 

Let me know.... this is nothing apart from what i am owed the the 8% stat interest....

 

 

Help guys....

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guys, firstly, after sitting here and cross referencing the statements, spreadsheets etc... seems they've made a few mistakes. + added a few that i wasn't claiming, so checked my statements and found a few recent ones that i could add on to this claim??? so now the original £2795.83 has a increase of £154.76 which i have double checked and made sure its all correct. with the 3 other additional charges i've had, the total is now £3080.91, which includes the £220 court fees, which they have already aggreed to pay. only thing which varies is there interest calculations, they run theres on 25/06/2007 mine where done on the 20/03/2007. so i've amended mine to their calculation date, still differs though....

 

would you say i would be OK to send a mail/letter to them pointing out the mistakes and saying that i would be willing to offer in full and final settlement the £3081.91???/

 

Let me know.... this is nothing apart from what i am owed the the 8% stat interest....

 

 

Help guys....

 

Hi Kel,

 

What about the AQ fee £100 ( unless you have already included it in your calculations).

 

congratualations and well done.

Told you they would settle....

DS

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right, sent these off to D&G, see what comes back tomorrow i guess..

 

Dear Rachel,

 

Many thanks for you letter dated 25th June 2007 with the offer of £2795.82 in full and final settlement of my claim against HSBC and its bank charges.

 

Whilst reading the letter, i decided to make sure and double check all the charges against the statements and spreadsheets and came across a few errors. I've attached a spreadsheet with all the information that came with your letter and have cross reference then against my court bundle which you should have received on Friday last week.

 

 

 

The first two on the statement have not been included in your spreadsheet? Are these within the 6 years? Jan 2001..?

 

The charges highlighted in red, are ones that have been missed of your letter, so i've also given you the page number to which the statement confirms a charge was made, or in the case of the last two in October 2006, 2 charges where taken from the account and only 1 refunded, so my claim for the one bank charge would still be correct i believe.

 

The charge highlighted in yellow, was a bank charge that was taken, but i had not included in the spreadsheet as it was after the claim had began, and seeing that you've included it, the charges in mauve are the newest ones that have come out of my account.

 

 

 

With this in mind, I would be willing to accept the offer off £3080.91 in full and final settlement only for this claim of bank charges made on my account between 02/01/2001 and 01/06/2007.

 

I accept this offer without prejudice and I reserve the right to make any further claims should you apply future charges that may be considered unlawful under common law or in violation of the Unfair Terms in Consumer Contracts Regulations 1999 or Unfair Contract Terms Act 1977.

 

I will be willing to withdraw my claim upon receipt of unconditional full settlement of my claim, once the money has been deposited into my account, I will inform Harlow Court that the matter has now been resolved.

 

I am also not prepared to agree to any confidentially clauses you try to impose.

 

I hope that this now concludes this matter, if not please call me on 0*** ******* to discuss, so that we can settle this in a timely manner before the court hearing. To confirm your acceptance to this mail, please mail me and confirm that a new settlement letter is either being posted out to me or that this e-mail is sufficient to confirm that this matter will be dealt with.

 

Yours Sincerely

 

 

 

 

 

ME

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the AQ fee is already included in D&G's full and final settlement, so they've already said they will pay it...

 

So you think i will be ok in getting the extra owed then?

 

Yes I do think you will get paid in full, becase they always do, and yes I think tou should go for WASTED TIME COSTS, as they had no intentions of going to court as they never prepared their bundle. They tried that same trick on me and then at the last minute caved in and they paid the lot. They told me they would go to court but us it was uneconomic because of costs etc.

 

Your letter looks fine to me and you should have your settlement very soon. Just in time for a nice holiday!!

DS

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how would the wasted costs go? looking at other thread quicky this morning, as it never went to court, can i still ask for them? it seems £9.25p/h is the normal rate, so thats fine, i'd reccon about 20 hours to get all the information together... then postgage, ink, paper... so about £230.... when would i need to start trying to claim these back.... ?

 

can someone let me know

 

cheers

 

 

K

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Wahoo!!!!

 

Just Got A Call And They've Agreed The New Figure And The Money Is Being Transfered Into The Account In The Next Few Days!!!!!

 

Hey i hope you left some in the pot for me, I mean like fancy going back for seconds when some of us havent had firsts.:D

Well done kelly

Enjoy

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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