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    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Can a PPC (claimant) refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
    • S13 (2)The creditor may not exercise the right under paragraph 4 to recover from the keeper any unpaid parking charges specified in the notice to keeper if, within the period of 28 days beginning with the day after that on which that notice was given, the creditor is given— (a)a statement signed by or on behalf of the vehicle-hire firm to the effect that at the material time the vehicle was hired to a named person under a hire agreement; (b)a copy of the hire agreement; and (c)a copy of a statement of liability signed by the hirer under that hire agreement. As  Arval has complied with the above they cannot be pursued by EC----- ------------------------------------------------------------------------------------------------------------------------------------------------------------------- S14 [1]   the creditor may recover those charges (so far as they remain unpaid) from the hirer. (2)The conditions are that— (a)the creditor has within the relevant period given the hirer a notice in accordance with sub-paragraph (5) (a “notice to hirer”), together with a copy of the documents mentioned in paragraph 13(2) and the notice to keeper; (b)a period of 21 days beginning with the day on which the notice to hirer was given has elapsed;  As ECP did not send copies of the documents to your company and they have given 28 days instead of 21 days they have failed to comply with  the Act so you and your Company are absolved from paying. That is not to say that they won't continue asking to be paid as they do not have the faintest idea how PoFA works. 
    • Euro have got a lot wrong and have failed to comply with the Protection of Freedoms Act 2012 Schedule 4.  According to Section 13 after ECP have written to Arval they should then send a NTH to the Hirer  which they have done.This eliminates Arval from any further pursuit by ECP. When they wrote to your company they should have sent copies of everything that they asked Arval for. This is to prove that your company agree what happened on the day of the breach. If ECP then comply with the Act they are allowed to pursue the hirer. If they fail, to comply they cannot make the hirer pay. They can pursue until they are blue in the face but the Hirer is not lawfully required to pay them and if it went to Court ECP would lose. Your company could say who was driving but the only person that can be pursued is the Hirer, there does not appear to be an extension for a driver to be pursued. Even if there was, because ECP have failed miserably to comply with the Act  they still have no chance of winning in Court. Here are the relevant Hire sections from the Act below.
    • Thank-you FTMDave for your feedback. May I take this opportunity to say that after reading numerous threads to which you are a contributor, I have great admiration for you. You really do go above and beyond in your efforts to help other people. The time you put in to help, in particular with witness statements is incredible. I am also impressed by the way in which you will defer to others with more experience should there be a particular point that you are not 100% clear on and return with answers or advice that you have sought. I wish I had the ability to help others as you do. There is another forum expert that I must also thank for his time and patience answering my questions and allowing me to come to a “penny drops” moment on one particular issue. I believe he has helped me immensely to understand and to strengthen my own case. I shall not mention who it is here at the moment just in case he would rather I didn't but I greatly appreciate the time he took working through that issue with me. I spent 20+ years of working in an industry that rules and regulations had to be strictly adhered to, indeed, exams had to be taken in order that one had to become qualified in those rules and regulations in order to carry out the duties of the post. In a way, such things as PoFA 2012 are rules and regulations that are not completely alien to me. It has been very enjoyable for me to learn these regulations and the law surrounding them. I wish I had found this forum years ago. I admit that perhaps I had been too keen to express my opinions given that I am still in the learning process. After a suitable period in this industry I became Qualified to teach the rules and regulations and I always said to those I taught that there is no such thing as a stupid question. If opinions, theories and observations are put forward, discussion can take place and as long as the result is that the student is able to clearly see where they went wrong and got to that moment where the penny drops then that is a valuable learning experience. No matter how experienced one is, there is always something to learn and if I did not know the answer to a question, I would say, I don't know the answer to that question but I will go and find out what the answer is. In any posts I have made, I have stated, “unless I am wrong” or “as far as I can see” awaiting a response telling me what I got wrong, if it was wrong. If I am wrong I am only too happy to admit it and take it as a valuable learning experience. I take the point that perhaps I should not post on other peoples threads and I shall refrain from doing so going forward. 🤐 As alluded to, circumstances can change, FTMDave made the following point that it had been boasted that no Caggers, over two years, who had sent a PPC the wrong registration snotty letter, had even been taken to court, let alone lost a court hearing .... but now they have. I too used the word "seemed" because it is true, we haven't had all the details. After perusing this forum I believe certain advice changed here after the Beavis case, I could be wrong but that is what I seem to remember reading. Could it be that after winning the above case in question, a claimant could refer back to this case and claim that a defendant had not made use of the appeal process, therefore allowing the claimant to win? Again, in this instance only, I do not know what is to be gained by not making an appeal or concealing the identity of the driver, especially if it is later admitted that the defendant was the driver and was the one to input the incorrect VRN in error. So far no one has educated me as to the reason why. But, of course, when making an appeal, it should be worded carefully so that an error in the appeal process cannot be referred back to. I thought long and hard about whether or not to post here but I wanted to bring up this point for discussion. Yes, I admit I have limited knowledge, but does that mean I should have kept silent? After I posted that I moved away from this forum slightly to find other avenues to increase my knowledge. I bought a law book and am now following certain lawyers on Youtube in the hope of arming myself with enough ammunition to use in my own case. In one video titled “7 Reasons You Will LOSE Your Court Case (and how to avoid them)” by Black Belt Barrister I believe he makes my point by saying the following, and I quote: “If you ignore the complaint in the first instance and it does eventually end up in court then it's going to look bad that you didn't co-operate in the first place. The court is not going to look kindly on you simply ignoring the company and not, let's say, availing yourself of any kind of appeal opportunities, particularly if we are talking about parking charge notices and things like that.” This point makes me think that, it is not such a bizarre judgement in the end. Only in the case of having proof of payment and inputting an incorrect VRN .... could it be worthwhile making a carefully worded appeal in the first instance? .... If the appeal fails, depending on the reason, surely this could only help if it went to court? As always, any feedback gratefully received.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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HDR - v - HSBC


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Good morning all...:)

I started my claim in November 2006, called into my local branch and requested statements...after 7 further visits (each time I was told 'they're (a) on their way, (b) being dealt with...etc) finally got statements in late March 2007! :evil: (Had to sit in bank and say 'not going till you give me...)!However sent 1st letter 4/4/2007, reply by HSBC 15/4/2007 'looking into this...8 weeks etc...' I IMMEDIATELY (16/4/2007) sent second letter, (both included copy schedule of charges, £3700 total) letter included an offer to settle @ £3000.00.(Within 14 days of letter date) Even went into local branch on last day and they faxed Head Office, but no reaction by HSBC! Filed MCOL on 1/5/2007, proceedings acknowledged by HSBC sols on 3/5/2007 (note Court say 'deemed served on 6/5/2007') nothing heard as of today. 28 days from date of service expires 3/6/2007 (Sunday). Trial bundle (3 copies - including T&C from 2003) prepared and ready for service on HSBC and Court. Possible Judgement by Default...watch this space!!

 

Unbelievable the poor approach by HSBC....their staff often said 'we can't cope'...need I say more.

Best wishes to you all...apologies for long post!

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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Hi and good luck. You seem to have it all sorted. Don't forget you don't have to get your court bundle in until 14 days before your court date. It will cost you a fortune so don't send the bundles until you have to. You should getan offer before then.

Start sending nudge letters to dg together with a copy of your breakdown of charges. Also send 2 copys of your schedule to your local court and ask them to be included with your claim.

Dg will put in a defence at the last minute and even if they miss the deadline the courts seem to give them more time. Once they defend your case will be transfered to your local court.

There are loads of brilliant threads on this site that will tell you in more detail what should happen next. Just shout if you need help and you will get help.

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Thanks for the info...all help VERY gratefully received.:)

 

It seems they have till the end of today (It's Friday)....If they do put in a defence at the last minute, :evil: I shall have the option of asking for it to be struck out as an 'abuse of process'.

I will however be applying immediately Monday morning at 9.30 (when the Court opens) for ('Judgement by default') if they don't.:lol:

 

LET'S KEEP 'DOING IT TO THEM - THEY'VE ALREADY DONE IT TO US!!!

 

BEST WISHES TO EVERYONE.:)

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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Further info...unable to access MCOL up until about 10 mins ago :mad: (10.30 a.m. 1/6/2007) and guess what? Defence filed! :mad: Late or what?

We'll see what happens next.....

 

GOOD LUCK TO EVERYONE....KEEP GOING.....YOU KNOW IT MAKES SENSE!!

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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  • 4 weeks later...

Just an update....transferred to Eastbourne :) County Court, no AQ :-D and hearing date 20/8/2007...watch this space, as Trial Bundle being sent next week! 8)

Keep going.... don't let ANYTHING stop you....you know it makes sense!

BEST WISHES TO ALL OF YOU..........

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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  • 2 weeks later...

TRIAL BUNDLE SENT TO DG - UPDATE FOR ALL.....On Tuesday 3rd July 2007, I sent my trial bundle prepared with the wonderful assistance of everyone here (many thanks :) ) to DG Solicitors by Special Delivery at the Post Office. It cost £7.50 but guaranteed delivery by 9 a.m. Wednesday 4th July!!! (A good day in the USA! - might be the same at DG!!)

 

Also at the same time went to Eastbourne County Court and filed my copy trial bundle for the Judge and paid the Allocation fee of £100.00, even though the AQ had been dispensed with. NOW WAITING.......?

 

BEST WISHES TO EVERYONE HERE - AND ESPECIALLY NOW TO YORKSHIRE CUSTOMERS..:( ...REMEMBER IT'S YOUR MONEY SO KEEP KNOCKING ON THEIR DOOR!...and 'Let's be careful out there!' :D

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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UPDATE - FURTHER TO LAST POST : NOTHING HEARD FROM DG AFTER 7 DAYS. ORDER FROM JUDGE WAS TO EXCHANGE TRIAL BUNDLES 'NO LESS THAN 21 DAYS BEFORE TRIAL DATE' (20/8/2007)...DG'S LAST DATE TO FILE IS 30/7/2007!

 

I'LL KEEP YOU ALL POSTED - I'M CLAIMING JUST UNDER £4,000, AND HAVE JUST ISSUED CLAIM NUMBER 2 AGAINST HSBC! (ON NO 2 A/C)

 

BEST WISHES TO ALL AND REMEMBER IT'S YOUR MONEY YOUR AFTER!!;)

______________________________________________________

TO DATE:

 

AMEX CLAIMED : £277.91, THEY PAID £143.01 AS 'GOODWILL GESTURE', SO I FILED MCOL THEN AMEX ACKNOWLEDGED SERVICE AND OFFERED BALANCE OF CLAIM INCLUDING INTEREST AND COSTS OF £30.00. THEY SENT TWO COPIES OF A 'NOTICE OF DISCONTINUANCE' (FORM WHICH BASICALLY SAYS YOU ARE CEASING THE ACTION AGAINST THE DEFENDANT) WHICH THEY WANTED ME TO FILE BEFORE THEY PAID OUT. MY RESPONSE WAS PAY OUT FIRST THEN I'LL FILE! AS AT 11/7/2007 STILL WAITING....BEWARE OF THIS FORM - DO NOT COMPLETE IT UNTIL YOU HAVE BANKED THE CHEQUE AND IT HAS BEEN PAID!!!:cool:

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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sounds to me like u got it all sorted out - keep going buddy :)

DCA's - they have the same power as an infinite number of untrained chimps working on a script for Hamlet, but the chimps would probably at least get it right :D

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Thanks Rayne....all support is much appreciated - this has been a very difficult time for me -personal problems (DIVORCE! :) ) and the sudden accidental death of a much loved West Highland Terrier :Cry: has made the past months very stressful - BUT I take great comfort in knowing that we are all together in this struggle, so to everyone out there a great big :

 

THANK YOU FOR ALL YOUR HELP, I COULDN'T HAVE GOT THIS FAR WITHOUT YOU - WE MUST KEEP GOING (AND REMEMBER LET'S BE CAREFUL OUT THERE!) :smile:

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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Good to see you're full of fighting spirit Dougal! I'm subscribing to this thread so I can watch your case unfold. I'm particularly interested in the n244 action you propose to take! Consider my breath baited.....

 

a happy thought thinking

 

r-t-v

25/01/07 Statements collected online

27/01/07 Prelim sent

09/02/07 Thank you letter received (and duly ignored)

12/02/07 LBA on its way

27/02/07 MCOL filed

26/03/07 Defence entered

02/04/07 Notice of transfer paperwork received

10/04/07 Lattie's hastner sent

19/04/07 AQ arrived (never mind lattie!)

20/04/07 Last Chance letter sent to DG, AQ filled out.

08/05/07 AQ returned to courts, cc'd to DG

11/06/07 Request for the defence to be struck out sent after not hearing from the court for 5 long weeks.

14/06/07 Directions hearing set for the end of August. 10 long weeks away.

14/06/07 rob-the-viking waits yet longer......

23/08/07 DG apply for a stay, instantly granted by judge.

29/08/07 The waiting begins again, 7 months since prelim was sent.

 

"If you kick a Tiger in the ass, you'd better have a plan to deal with it's teeth!!"

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  • 1 month later...

REMOVAL OF STAY : FURTHER UPDATE - BOTH CASES WERE STAYED BY THE DISTRICT JUDGE - I HAVE APPLICATION IN FOR STAY TO BE REMOVED ON BOTH - BEING HEARD AT EASTBOURNE COUNTY COURT ON MONDAY 20TH AUGUST 2007 AT 10.00 A.M. 30 MINUTES ALLOWED!! WATCH THIS SPACE....!!!:cool: GOOD LUCK TO EVERYONE..KEEP GOING - YOU KNOW IT MAKES SENSE! THIS IS MY ORIGINAL DATE FOR THE HEARING THAT THE JUDGE STAYED!!

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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Thanks Duchess,

I couldn't have done it without you (all of you..the help and advice on this site is invaluable!):)

Remember - 'Let's be careful out there!'

Best wishes to everyone.:cool:

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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Thanks Jowalshy,

I couldn't have done it without you (all of you..the help and advice on this site is invaluable!):-)

 

Remember - 'Let's be careful out there!'

Best wishes to everyone.:cool:

I wonder if HSBC will turn up.....????:rolleyes:

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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Hi there ! I only just found your posts, but I too am at Eastbourne County court on 20th V Barclays.....They havent entered a request for a stay so the court says it will go ahead. I have however, sent in a letter opposing any application from them, but my guess is they will turn up and apply there and then! Fingers crossed for us both!

 

MSS

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Just a thought for all appearing in court, If the banks solicitors show up and start producing things you have never seen before, like Paul Daniels on a good day ask the judge to adjourn the case for a week to allow you to consider the new material and come back here and post what they are doing/asking for.

 

If your case does get stayed ask the judge to make it a condition of the stay that all further charges to your account are also suspended until the lawfulness of those charges is established by the OFT test case.

 

pete

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Thanks to Jailbird and Castlebest and everyone else out there - what a great team you are, I hope I'll be considered good enough at least as a reserve!!!:)

Best wishes to everyone as ever...

'illegitimus non tatum carborundum'.:cool:

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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Thanks freakyleaky - and all of you. I have just (10) minutes ago been in front of Deputy District Judge Parkes, she listenend to my pleadings which were taken from this site - Thanks for that - about a stay contradicting my human rights and was about to allow the stay to remain....HSBC sent a Barrister (£500.00 an hour???!!!), BUT this lady barrister was not instructed by DG, she was instructed by another firm of Solicitors!! This barrister tried to argue that mine was the only case which was asking for a stay to be lifted and that in every other case a stay was being kept. I said this was not the case, and quoted details from this site. I then told the Judge EXACTLYwhat had happened since the beginning of this claim - took 7 visits and over six months to get my statements - no response from HSBC to LBA, sent 4 letters to DG over 2 months - no response to those, not even acknowledgement! Told how I filed my Trial Bundle on 3/7/07 and DG had until 30/7/07, but had not filed. Also said nothing heard from DG at all as at today's date. Barrister embarrassed and said 'would seek instructions' offered to speak to her clients for me - I declined. Barrister said "DG did not file bundle because of the OFT ruling", I replied " That ruling went public on 27/08/07, which was a Friday, the last date for DG to file was that day because their time limit expired on 30/8/2007 the following Monday, therefore it was clear they were abusing the system and had no intention of defending", Judge was not pleased and proceeded to tell Barrister to speak to her clients in this regard. I also added that I am being taken to Court for repossession of my property by GE Money on 13th September 2007, following a long and acrimonious divorce, I receive Incapacity benefit, Industrial injuries benefit and am registered disabled. I told the Judge if HSBC had paid when I first requested them to do so, I would have been up to date on my mortgage. I showed the Judge written proof of all of this. Judge then said " I am going to the lift the stay in view of the hardship that has been caused by the defendants lack of action.I am setting the matter down for Final Hearing on 6th September 2007 time estimate one and a half hours". I thanked the Judge...Barrister not happy bunny.!....then left for some fresh air.

There is Justice after all - let's not be beaten by these bullies. It is our right to fair and proper treatment from everyone, provided we return that to those we encounter.

SINCERE THANKS TO ALL ON THIS SITE - GREETINGS TO THOSE WHO WERE THERE - AND REMEMBER 'IT'S OUR MONEY WE'RE AFTER!!

KIND REGARDS TO EVERYONE.:)

 

Watch this space..........:cool:

Can someone bump this up to one of the Mods please...I don't know how to.....

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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Nice work, you did very well, I have only seen a stay effectively removed a couple of times.

 

Was this hearing in Eastbourne?

 

I presume they will settle prior the 6 Sept now.

If I have been helpful please click on my star and add a comment.

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