pocs

[tudormikey]

Hi everyone

Have just recieved letter from Halifax saying sorry i'm unhappy etc, etc, then saying I am sorry to advise you I am declining your complaint.

I have got claim forms from County court, but need help with poc i think iv'e looked at too many bank charge sites and am now not sure which one to use. Help please

Tudormikey

[enaid]

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

[sea-sidelady]

If you need any help filling it in just ask...

[tudormikey]

thanks Sea-SideLady

I will fill it in and make three copies, do I need to take anthing else when I file my Claim at the court.

Also what type of documents will I need to argue my case in court ie; case law etc.

Tudormikey

[sea-sidelady]

All you need to take is

 

3 N1 forms,

3 Pocs,

3 spread sheets including interest,

Fee or exempt proof.

 

Dont forget to add your SAR Fee.

[suze1]

Good luck tudormikey.

 

Let me know how you get on printing your spreadsheet, I am having trouble and don't know if I need to change my printer settings. Would it be ok to type out the information and use that instead of a proper spreadsheet?

 

Watching your thread, cos I will be filing next week (just need help with the printing of s/s!)

 

Suze;)

[tudormikey]

Thanks once again Sea-Sidelady another question on the template under value it has;

Charges £xxx I will put down exact ammount halifax has taken, ok

Overdraft interest£xxx ? is this the ammount of interest taken from spreadsheet?

Interest under s.69 County Court Act 1984 £xxx how do I work this out.

[sea-sidelady]

Bank Charges £ xxxxxxxx

Overdraft interest (only if claiming this.. otherwise delete)

Sar Fee £xxx

s69 Interest (8% interest )

 

 

If you used the stread sheets the interst should work out automatically.

If not you can use this

 

http://www.consumeractiongroup.co.uk/chargeinterest.php

[tudormikey]

Thanks again now understand will let you know how I get on

[tudormikey]

Hi sea-sidelady

need your help again. just trying to fill my county court claim form on front page bottom under value I have typed

Charges. £1,726.00

Interest under s. 69 County Courts Act 1984. £293.73

Court Fee. £120.00

Total. £2,139.73

But I am stuck at the last bit

Plus interest pursant to s.69 County Courts Act 1984 from the date of issue to date of judgement/settlement at £xxxx (enter daily rate here)- (charges+od interest) x 0.00022=pence per day( Or at such a rate and for such periods as the court deems just). Can I leave out the daily rate that I haveput in bold as dont know how to apply it and just add the underlined words.

Done my poc just stuck on this I hope to take it to court Tuesday

thanks in anticipation

Tudormikey

[sea-sidelady]

Your daily rate is easy. Do you have an over draft?

 

If you do you add your charges + interest together. £2.019 and times it by 0.00022 =44p daily interst.

 

If you dont have an overdraft, then you times your charges £1,726 by 0.00022 =37p daily interest.

[tudormikey]

Thanks again

II hope to file my claim Tuesday will keep in touch and let you know my prgress. tudormikey

[moneyhelp]

Just checking in to watch your thread as I am soon to be at this stage

 

Good luck tudormikey

[tudormikey]

Hi moneyhelp

took claim to wigan county court yesterday will keep you posted on my progress.

thanks again sea-sidelady