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    • sorry but that letter needs to be much much better. you need to express that it was a stilly youthful mistake trying to be the big man and jumping the turnstile to look big infront of your peers. TfL prosecutors are on the email address on their first letter. get the court form sent back to the court , (but copy it first) stating you plead guilty and wish to attend to address the judge in person face to face to show your genuine remorse for your stupid youthful exuberance.      
    • I thought I should send the begging letter to the prosecutor. Does the hearing means the time I need to send back by? If so, it’s June 5  I plan to send the new begging letter as following, can I ask for some suggestions? Dear Investigator/Prosecutor,  Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.  I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.  I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.  Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.  I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.  I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.   Yours sincerely,
    • LoL Dx you crack me up. Thanks for the advice. I'll stay positive.
    • Utter Rubbish!! lowell dont write and beg for deals once they start court. as for your attitude, we'll thats nothing new for you.😎 you wont be quizzed, it's not like TV, simply refer to your defence/WS when answering anything the judge may ever ask. well it involves chickens. dx  
    • Thanks fk, I hope I don't have to face the court. Bless you for the reassurance. 
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lloyds - defence! - have i totally messed up!!!!!!!!!!!!!!!


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i sent usual letters to lloyds got 1 back stating t&c, ignored second, tryed offer letter and gave them 14 days to respond and put if have not heard from them by 30th April will commence court proceeding imm. Did not hear so went moneyclaim online route, paid £120 fee for court costs etc. it was served on them on the 5th May. I received a letter from lloyds dated 1st May but franked on the 5th May, stating they would pay me £750 for full & final settlement as a good will gesture, stating they have not done anything wrong, i tried to call but only got machine that i could not leave a message on as the mailbox was full (wonder why), customer services would not help as there was special team to deal with bank charges. When i checked my bank they had already put £750 goodwill gesture in without talking to me or me excepting this! i just checked my claim online and they have put in a defence, can anyone tell me do i need to inform court? i also never put account number on poc and only put

"bank charges, this is based on the unfair terms in consumer contracts regulations as i believe these default charges are unfair and not proportionate to there costs" i also never sent off schedule of charges to court, but sent them with all letter that i sent. have i totally messed up, can anyone advise what to do?, should i wait to hear from the court. At the moment i have received nothing, moneyclaim says it is being transferred to my local court. I no i am stupid and i did not read all info. before going ahead with my claim!!!!!!, any help would really be gratefully received!

 

been using money saving web site, that is good but this is great for info.

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Hi. You need to wait while you hear from the court then send them a copy of your schedule of charges to add to your file. As for not putting your account detais on your claim that may be more tricky. You may have to ammend the claim. You really need to wait and see what the LTSB defence says then post it here once you have it

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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