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    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
    • Thank you dx I'll get on with it  Much appreciated  H
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Lisa v Barclays - got a court date!!


lisajh29
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Got a court date through now for July!! Problem is its actually H account and I dont think he is v comfortable about going to court. I now feel bad for declining Barclays offer (which was about 75% of the claim). So what I wanted to know is how Barclays are playing it at the moment - are they settling before the court date or will we have to face them? Also, is it reasonable to contact them befroe our date and arrange a settlement?

Im happy to go to court and fight them tooth and nail but I now feel bad that I have pushed H into it.

 

Thanks

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Just sit it out until about a couple of weeks before court date and give Barclays a ring say something like 'Got a court date on .... and was just ringing to give you a last chance to settle before we meet at court.' Generally Barclays settle before. Make sure you get the full amountyou are asking for its your money they have plenty of their own!!!:wink: Easier said than done to tell someone not to worry, but if you follow the step by step instructions on there you shouldn't go far wrong:)

Good luck with convincing the hubby!!!! :D

Tori:)

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Got a court date through now for July!! Problem is its actually H account and I dont think he is v comfortable about going to court. I now feel bad for declining Barclays offer (which was about 75% of the claim). So what I wanted to know is how Barclays are playing it at the moment - are they settling before the court date or will we have to face them? Also, is it reasonable to contact them befroe our date and arrange a settlement?

Im happy to go to court and fight them tooth and nail but I now feel bad that I have pushed H into it.

 

Thanks

 

I think you could attend court as your hubbys representative, but i'm not 100% sure

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I got the letter yesterday stating that my court date is 19 July in Portsmouth and that the hearing will last no more than 20 minutes. Do you happen to know if it will just be us or will they see a load of others in the same boat too?

It also says the defendent has 28 days to supply a list of the charges. Nothin about what we have to do, supply or how to prepare. Can anyone please advise ?

 

Thanks

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l but I now feel bad that I have pushed H into it.

Okay, think of it this way, you can push him into letting you spend all that lovely money when you get it.

 

Ref your last post,, are you sure it says DEFENDANT to submit a list of charges???

The list of charges are yours..................??

Might be worth giving the court a call to clarify,

As suggested if you hear nowt from B's before the hearing, give em a call about two weeks before enquiring why you havent received their court bundle or are they willing to settle out of court.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Got a court date through now for July!! Problem is its actually H account and I dont think he is v comfortable about going to court. I now feel bad for declining Barclays offer (which was about 75% of the claim). So what I wanted to know is how Barclays are playing it at the moment - are they settling before the court date or will we have to face them? Also, is it reasonable to contact them befroe our date and arrange a settlement?

Im happy to go to court and fight them tooth and nail but I now feel bad that I have pushed H into it.

 

Thanks

just to let you know H does not have to go to court if that is what happens, i have asked the court and legal solicitors and both say you can have somone represent you providing you inform the court who you are and who you represent. I hope this helps :). julie

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Ref your last post,, are you sure it says DEFENDANT to submit a list of charges???

The list of charges are yours..................??

Might be worth giving the court a call to clarify

 

Hi, yes the letter says "The Defendent shall within 28 days of this order file and serve full details of the cost of each and every one of the charges levied"

 

Is this not the norm then? Should I give the court a call?

 

Thanks!!!

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This is not the norm. I think this is a new one. This is the more reason Barclays would want to settle before court because they do not want to disclose their actual cost for dealing with every breach of contract.

 

Its a matter of time. They will surely pay up and they will not submit the details to the court. That is commercial confidentiality! as they put it.

 

You will get your money before the end of 28 days from the date of the order.

 

You may give them a nudge with a phone call. Some members have got results from this Barclays number: 02071164523. Get your claim number in hand when you call.

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Hi there

sorry to hijack this thread but i hav rec'd court date todat too and am like a cat on a hot tin roof!!! my date is set for 31July, used new AQ but judge did not order my directions:mad: . should i call barclays to see if they want to settle, or should i wait????/

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Wait for a few days to allow Barclays receive their own court correspondence.

 

Make sure you have read the court letter correctly to know your next course of action.

 

Is this a preliminary or full hearing? Read information around.

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Hi Benny

Umm what I have received is titled as follows "Notice of Allocation to the Small Claims Track (Hearing) says

 

"District Judge Tetlow has considered the statements of case and allocation questionnaires filed and allocated the claim to the small claims track. The hearing of the claim will take place at 10am on the 31 July 2007 at Milton Keynes County Court and should take no longer than 1 hour 0 minutes. The court must be informed immediately if the case is settled by agreement before the hearing date"

 

Also says that several small claims are listed for 10.00 because many disputes are settled either before the hearing or very quickly on the day.

 

The orders attached state basically that each party needs to deliver to every other party and the court offices copies of all documents on which he needs to rely at the hearing.

 

No later than 14 days before the hearing

 

Original documents to be brought to the hearing.

 

Statements etc, etc, etc

 

OK should just take deep breath and not rush in like a bull in a china shop at this stage then....

 

Wait till end of next week???

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Since 31st July is still far away, I will suggest that you allow some days or up to a week for the bank to receive its own letter from the court.

 

Prepare your bundle for court and defendant. Before you send off your own bundle to court and defendant, contact the defendant for settlement to free the court system. In your call or letter state your claim amount again and request settlement within 14 days.

 

They may then settle at that stage before sending your bundle.

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Wait for a few days to allow Barclays receive their own court correspondence.

 

Make sure you have read the court letter correctly to know your next course of action.

 

Is this a preliminary or full hearing? Read information around.

 

Hi - thanks for the advice. The letter says "This matter be listed for further directions and preliminary hearing to consider further direction at Portsmouth Country Court....and should take no longer than 20 mins. If one party fails to attend the same without good reason, the Court may make a final order."

 

So, is this not the norm them - I'm a little bit worried if they have changed the process as I have always relied on other peoples experiences to get me through this. Do you think I should call the court and ask if this is an error or just sit tight?

 

Thanks!!!

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Hi yogachick,

 

I got exactly the same letter yesterday. My court date and time is the same as yours at Milton Keynes County Court. Judge asked for my bundle to be with court no later than 14 days before court date as well even though I used new AQ.

 

madhouse5:)

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  • 3 weeks later...

Bank: Barclays

Amount Reclaimed: £1800

Amount they paid: £1800

The story:

followed the steps in the article, they offered £1000 we rejected and logged a claim online. They acknowledged and defended so we got a court date through for July. However the judge asked the defendent to supply a list of the charges being claimed and justification for these one month prior to the court date - what a clever man!!! So, here we are 1 week before Barclays had to submit this info and they settled!! Just in time for our holidays - hurrah!!!!

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Congratulations!

 

I was reading your thread as my Nan has received a court date for Portsmouth today for 6th July and I wanted to know what to do next, I'm feeling a lot happier aout the situation now and hope that A&L offer before court.

[FONT=Comic Sans MS][SIZE=4][COLOR=magenta]C [COLOR=black]& [/COLOR][COLOR=blue]D :) [/COLOR][/COLOR][/SIZE][/FONT] [COLOR=black][FONT=Comic Sans MS][COLOR=mediumturquoise][B]HSBC[/B][COLOR=#000000]- Full settlement received & spent! £1,477.93 :-) [/COLOR][/COLOR][/FONT] [COLOR=mediumturquoise][FONT=Comic Sans MS][COLOR=mediumturquoise][B]HSBC claim 2![/B][/COLOR][COLOR=#000000] - Full settlement offer received 27/06 - £1,116 :) [/COLOR][/FONT] [FONT=Comic Sans MS][FONT=Comic Sans MS][COLOR=mediumturquoise][B]A&L[/B][/COLOR][COLOR=#000000] (for my Nan) - full settlement received on day of prelim hearing - approx £1500 :-)[/COLOR][/FONT] [FONT=Comic Sans MS][COLOR=mediumturquoise][B]Halifax[/B][/COLOR][COLOR=#000000] - (for a friend) - full settlement received 30/06 - £2576! :) [/COLOR][/FONT] [FONT=Comic Sans MS][COLOR=mediumturquoise][B]Barclays[/B][/COLOR][COLOR=#000000] - (for a friend) - Court forms were due to be submitted but he wants to wait for results of the court case with OFT[/COLOR][/FONT] [/FONT][/COLOR][/COLOR][FONT=Comic Sans MS][COLOR=#000000][B][COLOR=mediumturquoise]A&L[/COLOR][/B] - (for a friend) - court forms submitted - claim 'stayed' due to OFT case[/COLOR][/FONT]

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Congratulations!

 

I was reading your thread as my Nan has received a court date for Portsmouth today for 6th July and I wanted to know what to do next, I'm feeling a lot happier aout the situation now and hope that A&L offer before court.

:)hi give them a ring see what they say, good luck

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