Done. Rest In Peace Martin.

More example PATAS Case Number for Battersea Bridge Road / Westbridge Road yellow box junction: 210061382A And read the full story in Telegraph here: http://www.telegraph.co.uk/motoring/news/8068422/Yellow-box-camera-raises-1-million-a-year.html

More example cases won for Battersea Bridge Road / Westbridge Road yellow box junction: 2100439540 - Unforeseen obstruction 2100446400 - Multiple reasons for winning 2110069641 - Non compliant box 2110138201 - Non compliant box

http://www.paratusamc.co.uk/ Contact Us Should you like to write to us directly on matters regarding your loan, please use the following address for correspondence: Paratus AMC Limited PO BOX 4189 Bracknell RG42 9LY Tel: 0844 770 8030 Fax: 0844 770 8040 Should you like to write to us directly on general matters please use the following address for correspondence: Paratus AMC Limited No.5 Arlington Square Downshire Way Bracknell Berkshire RG12 1WA

The main part is the UTCCR 5(1) "A contractual term which has not been individually negotiated shall be regarded as unfair if, contrary to the requirement of good faith, it causes a significant imbalance in the parties' rights and obligations arising under the contract, to the detriment of the consumer." The supplier has failed to deal fairly and in utmost good faith. Schedule 2(1) .. (o) "obliging the consumer to fulfil all his obligations where the seller or supplier does not perform his;" This becomes relevant if the supplier treated you unfairly as it failed its own obligation of

The Unfair Terms in Consumer Contract Regulations 1999 (UTCCR) is always relevant for Credit Card transactions. Example reference: Schedule 2 (1) … (o) obliging the consumer to fulfil all his obligations where the seller or supplier does not perform his;

That piece of legislation is relevant to your argument. The unfair relationship concept originates from CCA 2006, which is an amendment to CCA 1974. Section 140A(1a-c) of CCA 1974 (as amended) gives description of unfair relationships. Section 140B(1) gives the court a wide power to intervene in the agreement. Section 140B(9) puts the burden of proof on the creditor to show the action they took was fair to the consumer. Also, Section 150 of Financial Services and Markets Act 2000 allows individual consumers to make claims for unfairness in FSA regulated agreements.

Read this note from Consumer Direct: Consumer Direct - Hire Purchase

If he/she was provided with goods and services for which he was allowed to pay in arrears, that means 'Hire Purchase'. 'Hire Purchase' credit/lending issues has been fully covered under CCA 1974 and as amended under CCA 2006.

CCA 2006 is an amendment to CCA 1974. The amended legislation now apply to both regulated and unregulated credit agreements. Lending is the same as credit transaction - such as credit card, overdrafts, loans, hire purchase, payday loan, etc. Also, for FSA regulated credit agreements, individuals can seek redress using Section 150 of the FSMA 2000 (Financial Services and Markets Act 2000 - Wikipedia, the free encyclopedia) if the firm breach the FSA rules e.g. FSA MCOB rules, FSA The Principles.

frazzledfrau, It is unfortunate that you accepted their 'no win, no fee' arrangement from the start. You could have been able to sort it out yourself using simple letter templates in this forum. I am not sure what else you can do to get out of their trap without paying their fee.

If the court refuse to write back to all parties highlighting the error, you will have to go through the route for Application Notice to set aside the judgement before 14 days. You will then state in the Application Notice that the claim has since been discontinued and the court has not updated its records.

Since the court agreed with you on telephone that it is their error, you should request that they write back to all parties highlighting the error.

If the money refunded to you earlier (£4091) was as a result of "goodwill gesture" and without accepting liability, Halifax will not go back on its goodwill gesture. The court should resolve their own mistake.

The grand old days. This is a good result. If it gets on Youtube, it will turn the heat on the banks. The press will take notice.