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    • Hi all!   Thank you in advance for any help you can give me!!    I parked up (at 18:08) in a rush, entered my Reg and paid for an hour of parking. At 18:20 I got a ticket for not paying for parking.    I've just looked at my receipt and noticed why ... I put "22" instead of "21"  when i put in my Reg. yes... what a stupid mistake.    I seem to remember there being a court case or a rule change about entering the wrong reg but the company wasn't at a loss because i had paid for the parking just technically for the wrong car. Am i making that up?    Any advice would be gratefully received, even some key points i have to hit when doing the appeal      
    • You haven't returned to the thread to give us your views, but a couple of other things strike me which you should consider: 1. You say that at no time was your father's licence revoked by the DVLA. It didn't have to be revoked. It expired in September and his "entitlement to drive" (of which the licence provides proof) expired along with it. He could only continue driving whilst his application was being processed by virtue of s88, and it seems clear to me (based on what you have said) that he was not able to take advantage of the benefits provided by that section. 2. The letter he received threatening to revoke his licence was probably a template letter sent when any medical issues are brought to the attention of the DVLA. But it is clear that beyond September until it was eventually renewed, your father had no valid licence to be revoked. I believe a "not guilty" plea in court will fail. The basic facts are that your father's licence expired in September, it was not renewed until February because the DVLA were looking into his medical declaration and he could not take advantage of s88. So in December he had no licence and no entitlement to drive under s88. The facts that he believed he was fit to drive and that his licence was eventually renewed may mitigate the offence but they do not provide a defence. I also asked whether he had received a summons (very unusual these days) or whether he had received a "Single Justice Procedure Notice". The way to proceed from here differs slightly depending on what he has received so if you let me know, I'll advise further.  
    • Well, what I've read from various sources suggest if a CCJ is 6 years old that if becomes pretty much ineffective for enforcement purposes in its original form.  And that if it's about to expire then the claimant needs to apply to the court to extend the original CCJ within the final year.  Even if they do apply for an extension within the 6 years they have to have a very strong argument for doing so such as the person being out of the country or could not be traced, basically show they were actively still perusing the debt I guess. Now if a claimant ever does apply within the 6 years to extend the CCJ, would the person named on if be notified by the court that such an application has been made?.  In my case I've heard nothing from the court so assume no such application has been made.  The original CCJ in my own case is now a year beyond the 6 years of issue so must now make things even less likely again. So whilst the CCJ exists that they have not enforced it in that time must surely make it unlikely they can now take it back to court because as said it would be very rare for a judge to agree to such action now. That said, I guess they now can't use the CCJ to continue with any action for an attachment order to our mortgage either?
    • Donald Trump now banned from countries including Canada and UK as convicted felon WWW.INDEPENDENT.CO.UK There are 37 countries that bar felons from entering, even to visit.  
    • Well, they trashed their last election manifesto pledges, so nothing new really is it? They just find weasel words to try to claim they haven't actually failed if you just look at it just a little squinted and in this particular way  - and are stupid.
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hi need a little help as im new to this. Ive sent out all the normal letters even called the bank to give them one last chance but was basically told to do one!! now starting to do my mcol but struggling.

Do i need to some how attch a list of the charges with my mcol?

Does it matter if the mcol is just in my name but the account is in joint?

would be grateful for the advice

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sorry to be a pest to everyone but since finding this site a week ago ive realised what a fight the banks are putting up !! i suppose i thought it would just be a walk in the park anyway does it matter if the mcol is for a lower amount than originally asked for? The letters i sent to the bank were for £5530.00 not including interest which when added made it more than £6000.00 but as im a student nurse i can not afford to pay the 250.00 costs of a mcol but if i only claim 5000.00 the cost is120.00 which i am hoping to be able to pay by the end of the month. glad to hear so many people have won their cases and good luck to all those who are still trying!!!

would be so grateful for all and any advice :eek:

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Hi, Just read the post above, have you thought of breaking it up i.e... claim 2007- 2004 now then the rest at a later date? then you're not losing out?

Only problem is to cover yourself if you are claiming for a different amount i would suggest doing the lba again.

Its totally your decision but it gives you another few weeks and it covers you?

send the lba for half the amount now, give them 2 weeks before MCOL, then file for 1 half of your total. Then money permitting file the other at a later date.

Just keep the dates clear in the lba.

Hope that helps

Jen

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Hi,

When youve done your mcol, post a copy of your schedule to mcol and your bank, with mcol send a cover letter asking it to be filed with your claim, remember to put your mcol ref number which you will get when the claim is done.

Jen

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Have a read here just in case you are exempt. Its always worth checking...

 

http://www.consumeractiongroup.co.uk/forum/helpful-external-links/63-county-court-fees-exemptions.html

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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hi jen yes i did follow all the steps in fact i repeated the last one and rang them up after not hearing from them on the final letter. sorry abit thick when it comes to abreveations :| thanks again

nicky

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Any one know if it makes a difference if the account is in joint name and if u can make a mcol in joint name or does it have to be one? also if i ever do finally win this back and the cheque comes in joint name can i put it into a bank account in just my name as at the min he does not have one and he just uses mine?

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Hi, You're not being thick...do'nt worry.

My claim is in joint names but all letters etc have been in my name only. mcol in my name and when you get your cheque as long as your name is on it it should be okay...if in doubt add his name on your acc if thats possible?

jen

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Thanks for the advice ive filled out my mcol just got to wait 2 weeks till i can afford to pay and then send it off. On the list of charges that u have to send to u need to put what there for or just the date and amount as my list just has this at the min but i can change it, and do u think they will settle out of court or do they like dragging people all the way?

Again thanks for all the help!!!:D

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Hi, I've just put the date and amount but others have put which it was i'e failed dd, bounced chq etc. I am sure they will settle my claim is abit tricky as its more than 6yrs but if you keep reading the threads, A&L are settling all the time.

Jen

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Well good luck with yours let me know how u get on!! i must admit i thought they may of settled before now i even sent them a letter offering to taken a lower amount but they still said no! thanks again

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Hi, heres my link...

http://www.consumeractiongroup.co.uk/forum/alliance-leicester/56153-hi-all.html

 

I refused a settlement of half the amount just after i filed mcol, but i was really nervous. It was nice having the cheque for a short while....

Good luck..I've subscribed to your thread so i'll keep up to date with you...

Jenny

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Yes, this happened ysterday morning..

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/90246-first-victory-lloyds.html

 

Here is the link to the thread as it was one of our guys.

But dont worry too much about it and carry on with your claim as normal.

 

Also this is just 1 which isnt clear cut, against the thousands of wins.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Hi has anyone else had a REALLY silly offer from alliance and leicester accompanied by a letter on how the courts are now looking at this in a different light? i did this morning my claim is for £5535.00 and they want to offer me £52.31 as this amount is apparantly the difference between a £12 charge and what they ve charges me!!!!! what a joke!!! Dont think im even going to lower myself to reply to that one but would be interesting to know if this is normal

 

Nicky

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Hi, I've not had this but the way they act doesnt surprise me, for every 1 person who gets this far.....dozens give up. Keep confidence in yourself and your claim.

Jen

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Thanx Jen, Dont know if im excited or nervous!! but these little things keep playing with my nerves. The letter they sent was very well worded on how their solicitors have been told that judges will start looking at this the same as credit cards and therefore will not have to give a full refund. It 's enough to put any one off !!!

 

Nicky

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Hi Nicky, My letter was similar i.e bank charges were lawful and therefore un-claimable...the oft was talking about ccards so my claim was not realevant*(spelling???).

But i did have a nice chat with a&l today. Going to court was not even mentioned so hopefully we'll get a offer soon, but £52 is taking the p***!! They are acting like its not serious enough to them which could be a good thing???

Jen

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Hi I wouldnt mind but they havent even done their maths right, £52 is not the difference between what they charged me and this magical £12 anyway!!! Well should be filing my mcol tues so here i come!!!!:evil: :evil:

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NEED A LITTLE HELP!!!!!

Ive filed my mcol and have looked on the site today and its asking me to choose from two options

1) Judgement by default

or

2) judgement by admission

 

What does this mean and which one do i choose???

This is getting scarey now :o :o

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Hi Nicky, These are what to choose when A&L's time is up...If you click on either, it wont let you do anything till their 14 or 28 days are up.

Hope that helps

 

Jenny

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